Kalkaaliyeyaasha Goobta
Ogow inta ay qaadanayso in la gaaro ujeedo kaydinta lacagta la dhigto.
Natiijooyinka cusbooneysiinta sida aad ku qorto.
Ku saabsan Kalkaaliyahan
A savings goal calculator works out how many months it takes to reach a target amount from your starting balance, a fixed monthly deposit and an interest rate. Each month it adds your deposit plus one-twelfth of the annual rate on the balance, counting the months until the total first reaches your goal, then splits that goal into how much came from deposits versus interest earned.
For example, aiming for a 10,000 goal starting with 1,000 and putting away 300 a month at 3% interest takes roughly 29 to 30 months. The bulk of the goal comes from your own deposits, with interest chipping in only a small share over such a short stretch.
Use it to plan for an emergency fund, a holiday, a car or a house deposit, to see how a bigger monthly deposit shortens the wait, and to set a realistic date before you start putting money aside.
Su'aalaha badanaa la isweydiiyo
Maxaa dhacaya haddii aan marnaba gaadho ujeedka?
Haddii deyntaada waa zero iyo faa'iido keliya ma gaadhi karaan ujeeddada, xisaabinta muujinaya wax natiijo ah. Kor u qaado deynta bille ah si ay u gaaraan ujeeddada in waqti la siiyay.
Ma faa'iido dhab ahaan ka caawin badan?
Waqtiyada gaaban ee ka badan deebaajiga ku xoog badan, laakiin heerarka sare iyo aragtida dheer ee faa'iido waxay ku koobnaan kartaa qayb macno leh oo ah go'aanka.
Ma kaydinta hadda ah ayaa loo tixgeliyaa in ay tahay mid ku habboon?
Haa. Miisaaniyaddaada bilowgu waa meesha la soo saaray, sidaas darteed xisaabinta kaliya u baahan tahay deyntaada iyo faa'iidada si ay u xidhaan kala duwanaanta u dhexeeya iyo ujeedka. Miisaaniyad bilow ah oo weyn waxay ka dhigan tahay bilood yar oo ay gaadho ujeedka.
Sideen u gaadhi karaa ujeeddada keydinta oo si degdeg ah?
Kor u qaado deynta bishan, bilow la xisaab weyn, ama ka heli heerka faa'iido ka sareeya. Kor u qaadista deynta waxaa ka mid ah saameynta ugu weyn ee muddo gaaban, tan iyo deynta sameeyaan inta badan shaqada ka hor inta aan faa'iido waqti u leedahay in ay dhisaan.
Sidee ayaa loo go'aamiyaa waqtiga la gaadho ujeedka?
Kalkulatorka tallaabooyinka hor u socda bil kasta bil kasta - in aad ku darto deyntaada iyo faa'iidada ku saabsan miisaaniyadda - iyo tirakoobka inta bilood ee ka hor inta aan la soo dhaafay guud ahaan ugu horeysay ee goolka ku dhuftay.
Maxaa dhici doona haddii deyntayda ay aad u yar tahay si aan u gaaro go'aanka?
Haddii deynta waa zero iyo faa'iido oo keliya ma awoodo in ay xirmaan kala fogaanshaha, ma jiro waqti jira oo xisaabiye muujinaya natiijo aan waxba. Qof kasta oo deynta bille ah oo wanaagsan ayaa ugu dambeyntii gaadhi doonaa ujeedka, sidaas darteed kor u qaado si ay u helaan jawaabta dhamaystiran.
API — isticmaal xisaabinta ka code
Wici xisaabinta sida free JSON endpoint - key ma loo baahan yahay. Dib u soo dir qiimaha goobta hoos ku qoran sida parameters su'aal ama JSON. Wax kasta oo aad ka maqan tahay isticmaalaa default la mid ah ee boggani waa hore loo buuxiyey la; parameter aan la aqoon waa 400, marnaba ma aha zero maqan. Akhri dhammaan API xuquuqda →
Xarafka
GET https://calculator.free/api/v1/savings-goal/curl
curl "https://calculator.free/api/v1/savings-goal/?goal=10000¤t=1000&deposit=300"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/savings-goal/?" + new URLSearchParams({
"goal": "10000",
"current": "1000",
"deposit": "300"
}));
const data = await r.json();
console.log(data.results);Natiijooyinka waa tirakoobka loogu talagalay tilmaamaha guud oo keliya, maaha dhaqaale, caafimaad ama talo bixin canshuur.