Kalọta
Project your retirement savings from your contributions and expected return.
Nhọrọ ndị ahụ ga-akpụzi mgbe ị na-etipụta.
N'ihe banyere calculator a
A retirement calculator projects how much your savings could grow by the time you retire, from your current age, retirement age, current balance, monthly contribution and an expected annual return. Each month it adds your contribution and applies one-twelfth of the return to the running balance, compounding year after year until your retirement age, then splits the final pot into what you paid in versus what investment growth added.
For example, starting at age 30 with 20,000 saved and adding 500 a month at a 6% annual return, the balance grows to roughly 875,000 by age 65. Of that, only about 230,000 is money you actually contributed — the remaining 640,000 or so is compound growth. Set an inflation rate under advanced options to also see the pot in today’s money.
Use it to check whether your saving rate is on track, to see how retiring a few years later or nudging up the monthly contribution changes the outcome, and to grasp how much of a nest egg comes from decades of compounding rather than from deposits alone.
Ajụjụ ndị a na-ajụkarị
Gịnị ka m ga-atụ anya na ọ ga-abụ?
Long-oge stock-market uru na-abịa n'ime ihe nkiri na-eme n'ime 6-7% mgbe inflation, ma uru bụ na-adịghị hụ na-agbanwe agbanwe afọ na afọ. Jide conservative figure maka ime atụmatụ.
Ọ bụ nke a ka ọ na-egosipụta inflation?
Ọ dịghị - ọ na-egosipụta nominal balances. Iji na-eche na ego nke ụbọchị, iji a eziokwu n'ihu (na-atụ anya gị n'ihu na-abawanye na-atụ anya inflation) dị ka ọnụego.
Olee uru m ga-achọ ịchekwa n'ọnwa ọ bụla maka ịkwụsị ọrụ?
Na-adabere na gị target pot, gị afọ na gị na-atụ anya na-agbake. Tinye a ọnwa n'ime na-agbanwe ya ruo mgbe ego na-akwụsị ọrụ na-abịa na figure ị chọrọ - calculator na-egosi ihe omume update dị ka ị na-agbanwe ego.
Ọ bụrụ na a na-ebido ichekwa n'oge gara aga, ọ ga-eme ka ọ bụrụ na ọ dị iche?
Yes, because contributions made in your twenties compound for an extra decade or two. Try moving the current age earlier while keeping everything else fixed and watch how much larger the balance at retirement becomes.
Gịnị bụ "n'ime ego nke taa" ọnụọgụgụ?
Ọ discounts na-atụ anya na-emeri azụ site gị na-atụ anya inflation ọnụego, ya mere a n’ọdịnihu 875,000 nwere ike ịbụ uru n’ebe dị anya na-adịghị na-azụ ahịa ike. Ọ na-aza ihe pot ga-azụta na ọnụego nke taa na-adịghị ka raw n’ọdịnihu nọmba.
Enwere m ike ịbawanye ego m na-enye kwa afọ?
Ee. Hazie n'afọ n'ụbọchị n'okpuru n'elu nhọrọ, na calculator na-eweta gị ọnwa n'ụbọchị n'ụbọchị site na nke ahụ pasent kwa afọ - bara uru maka na-ejikọta na-atụ anya ụgwọ n'ụbọchị.
API — jiri kaadị a site na kóòdù
Kpọọ kalkulata a dịka ebe ngwụcha JSON n'efu - enweghị kii achọrọ. Ziga valiu ebe ahụ n'okpuru dịka paramita ajụjụ mọọbụ JSON. Ihe ọbụla ị na-ewepụ na-eji dìfọ́ọ̀ltụ̀ nke a na-edebe ihuakwụkwọ a na ya; parameter a na-amaghị bụ 400, ọ dịghị sẽọ̀rọ̀. Gụọ ngwe ndị ahụ niile →
Ebemkpofuozi
GET https://calculator.free/api/v1/retirement/curl
curl "https://calculator.free/api/v1/retirement/?current_age=30&retire_age=65¤t_savings=20000&contribution=500&return_rate=6"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/retirement/?" + new URLSearchParams({
"current_age": "30",
"retire_age": "65",
"current_savings": "20000",
"contribution": "500",
"return_rate": "6"
}));
const data = await r.json();
console.log(data.results);Ihe a na-ahụta bụ n'ihi nlekọta n'ozuzu ya, ọ bụghị nlekọta ego, ọgwụ ma ọ bụ nlekọta ego.