Kalkulator
Qorso 401(k)ada oo ku jira xisaabtaada marka aad ka tagto shaqada oo la mid ah shaqaalihii hore iyo kordhinta mushaarka.
Natiijooyinka cusbooneysiinta sida aad ku qorto.
Ku saabsan Kalkaaliyahan
calculator calculates how much your workplace retirement account will grow by age 65. It calculates how much your contributions will increase by age 65, and how much your employer’s money will increase by age 65. It calculates how much your contributions will increase by age 65, and how much your employer’s money will increase by age 65. It calculates how much your contributions will increase by age 65, and how much your employer’s money will increase by age 65. It calculates how much your contributions will increaseE
Su'aalaha badanaa la isweydiiyo
Sidee ayuu shaqsi shaqo la'aan ah u shaqeeyaa?
A formula caadiga ah waa 50% ka mid ah qaybahaada ilaa 6% mushaarka. qalabkan waa la mid ah heerka qaybtaada, capped at xadka ciyaarta, mar kasta oo boqolkiiba ciyaarta - sidaas oo kale ka qaybqaadasho 6% la 50%-up-to-6% ciyaarta ku daray 3% mushaarka lacag la'aan ah sanad kasta.
Sidee ayaan u qaybin karaa 401 (k)?
Ugu yaraan, ka qayb qaadato ku filan si ay u qabtaan ciyaarta shaqo-bixiye buuxa - haddii kale waxaad ka tagto lacag bilaash ah ee miiska. Target guud ee caadiga ah waa 10-15% mushaarka oo ay ku jiraan ciyaarta, oo la kordhiyay oo leh kor u qaadista kasta.
Maxaa "50% isku mid ah ilaa 6%" dhab ahaantii micnaheedu yahay?
Tani waxay ka dhigan tahay shaqadaada shaqaalaha ku daray 50 cents dollar kasta oo aad ka qayb qaadato, laakiin kaliya ee ugu horeysay 6% mushaharkaaga. Sidaas ka qayb qaadata 6% ku kasbada ciyaarta buuxda - dheeraad ah 3% mushaharka lacag la'aan ah - halka ka qayb qaadata ka yar ka tagaa qayb ka mid ah ciyaartaas aan la sheegin.
Maxay tahay xaddidaadda 401 (k)?
IRS waxay ku siinaysaa xaddi sanadle ah ee lacagta shaqaalaha ee sanadka ugu badan ee kor u kaca, oo leh gunno dheeraad ah oo la soo gaadhay marka aad tahay 50 ama ka weyn; shaqo-bixiye ciyaarta ku fadhiya korka in. Kalkaaliyihii ma fulin karo xaddidan, sidaas darteed ku hayn lacagta aad galaya xadka hadda jira.
Sidee koritaanka mushaarka saameyn ku leh 401 (k)?
Sababtoo ah qaybtaada waa boqolkiiba mushaarka, kor u qaadista kasta oo si otomaatig ah u kordhiya dollar aad iyo shaqaalahaaga ku shub. The sanadle ah-kor u qaadista goobta isku darka saamayntan, taas oo ah sababta oo ah miisaaniyadda la saadaalinayo waa u nugul tahay in ay xitaa yar oo la aaminsan yahay kordhinta mushaarka.
Maxay tahay celceliska celceliska aan u maleynayaa in 401 (k)?
A kala duwan saamiyada-iyo-bond isku darka taariikhi ahaan ku soo laabtay 6-8% sanadka muddo dheer, sidaas darteed 7% waa a qorshaynta guud ee aaminsan. hoos u sida aad u wareegto si ay u bonds ka dhow ka bixitaanka, iyo xusuuso in la soo celiyo ma aha in la hubiyo sanadka ilaa sanadka.
API — isticmaal xisaabinta ka code
Wici xisaabinta sida free JSON endpoint - key ma loo baahan yahay. Dib u soo dir qiimaha goobta hoos ku qoran sida parameters su'aal ama JSON. Akhri dhammaan API xuquuqda →
Xarafka
GET https://calculator.free/api/v1/401k/curl
curl "https://calculator.free/api/v1/401k/?current_age=30&retire_age=65&salary=60000&contribution=6"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/401k/?" + new URLSearchParams({
"current_age": "30",
"retire_age": "65",
"salary": "60000",
"contribution": "6"
}));
const data = await r.json();
console.log(data.results);Natiijooyinka waa tirakoobka loogu talagalay tilmaamaha guud oo keliya, maaha dhaqaale, caafimaad ama talo bixin canshuur.