Calculator
Project yako kutambanudza kubva kubhadharwa kwako uye kutarisirwa kudzoka.
Zvinyorwa zvinogadziridzwa paunenge uchinyora.
Nezve iyi kalkulator
A retirement calculator projects how much your savings could grow by the time you retire, from your current age, retirement age, current balance, monthly contribution and an expected annual return. Each month it adds your contribution and applies one-twelfth of the return to the running balance, compounding year after year until your retirement age, then splits the final pot into what you paid in versus what investment growth added.
For example, starting at age 30 with 20,000 saved and adding 500 a month at a 6% annual return, the balance grows to roughly 875,000 by age 65. Of that, only about 230,000 is money you actually contributed — the remaining 640,000 or so is compound growth. Set an inflation rate under advanced options to also see the pot in today’s money.
Use it to check whether your saving rate is on track, to see how retiring a few years later or nudging up the monthly contribution changes the outcome, and to grasp how much of a nest egg comes from decades of compounding rather than from deposits alone.
Zvimwe zvinobvunzwa zvakanyanya
Chii chiyero chekudzoka ndinofanira kufungidzira?
Munguva pfupi, mari inodzokera mumusika wezvemari inosvika pa6-7% mushure mekukwira kwemitengo, asi mari idzi hadzina kuvimbiswa uye dzinogona kuchinja kubva gore rimwe kusvika rimwe.
Chii chinonzi inflation?
Kuti uone kuti mari ichiri kuwanikwa sei, shandisa chiyero chemari chakanaka (icho chinoreva kuti mari yauri kutarisira kudzokera kwauri ichienzaniswa nemari yauri kutarisira kudzokera nayo, asi ichienzaniswa nemari yauri kutarisira kudzokera nayo).
Ndezvipi zvikonzero zvandinofanira kuchengeta mari yechikwereti chekuzvichengeta?
Izvi zvinoenderana nemari yaunoda kuisa mari, nemakore ako uye nemari yaunenge uchitarisira kuwana. Sarudza mari yaunobhadhara pamwedzi uye gadzirisa kusvika mari yako yemari yasvika pamari yaunoda. Chirongwa ichi chinokuratidza kuti mari yacho ichachinja sei kana ukachinja mari.
Kana uchitanga kuchengeta mari mazuva mashoma apfuura, chii chinoita kuti zvive nekusiyana?
Ndinoda kuti uzive kuti zvose zvaunoita mumakore ako makumi maviri nemana zvinokuchengeta iwe nemhuri yako. Kana iwe uchida kuchengeta mhuri yako, edza kuisa mari yako muhomwe yako yemari. Kana iwe uchida kuchengeta mhuri yako, edza kuisa mari yako muhomwe yako yemari.
Chii chinonzi "mumari yezuva rino"?
It discounts the projected balance back by your assumed inflation rate, so a future 875,000 might be worth far less in buying power. It answers what the pot would buy in today’s prices rather than the raw future number.
Ndinogona here kuwedzera mari yangu yemubhadharo gore negore?
Sevha kukwira kwemari yegore negore pasi pezvirongwa zvakakura, uye chikwereti chemwedzi chinowedzera neiyo percentage gore negore—izvo zvinokosha kana uchida kusangana nemari itsva yaunotarisira.
API — kushandisa iyi kalkulator kubva code
Nhare iyi calculator semahara JSON endpoint - hapana chikuru zvinodiwa. Kutumira nzvimbo mavara pasi separameter query kana JSON. Chii zvachose chaunoisa kunze chinoshandisa default iyo peji iri rakasviba nayo; parameter isiri yechokwadi inonzi 400, uye haisi zero. Tora yakazara API docs →
Endpoint
GET https://calculator.free/api/v1/retirement/curl
curl "https://calculator.free/api/v1/retirement/?current_age=30&retire_age=65¤t_savings=20000&contribution=500&return_rate=6"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/retirement/?" + new URLSearchParams({
"current_age": "30",
"retire_age": "65",
"current_savings": "20000",
"contribution": "500",
"return_rate": "6"
}));
const data = await r.json();
console.log(data.results);Zviratidzo zvemubvunzo ndezvekufungidzira kwechinangwa chekudzidzisa chete, kwete zvemari, zvehutano kana zvemari.