I-Calculator
Uhlelo lwe-401(k) luzosiza ukuhlela izimali zakho uma uphuma emsebenzini, ulinganise nemali yomsebenzi nokukhula kwemali.
Iziphetho zivuselelwa uma ubhala.
Malunga nale khadi
calculator calculates how much your workplace retirement account will grow to retirement from your salary, the percentage you contribute, your employer’s matching contribution, your expected investment return and annual raises. Contributions compound monthly and the employer match is added on top up to its limit, so you can see how much of the final balance is your money, your employer’s money and investment growth. A calculator calculates how much your workplace retirement account will grow to retirement from your salary, the percentage you contribute, your employer’s matching contribution, your expected investment return and annual raises. A calculator calculates how much your workplace retirement account will grow to retirement from your salary, the percentage you contribute, your employer’s matching contribution, your expected investment return and annual raises. A calculator calculates how much your workplace retirement account will grow to retirement from your salary, your employer’s matching contribution, and your expected investment return. A calculator calculates how much your workplace retirement account will grow to retirement from your salary, your percentage you contribute, your employer’s matching contribution, your expected investment return and annual raises. A calculator calculates how much your workplace retirement account will grow.Use this calculator to see how your workplace retirement account grows.Use this calculator to see how your workplace retirement account grows.Use this calculator to see how your workplace retirement account grows.Use this calculator to see how your workplace retirement account grows.Use this calculator to see how your workplace retirement account grows.Use this calculator to see how your workplace retirement account grows.Use this calculator to see how your workplace retirement account grows.Use this calculator to see how your workplace retirement account grows.Use this calculator to see how your workplace retirement account grows.Use this calculator to see how your workplace retirement account grows.Use this calculator to see how your workplace retirement account grows.Use this calculator to see how your workplace retirement account grows.Use this calculator to see how your workplace retire
Imibuzo ebuzwa kaningi
Usebenza kanjani umlinganisi womsebenzi?
Ifomula ejwayelekile yi-50% yezinsiza zakho kuze kube yi-6% yemali. Lezi zisetshenziswa zifana nezinga lakho lezinsiza, lifinyelela emkhawulweni wokufana, izikhathi zesibalo se-match percentage - ngakho ukunikela nge-6% nge-50%-up-to-6% match ongeza i-3% yemali yemali emahhala ngonyaka.
Ingabe kufanele ngihlole malini ku-401(k) yami?
Kuncane, uxhase ngokwanele ukuqoqa i-match egcwele yomqashi - noma kunjalo ushiya imali emahhala kwithebula. Inhloso ejwayelekile egcwele yi-10-15% yemali kufaka phakathi i-match, ekhula ngokwehla ngalinye.
Yini okushoyo "50% ifana ne-6%"?
Lokhu kusho ukuthi umqashi wakho ungeza amasenti angama-50 ngayinye yedola oyenzayo, kodwa kuphela ku-6% yokuqala yemali yakho. Ngakho-ke ukunikela nge-6% kuthola ukufana okugcwele - okungeziwe kwe-3% yemali yemali emahhala - ngenkathi unikela ngaphantsi ushiya ingxenye yale midlalo engaqinisekiswanga.
Yini umkhawulo wokufaka imali 401(k)?
I-IRS ibeka i-cap yeminyaka yonke ku-income ye-employee ekhula eminyakeni eminingi, ne-extra catch-up allowance uma uneminyaka engu-50 noma ngaphezulu; umlingani womsebenzi uhlala phezulu. Le calculator ayisebenzisi i-cap, ngakho gcina income yakho engeniswe ngaphakathi komkhawulo okhona.
Ingabe ukunyuka kwesabelomali kuthinta kanjani i-401(k) yami?
Ngokuba umnikelo wakho uyingxenye yemali, ngayinye inqubekela phambili ikhuphula ngokuzenzakalela amadola owenzayo nomsebenzi wakho. Indawo yonyaka-inqubekela phambili ihlanganisa le miphumela, ngakho-ke i-balance elindelekile i sensitive nakuba incane ilindeleke ukunyuka kwemali.
Yini inani lokubuyisela okufanele ngilithathele isinqumo se-401(k)?
A stock-and-bond mix ehlukahlukene imlando wabuyela cishe 6-8% ngonyaka eminyakeni emide, ngakho 7% kuyinto ukucabanga ukuhlela ejwayelekile. Nciphisa njengoba ushintshana nge bonds ezungeze ukushiya umsebenzi, futhi khumbula izinzuzo aziqinisekisiwe ngonyaka kuya ngonyaka.
API — sebenzisa le calculator kusuka kukhodi
Nquma le kalkuli njengendawo ephelezelwa i-JSON - akukho isitshixo esidingekayo. Thumela amaxabiso endawo ngezansi njengepharamitha yombuzo noma i-JSON. Funda i-API egcwele →
Ingxenye yendawo
GET https://calculator.free/api/v1/401k/curl
curl "https://calculator.free/api/v1/401k/?current_age=30&retire_age=65&salary=60000&contribution=6"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/401k/?" + new URLSearchParams({
"current_age": "30",
"retire_age": "65",
"salary": "60000",
"contribution": "6"
}));
const data = await r.json();
console.log(data.results);Izibalo ziyisilinganiso esisetshenziswa ukuqondisa kuphela, hhayi ukucebisa ngezimali, ukwelashwa noma ukukhokha.