Kupulumutsa Goal Calculator

Zidziwire nthawi iti yomwe imatenga kuti mufike pazolinga zanu zachuma ndi ndalama zosawerengeka.

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$
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Nthawi yofika pa goal —
Kuphatikizapo —
Mtengo wa ndalama —

Zithunzizi zimasintha monga momwe mumalemba.

Kodi izi calculator anakupatsani yankho labwino?

Zachidule

A savings goal calculator works out how many months it takes to reach a target amount from your starting balance, a fixed monthly deposit and an interest rate. Each month it adds your deposit plus one-twelfth of the annual rate on the balance, counting the months until the total first reaches your goal, then splits that goal into how much came from deposits versus interest earned.

For example, aiming for a 10,000 goal starting with 1,000 and putting away 300 a month at 3% interest takes roughly 29 to 30 months. The bulk of the goal comes from your own deposits, with interest chipping in only a small share over such a short stretch.

Use it to plan for an emergency fund, a holiday, a car or a house deposit, to see how a bigger monthly deposit shortens the wait, and to set a realistic date before you start putting money aside.

Mafunso ofunsidwa nthawi zambiri

Kodi ngati ine sindingathe kufikapo kumapeto?

Ngati ndalama zanu ndi zero ndipo ndalama zokhazokha sizingafikire kulenga, calculator amasonyeza palibe zotsatira.Kuwonjezera mwezi ndalama kuti afike kulenga mu nthawi yoyenera.

Kodi ndalama zimathandiza kwambiri?

Panthawi yochepa depositi domines, koma pa mtengo wotsika kwambiri ndi zokopa zopitilira muyeso angagwiritsidwe ntchito kuteteza gawo lofunikira la cholinga.

Kodi ndalama zanga zatsopano zimawerengedwa kuti ndifike pazolinga?

Yes. Kuyambiranso ndalama zanu ndi gawo loyamba, kotero calculator ayenera ndalama zanu ndi ndalama zowonjezera kuti atsegule chitseko pakati pa izo ndi cholinga. Kuyambiranso ndalama zambiri zikutanthauza miyezi ingapo kuti akwaniritse cholinga.

Kodi ndingatani kuti ndifike pazolinga zanga za kupulumutsa ndalama mofulumira?

Kuwonjezera mwezi depositi, kuyamba ndi malire lalikulu, kapena kupeza ndalama zambiri. Kuwonjezera depositi ali ndi zotsatira zoposa pa nthawi yaitali, chifukwa depositi kuchita zambiri za ntchito pambuyo ndalama ali nthawi yomanga.

Kodi nthawi yoti tikwaniritse zolinga zathu imagwira ntchito bwanji?

Calculator imapita patsogolo mwezi ndi mwezi - kuwonjezera ndalama zanu ndi ndalama pa balans - ndipo imawerengera kuti masiku angati apita kuti ndalama zanu zifike pazolinga zanu. Ikudziwitsa kuti ndalamazo zimawerengedwa ngati nthawi yoti mufike pazolinga zanu.

Kodi ngati depositi wanga ndi yaing'ono kwambiri kuti afike pa cholinga?

Ngati ndalama zosungitsa ndalama ndi zero ndipo ndalama zosungitsa ndalama zokhazokha sizingathe kuchotsa chiwongola dzanja, palibe nthawi yoyenera yoti ndalamazo zikhalepo ndipo calculator siyisonyeza zotsatira.

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API — kugwiritsa ntchito izi calculator kuchokera code

Kuti mudziwe zambiri, pitani ku www.json.org/json.html. Kuti mudziwe zambiri, pitani ku www.json.org/json.html. Chomweko chilichonse chimene mumasiya chimagwiritsa ntchito mfundo yoyamba yomweyi yomwe tsambali limagwiritsa ntchito; mfundo yosadziwika ndi 400, siyiyenera kukhala zero yosadziwika. Onani zonse API docs →

Chithunzi

GET https://calculator.free/api/v1/savings-goal/

curl

curl "https://calculator.free/api/v1/savings-goal/?goal=10000&current=1000&deposit=300"

JavaScript fetch()

const r = await fetch(
  "https://calculator.free/api/v1/savings-goal/?" + new URLSearchParams({
    "goal": "10000",
    "current": "1000",
    "deposit": "300"
  }));
const data = await r.json();
console.log(data.results);

Zimenezi ndi zowerengera zokhudzana ndi malangizo amtundu uliwonse, si zokhudzana ndi ndalama, zamoyo kapena zokhudzana ndi ndalama.