Akadiriaye Mradi wa Kuokoa
Chunguza ni muda gani ambao unahitaji kufikia mradi wa kuweka akiba kwa kutumia pesa kwa ukawaida.
Matokeo yanakuwa bora zaidi unapochapa.
Kuhusu kifaa hiki cha kupigia hesabu
A savings goal calculator works out how many months it takes to reach a target amount from your starting balance, a fixed monthly deposit and an interest rate. Each month it adds your deposit plus one-twelfth of the annual rate on the balance, counting the months until the total first reaches your goal, then splits that goal into how much came from deposits versus interest earned.
For example, aiming for a 10,000 goal starting with 1,000 and putting away 300 a month at 3% interest takes roughly 29 to 30 months. The bulk of the goal comes from your own deposits, with interest chipping in only a small share over such a short stretch.
Use it to plan for an emergency fund, a holiday, a car or a house deposit, to see how a bigger monthly deposit shortens the wait, and to set a realistic date before you start putting money aside.
Maswali yaliyoulizwa mara nyingi
Namna gani ikiwa sitafikia mradi huo kamwe?
Ikiwa anwani yako ni sufuri na riba pekee haiwezi kufika shabaha, hesabu hiyo haionyeshi matokeo.
Je, kweli kupendezwa kunasaidia sana?
Baada ya vipindi vifupi hifadhi hiyo hutawala, lakini kwa viwango vya juu zaidi na upeo mrefu wa macho wenye kupendeza waweza kufunika sehemu ya maana ya mradi huo.
Je, akiba zangu za sasa za pesa za kufikia mradi huo ni za kweli?
Kwa kuwa unaanza kurushiana habari, hesabu inahitaji tu mabaki ya hati na hamu ya kuziba pengo kati ya hizo na mradi.
Ninaweza kufikiaje mradi wangu wa kuweka akiba ya pesa haraka?
Kuondoa akiba ya kila mwezi, kuanza kwa usawaziko mkubwa zaidi, au kupata kiwango cha riba cha juu zaidi. kuongezeka kwa akiba kuna tokeo kubwa zaidi kwa vipindi vifupi, kwa kuwa akiba nyingi za fedha hufanya kazi kabla ya riba kuwa na wakati wa kujenga.
Wakati wa kufikia mradi huo utatimizwaje?
Mashine za kupiga hesabu husonga mbele mwezi baada ya mwezi KUKUU na kupendezwa kwa mizani na huhesabu ni miezi mingapi inayopita kabla ya jumla ya miezi ya kwanza kufika kwenye mradi huo. Inaripoti kwamba huo ndio wakati wa kuufikia.
Namna gani ikiwa hifadhi yangu ni ndogo mno kuweza kufikia mradi?
Ikiwa hazina hiyo ni sufuri na riba pekee haiwezi kuziba pengo hilo, hakuna wakati na kifaa cha kupigia hesabu hakiwezi kuonyesha matokeo yoyote.
API bustanini hutumia kifaa hiki cha hesabu kutoka kwenye mfumo wa sheria
Ipigie simu kifaa hiki cha kupigia hesabu kama Junse É not doot toder. Chochote unachoacha kinatumia kiwango kilekile cha mwisho ambacho ukurasa huu haujakamilika; parameta isiyojulikana ni 400, si sufuri kimya kamwe. Soma habari kamili za API docs →
keyboard label
GET https://calculator.free/api/v1/savings-goal/
curl
curl "https://calculator.free/api/v1/savings-goal/?goal=10000¤t=1000&deposit=300"
JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/savings-goal/?" + new URLSearchParams({
"goal": "10000",
"current": "1000",
"deposit": "300"
}));
const data = await r.json();
console.log(data.results);
Matokeo ni makadirio ya mwongozo wa ujumla, si wa kifedha, wa kitiba au wa kodi tu.