Kuchengeta Goal Calculator
Taurirana nevamwe vatambi uye dzidza kuti nguva yakareba sei kuti uwane mari yaunoda nemari yaunochengeta.
Zvinyorwa zvinogadziridzwa paunenge uchinyora.
Nezve iyi kalkulator
A savings goal calculator works out how many months it takes to reach a target amount from your starting balance, a fixed monthly deposit and an interest rate. Each month it adds your deposit plus one-twelfth of the annual rate on the balance, counting the months until the total first reaches your goal, then splits that goal into how much came from deposits versus interest earned.
For example, aiming for a 10,000 goal starting with 1,000 and putting away 300 a month at 3% interest takes roughly 29 to 30 months. The bulk of the goal comes from your own deposits, with interest chipping in only a small share over such a short stretch.
Use it to plan for an emergency fund, a holiday, a car or a house deposit, to see how a bigger monthly deposit shortens the wait, and to set a realistic date before you start putting money aside.
Zvimwe zvinobvunzwa zvakanyanya
Chii kana ini handina kukwanisa kusvika pa goal?
Kana mari yacho yasvika pazero uye mari yemutero chete haigone kusvika pakuda kwemari, calculator haizoratidza chero chikonzero chekuisa mari. Kuwedzera mari yemutero kuti uwane mari yaunoda munguva yakakodzera.
Chikwereti chinobatsira sei zvikuru?
Panguva pfupi dhipoziti inotonga, asi pamitengo yakakwira uye nguva refu, mitengo yemubhadharo inogona kusanganisira chikamu chikuru chemari.
Ndezvipi zvikonzero zvandinogona kushandisa kuti ndiwane chinangwa ichi?
Yechokwadi. Kutanga mari yako mubhadharo ndiyo kuvhura nzvimbo, saka calculator chete inofanira dhipoziti yako uye kufarira kuti chivhare chivharo pakati pavo uye chinangwa. A makuru kutanga mari zvinoreva mwedzi mashoma kuti vawane chinangwa.
Ndinogona sei kusangana nechinangwa changu chekuchengeta mari nekukurumidza?
Kuwedzera mari yaunochengeta pamwedzi, kutanga nemari yakawanda, kana kuwana mari yemari yakakwira. Kuwedzera mari yaunochengeta pamwedzi kunopa mari yakawanda pane nguva pfupi, sezvo mari inoita basa guru pakutanga kwemari.
Sei nguva yekusvika pa goal inonzi yatanga kuitika?
The calculator zvinoenda mberi gore negore — kusanganisira dhipoziti yako uye mari yemubhadharo — uye anobata kuti ndezvipi mwedzi kusvikira zvose zvichasvika ku goal.It anotaura kuti kutamba senguva kuti awane.
Chii kana yangu dhipoziti iri shoma kwazvo kuti uwane chinangwa?
Kana dhipoziti iri zero uye mari yemubhadharo chete haigone kubvisa chikwereti, hapana nguva yekubhadhara uye kalkulatori haina kuoneka. Kana dhipoziti iri zero, mari yemubhadharo ichasvika pakubhadhara, saka wedzera mari yemubhadharo kuti uwane mhinduro yakaenzana.
API — kushandisa iyi kalkulator kubva code
Nhare iyi calculator semahara JSON endpoint - hapana chikuru zvinodiwa. Kutumira nzvimbo mavara pasi separameter query kana JSON. Chii zvachose chaunoisa kunze chinoshandisa default iyo peji iri rakasviba nayo; parameter isiri yechokwadi inonzi 400, uye haisi zero. Tora yakazara API docs →
Endpoint
GET https://calculator.free/api/v1/savings-goal/curl
curl "https://calculator.free/api/v1/savings-goal/?goal=10000¤t=1000&deposit=300"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/savings-goal/?" + new URLSearchParams({
"goal": "10000",
"current": "1000",
"deposit": "300"
}));
const data = await r.json();
console.log(data.results);Zviratidzo zvemubvunzo ndezvekufungidzira kwechinangwa chekudzidzisa chete, kwete zvemari, zvehutano kana zvemari.