Hesabu ya Usalama wa Jamii
Makadirio ya kwamba kila mwezi utastaafu na kampuni ya Huduma ya Jamii hunufaika kutokana na mapato yako na kudai umri.
Matokeo yanakuwa bora zaidi unapochapa.
Kuhusu kifaa hiki cha kupigia hesabu
This Social Security calculator gives a simplified estimate of your U.S. retirement benefit from your average earnings and the age you claim. It converts your average annual earnings into an average indexed monthly amount (AIME), applies the benefit formula — the 90% / 32% / 15% bend-point brackets — to get your primary insurance amount (PIA), then adjusts for claiming age.
Claiming before full retirement age (FRA) permanently reduces the benefit, while delaying past FRA adds delayed-retirement credits up to age 70. For example, someone with 60,000 of average earnings and an FRA of 67 might see a full benefit near their PIA at 67, about 30% less if they claim at 62, and roughly 24% more if they wait to 70 — the schedule lists all three.
Use it to weigh claiming early against waiting, and to get a ballpark of your monthly and yearly benefit. It is an estimate only: the real figure comes from your full 35-year indexed earnings record and current wage-base and bend-point values, which change each year.
Maswali yaliyoulizwa mara nyingi
Faida inakadiriwaje?
Mapato yako hugeuzwa kuwa kiasi cha wastani cha kila mwezi (AIME), kisha kanuni ya mapato yatumika kwa asilimia 90 kwenye bendi ya kwanza, 32 kwa beni ya kati na asilimia 15 juu ili kupata kiasi cha msingi cha bima (PIIA) faida kamili wakati wa kustaafu kamili. Hii ni namna iliyorahisishwa ya hesabu rasmi.
Kudai umri hubadili faida yangu kadiri gani?
Claiming at 62 permanently cuts the benefit by about 30%, while waiting past full retirement age adds 8% a year up to age 70. The schedule shows the benefit at 62, your full retirement age and 70.
Ni nini umri kamili wa kustaafu?
FRA is the age at which you receive 100% of your primary insurance amount, currently 66 to 67 depending on birth year. Claim before it and each month early trims the benefit; claim after and you earn delayed credits. Set the FRA field to match your birth year for a closer estimate.
Je, nidai Usalama wa Jamii ukiwa 62 au ningojee?
Claiming at 62 gives smaller cheques for longer; waiting to 70 gives larger cheques for fewer years. Waiting pays off if you live past your break-even age (often around the late 70s to early 80s) or want a larger inflation-protected income later in life.
Faida za kazi yangu hulipwaje?
Mapato yako ya kazi - maisha yanakuwa wastani wa kiasi cha wastani cha kila mwezi (AME), kisha faida ya jumla ya asilimia 90 ya bendi ya kwanza, 32% ya bendi ya kati na asilimia 15 juu ili kutokeza PIA yako.
Kwa nini hiyo ni kadirio tu?
Hesabu halisi hutumia miaka yako 35 ya mapato yaliyozidi na kiasi cha mapato na misingi ya mshahara na kona ya mwaka wako, ambayo hujifungua upya kila mwaka. Kifaa hiki hutumia uwezo wako wa wastani na wa makundi ya watu, kwa hiyo tibu uzalishaji wake kama mchezo wa mpira wa kupanga, si tarakimu rasmi.
API bustanini hutumia kifaa hiki cha hesabu kutoka kwenye mfumo wa sheria
Ipigie simu kifaa hiki cha kupigia hesabu kama Junse É not doot toder. Chochote unachoacha kinatumia kiwango kilekile cha mwisho ambacho ukurasa huu haujakamilika; parameta isiyojulikana ni 400, si sufuri kimya kamwe. Soma habari kamili za API docs →
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GET https://calculator.free/api/v1/social-security/curl
curl "https://calculator.free/api/v1/social-security/?income=60000&claim_age=67"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/social-security/?" + new URLSearchParams({
"income": "60000",
"claim_age": "67"
}));
const data = await r.json();
console.log(data.results);Matokeo ni makadirio ya mwongozo wa ujumla, si wa kifedha, wa kitiba au wa kodi tu.