401 (k) Calculator

Project yako 401 (k) chiyero pakuva nebasa nemubhadharo kuwedzera.

yr
yr
$
%
Percentage of wage you put in each year.
%
Percentage of your contribution the employer matches (50% = 50 cents per dollar).
%
Employer matches chete kusvika pazera iri muzana yemari yako.
%
%
$
Balance at retirement —
Mamwe mapurojekiti —
Employer match —
Kukura kwekudyara —

Zvinyorwa zvinogadziridzwa paunenge uchinyora.

Nezve iyi kalkulator

calculator calculates the total amount of your contributions, your employer’s matching contribution, and your expected investment return. The calculator calculates the total amount of your contributions, your employer’s matching contribution, and your expected investment return. The calculator calculates the total amount of your contributions, your employer’s matching contribution, and your expected investment return. The calculator calculates the total amount of your contributions, your employer’s matching contribution, and your expected investment return. The calculator calculates the total amount of your

Zvimwe zvinobvunzwa zvakanyanya

Maitiro ekuita kuti kambani iwedzere mari?

Chimwe chezvikonzero zvakajairika ndechekuti 50% yemari yako inobhadharwa kune 6% yemari yemubhadharo. Iyi nzira inoenzanisa mari yako yekubhadhara, yakapetwa nemari yemubhadharo, nenguva yemubhadharo wemubhadharo. Izvi zvinoreva kuti 6% yemari yako inobhadharwa kune 50% yemari yemubhadharo, uye 6% yemari yako inobhadharwa kune 50% yemari yemubhadharo.

Ndezvipi zvikonzero zvandinofanira kuisa mari mu401(k) yangu?

Panguva pfupi, wedzera zvakakwana kuti uwane mari yakakwana yemubhadharo. Kana ukasiya mari yakakwana pabhodhi, wedzera mari yakakwana. Mumwe mubvunzo unokosha ndewekuti, kana iwe uchida kusimudzira mari yako, wedzera mari yakakwana yemubhadharo.

Chii chinonzi "50% match up to 6%" chinonzi?

Izvi zvinoreva kuti mubhadhari wako anowedzera 50 cents pagore kune chero mari yaunobhadhara, asi chete pakutanga 6% yemubhadharo wako. Izvi zvinoreva kuti kubhadharisa 6% kunowana kusangana kwese — 3% yemubhadharo mumari yemahara — asi kubhadharisa zvishoma kunosiya chikamu chemubhadharo wakabhadharwa.

Chii chinonzi 401(k)?

IRS inoisa gore chivharo pavadzidzi kubatsirwa kuti anokwira makore akawanda, ne extra catch-up chivimbo kana iwe uri 50 kana kupfuura; mubhadhari mutambo ari kugara pamusoro pekuti. Iyi calculator haasi kutevedzera chivharo, saka chengetedza yako yapinda kubatsirwa mukati menguva yenguva.

Maitiro ekuwedzera mari anokonzera sei 401(k) yangu?

Nekudaro, kana iwe ukawana mari yakakwana, unogona kuisa mari yako yemubhadharo muzvikwereti zvemari. Nekudaro, kana iwe ukawana mari yakakwana, unogona kuisa mari yako yemubhadharo muzvikwereti zvemari.

Chii chiyero chekudzoka ndinofanira kufungidzira kuti ndiwane 401(k)?

A zvakasiyana stock-and-bond michina yakapfuura zvakadzokera pamusoro 6-8% gore pamusoro nguva refu, saka 7% ndeimwe yakasiyana kutarisira fungidziro. Lower it sezvaunenge kuchinja kuseri bonds pedyo kutambanudza, uye funga kuti kudzoka haasi kuvimbiswa gore negore.

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API — kushandisa iyi kalkulator kubva code

Chiva iyi calculator semahara JSON endpoint - hapana chikuru zvinodiwa. Kutumira nzvimbo zviwanikwa pasi separameter query kana JSON. Tora yakazara API docs →

Endpoint

GET https://calculator.free/api/v1/401k/

curl

curl "https://calculator.free/api/v1/401k/?current_age=30&retire_age=65&salary=60000&contribution=6"

JavaScript fetch()

const r = await fetch(
  "https://calculator.free/api/v1/401k/?" + new URLSearchParams({
    "current_age": "30",
    "retire_age": "65",
    "salary": "60000",
    "contribution": "6"
  }));
const data = await r.json();
console.log(data.results);

Zviratidzo zvemubvunzo ndezvekufungidzira kwechinangwa chekudzidzisa chete, kwete zvemari, zvehutano kana zvemari.