Kalkaaliyihii
Qorso kaydintaada ka bixitaankaada ka qaybqaadashadaada iyo soo noqoshada la filayo.
Natiijooyinka cusbooneysiinta sida aad ku qorto.
Ku saabsan Kalkaaliyahan
A retirement calculator projects how much your savings could grow by the time you retire, from your current age, retirement age, current balance, monthly contribution and an expected annual return. Each month it adds your contribution and applies one-twelfth of the return to the running balance, compounding year after year until your retirement age, then splits the final pot into what you paid in versus what investment growth added.
For example, starting at age 30 with 20,000 saved and adding 500 a month at a 6% annual return, the balance grows to roughly 875,000 by age 65. Of that, only about 230,000 is money you actually contributed — the remaining 640,000 or so is compound growth. Set an inflation rate under advanced options to also see the pot in today’s money.
Use it to check whether your saving rate is on track, to see how retiring a few years later or nudging up the monthly contribution changes the outcome, and to grasp how much of a nest egg comes from decades of compounding rather than from deposits alone.
Su'aalaha badanaa la isweydiiyo
Waa maxay celceliska celceliska aan u maleynayaa?
Long-dhaqaale-marka suuqa saamiyada soo noqnoqda taariikhi ahaan waxay ku dhex wareegeen 6-7% kadib kor u kaca qiimaha, laakiin soo noqnoqda ma aha la hubiyo oo kala duwan sanadka ilaa sanadka.
Ma taas xisaab u ah sicirka sarrifka?
Ha - waxay ku dhaqaaqi doonaa miisaaniyada magac. Si aad u fikirto lacag maanta, isticmaalka soo noqnoqoshada dhabta ah (aad soo noqnoqoshada la filayo ka yar qiimaha kororka la filayo) sida qiimaha.
Sidee ayaan u baahanahay in aan ku kaydiyo bishii oo dhan si ay u qaato?
Taasi waxay ku xiran tahay aad pot target, da'daada iyo soo noqoshada aad la filayo. Gaar ah bishan ku dar qaybta iyo hagaaji ilaa iyo inta miisaaniyadda ee ka bixitaanka gaadho figure aad rabto — xisaabinta muujinayaa natiijada cusbooneysiin sida aad u beddeli lacag.
Ma bilaabi in ay badbaadiyaan hore dhab ahaan u sameeyaan in badan oo kala duwan?
Haa, sababtoo ah deeqaha la sameeyey labaatankaada isku darka ah oo ah qarnigii dheeraad ah ama laba. Ku dadaal in ay u wareegaan da'da hadda ka hor inta aan wax walba oo kale oo la xallin iyo fiiri sida badan oo ka weyn oo miisaanka ah ee mushaharka ka tagay noqdaa.
Waa maxay "in lacag maanta" sawirka?
Waxay ka dhigan tahay in la soo celiyo miisaaniyadda la saadaalinayo by aad lacagta ku tiirsan, sidaas oo kale mustaqbalka 875,000 waxay noqon kartaa wax ka badan oo ka yar awoodda iibka. Waxay ka jawaabtaa waxa pot iibsan lahaa qiimaha maanta ka badan inta ay tirada mustaqbalka ah ee aan la kariyey.
Ma kordhin karaa qaybta aan sanad walba bixiyo?
Haa. Isku day in aad kordhiso lacagta sanadlaha ah ee aad ku bixiso doorashooyinka hore, oo xisaabinta waxay kordhisaa lacagtaada billaha ah boqolkiibaas sanad kasta – taas oo muhiim u ah in la isku daro lacagta aad ku bixiso.
API — isticmaal xisaabinta ka code
Wici xisaabinta sida free JSON endpoint - key ma loo baahan yahay. Dib u soo dir qiimaha goobta hoos ku qoran sida parameters su'aal ama JSON. Wax kasta oo aad ka maqan tahay isticmaalaa default la mid ah ee boggani waa hore loo buuxiyey la; parameter aan la aqoon waa 400, marnaba ma aha zero maqan. Akhri dhammaan API xuquuqda →
Xarafka
GET https://calculator.free/api/v1/retirement/curl
curl "https://calculator.free/api/v1/retirement/?current_age=30&retire_age=65¤t_savings=20000&contribution=500&return_rate=6"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/retirement/?" + new URLSearchParams({
"current_age": "30",
"retire_age": "65",
"current_savings": "20000",
"contribution": "500",
"return_rate": "6"
}));
const data = await r.json();
console.log(data.results);Natiijooyinka waa tirakoobka loogu talagalay tilmaamaha guud oo keliya, maaha dhaqaale, caafimaad ama talo bixin canshuur.