I-Calculator yezimali (50/30/20)
Yakha izimali zakho zonyaka zibe izifiso, izifiso kanye nezimali ezigcinwe ngemithetho ye-50/30/20.
Iziphetho zivuselelwa uma ubhala.
Malunga nale khadi
you have a budget that is 50% of your take-home pay, you can use the 50/30/20 rule to calculate your savings goal. The 50/30/20 rule is a simple budgeting framework: put 50% of your after-tax income toward needs, 30% toward wants and 20% toward savings and debt repayment. This budget calculator splits your monthly income into those three buckets — and lets you adjust the percentages and the amounts update instantly.Use it to build a starter budget, to check how your current spending compares with the 50/30/20 guideline.Use it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter
Imibuzo ebuzwa kaningi
Yini ebalwa njengesidingo versus ukufuna?
Izidingo zizinto ezibalulekile ongazange uzishiye—irenti noma i-hypotheque, izisebenzi, izitolo, inshuwalense, ukukhokha izimali ezincane zemali kanye nokushayela ukuya emsebenzini. Izidingo zizinto ezingeziwe zokuphila ezifana nokudlela, ukusakaza, izintandokazi kanye nezinsuku zokuphumula.
Yini uma izidingo zami zingaphezu kuka-50%?
Kulezi zindawo ezibiza kakhulu, izidingo zihlala zidlula i-50%. Ukwelapha i-50/30/20 njengenjongo, hhayi imithetho: cindezela i-bottom efuna kuqala, futhi ubheke ukugcina ukulondoloza okuthile ngisho uma i-share ye-economies iphansi ku-20% manje.
Ingabe imithetho ye-50/30/20 idinga ukusebenzisa imali engenayo encane noma encane?
Imali ekhokhwayo (edlulele) — imali ekhona ebhange lakho. Ngenxa yokuthi izimali zokwehlisa izimali kanye nezimali zomsebenzi zikhona, ukusebenzisa i-50/30/20 split ukukhokha imali yomndeni kukunikeza inani elifanele le-buckle ongayichitha futhi ugcine.
Ingabe ukukhokha kabusha izimali zokwehlisa izindleko kubhekwa njengesidingo noma ukulondoloza?
Imali encane edingekayo ibalwa njengezidingo, ngoba kufanele uyikhokhe, kanti noma yikuphi okuningi okubeka ukukhokha izimali ezisheshayo kuvela ku-20% ye-economies-and-debt bucket. Lokhu kusho ukuthi i-economies share iphinda iphinde ibe yimali yokukhokha izimali.
Yini uma ngifuna ukulondoloza ngaphezulu kwe-20%?
Ukwengeza inkokhelo ngephesenti futhi phansi ufuna (noma izidingo) ukufana - izilinganiso kuphela kufanele uhlanganise 100%. Abantu abaningi ezama ukuphuma ngesikhathi noma inhloso enkulu ucindezela inkokhelo 30% noma ngaphezulu ngokuzilungisa ifuna ibhakede.
Ingabe i-50/30/20 ikhona ezindaweni ezibiza kakhulu?
Izidingo zihlala zidlula i-50% lapho irenti iphakeme khona, ngakho bheka uhlukaniso njengenjongo. Chofoza izidingo kuqala, gcina ulondoloza okuthile ngisho uma ngezansi kwe-20%, futhi sebenzisa amaphesenti aguqukayo lapha ukwakha uhlukaniso olulungele izindleko zakho ezingokoqobo.
API — sebenzisa le calculator kusuka kukhodi
Nquma le kalkuli njengendawo ephelezelwa i-JSON - akukho isitshixo esidingekayo. Thumela amaxabiso endawo ngezansi njengepharamitha yombuzo noma i-JSON. Funda i-API egcwele →
Ingxenye yendawo
GET https://calculator.free/api/v1/budget/curl
curl "https://calculator.free/api/v1/budget/?income=4000"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/budget/?" + new URLSearchParams({
"income": "4000"
}));
const data = await r.json();
console.log(data.results);Izibalo ziyisilinganiso esisetshenziswa ukuqondisa kuphela, hhayi ukucebisa ngezimali, ukwelashwa noma ukukhokha.