I-Calculator yeNto emiselweyo

Ukwazi ukuba ixesha elingakanani elifunekayo ukufezekisa injongo yokugcina ngeemali ezigcinwe rhoqo.

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Ixesha lokufezekisa injongo —
Iimali ezigcinwe —
Iimali ezifunyenwe —

Iinketho ze projekti

Ingaba le calculator ikunika umyalezo olungileyo?

Malunga nale Calculator

A savings goal calculator works out how many months it takes to reach a target amount from your starting balance, a fixed monthly deposit and an interest rate. Each month it adds your deposit plus one-twelfth of the annual rate on the balance, counting the months until the total first reaches your goal, then splits that goal into how much came from deposits versus interest earned.

For example, aiming for a 10,000 goal starting with 1,000 and putting away 300 a month at 3% interest takes roughly 29 to 30 months. The bulk of the goal comes from your own deposits, with interest chipping in only a small share over such a short stretch.

Use it to plan for an emergency fund, a holiday, a car or a house deposit, to see how a bigger monthly deposit shortens the wait, and to set a realistic date before you start putting money aside.

Imibuzo ebuza rhoqo

Yintoni ukuba andizukufikelela kwinjongo?

Ukuba isitokhwe sakho siyi zero kwaye inzala kuphela ayikwazi ukufezekisa injongo, i-calculator ayibonisi nantoni na. Nciphisa isitokhwe senyanga ukuze ufike kwinjongo ngexesha elimiselweyo.

Ingaba iindleko zinceda kakhulu?

Kwixesha elifutshane, ityala lilawula, kodwa kwinqanaba eliphezulu kunye nexesha elide elijikelezayo, inzala ingagubungela inxalenye ebalulekileyo yenjongo.

Ingaba ukonga kwam okwangoku kuxhomekeke kwinjongo?

Ewe. Imali yakho eqalayo yindawo yokuqalisa, ngoko ke i-calculator ifuna kuphela iindleko zakho kunye nenzuzo ukuvala umngcipheko phakathi kwayo nenjongo. Imali eqalayo enkulu ithetha ukuba kukho iinyanga ezincinci zokufezekisa injongo.

Ndingazifumana njani izigqibo zam zokugxotha ngokukhawuleza?

Ukongeza ityala lenyanga, qala ngemali eninzi, okanye ufumane umyinge wenzala ophezulu. Ukongeza ityala linika inzuzo enkulu kwixesha elifutshane, kuba ityala lisenza uninzi lwemisebenzi phambi kokuba ityala lithathe ixesha lokuphuhlisa.

Ixesha lokufezekisa injongo lisebenza njani?

I-calculator ihamba phambili inyanga ngenyanga—idibanisa idipozithi yakho nenzuzo kwi-balance— kwaye ibala ukuba zingaphi iinyanga ezidlula phambi kokuba i-total iqale ifike kwinjongo. Ixela ukuba ibala njengexesha lokulifumana.

Yintoni ukuba ityala lam lincinci kakhulu ukuze lifike kwinjongo?

Ukuba ityala liyi-zero kwaye inzala kuphela ayikwazi ukuvala umngcipheko, akukho xesha likhoyo kwaye i-calculator ibonisa akukho sizathu. Nayiphi na ityala lenyanga elilungileyo liza kugqitha kwinjongo, ngoko nyusa ukuze ufumane impendulo egqityiweyo.

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API — sebenzisa le calculator ukusuka kwikhowudi

Nceda le khadi lemali njengendawo esemva ye-JSON ekhululekileyo - akukho qhosha lifunekayo. Thumela amaxabiso endawo ezantsi njengeparameter yombuzo okanye i-JSON. Nantoni na oyenzayo isebenzisa okungagqibekanga okufanayo eli phepha ligqityiwe ngaphambili; iparameter engaziwayo yi 400, ayikho i zero ekhululekileyo. Funda i-API epheleleyo →

Incopho yesiphelo

GET https://calculator.free/api/v1/savings-goal/

curl

curl "https://calculator.free/api/v1/savings-goal/?goal=10000&current=1000&deposit=300"

JavaScript fetch()

const r = await fetch(
  "https://calculator.free/api/v1/savings-goal/?" + new URLSearchParams({
    "goal": "10000",
    "current": "1000",
    "deposit": "300"
  }));
const data = await r.json();
console.log(data.results);

Results are estimates for general guidance only, not financial, medical or tax advice.