I-Calculator yeNkqubo yeNkqubo (50/30/20)
Yahlula iindleko zakho zenyanga zibe ziimfuneko, izicelo kunye neendleko eziphantsi ngomthetho we-50/30/20.
Iinketho ze projekti
Malunga nale Calculator
you have a budget that is 50% of your take-home pay, you can use the 50/30/20 rule to calculate your savings goal. The 50/30/20 rule is a simple budgeting framework: put 50% of your after-tax income toward needs, 30% toward wants and 20% toward savings and debt repayment. This budget calculator splits your monthly income into those three buckets — and lets you adjust the percentages and the amounts update instantly.Use it to build a starter budget, to check how your current spending compares to the 50/30/20 guideline.Use it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter
Imibuzo ebuza rhoqo
Yintoni ebalaseleyo njengemfuneko xa kuthelekiswa nokufuna?
Iimfuno zizinto ezibalulekileyo ongazange uzishiye—irenti okanye ityala, iinkonzo, iimveliso zendalo, i-inshurensi, iindleko ezincinci zetyala kunye nokuhamba ukuya emsebenzini. Iimfuno zizinto ezifunekayo kwindlela yokuphila ezinjengokutya ngaphandle, ukubukela i-TV, iimfuno zobuqu kunye neentsuku zokuphumla.
Yintoni ukuba iimfuno zam zingaphezulu kwe-50%?
Kwiindawo ezinomthwalo omkhulu, iimfuno zihlala zingaphezulu kwe-50%. Zithi 50/30/20 njengenjongo, hayi njengomthetho: lungisa ibhotile yeemfuno kuqala, kwaye ujonge ukugcina into naphi na, nokuba inxalenye yokonga kufuneka ikhuphe ngaphantsi kwe-20% ngoku.
Ingaba imithetho ye-50/30/20 kufuneka isebenzise iindleko ezipheleleyo okanye iindleko ezipheleleyo?
Imali epheleleyo (egqityiweyo) — imali ekhoyo kwi-akhawunti yakho. Kuba i-tax kunye ne-payroll deductions sele zithathelwe, ukudibanisa i-50/30/20 kuhlawulisa ukuthatha ikhaya kukunika inani elifanelekileyo le-buckle onokuthi usebenzise uze ugcine.
Ingaba ukubuyiselwa kwemali yetyala kuxhomekeke kwimfuneko okanye kulondolozo?
Iindleko ezincinci ezifunekayo ziquka iimfuno, kuba kufuneka uzihlawule, ngelixa nayiphi na iindleko ezongezelelweyo ozibeka ukuhlawula ityala ngokukhawuleza zivela kwi-20% yokonga kunye netyala. Le nto ibangela ukuba inxalenye yokonga iphindwe kabini njengemali yokufumana ityala.
Yintoni ukuba ndifuna ukulondoloza ngaphezulu kwe-20%?
Ukongeza, ulawulo lwemali luya kukunceda ugcine imali eninzi. Ukongeza, ulawulo lwemali luya kukunceda ugcine imali eninzi. Ukunciphisa iindleko zolawulo lwemali luya kukunceda ugcine imali eninzi.
Ingaba i-50/30/20 isebenza kumzi ophezulu wexabiso?
Iimfuno kuphela zihlala zingaphezulu kwe-50% apho irenti iphezulu, ngoko ke sebenzisa uhlukaniso njengenjongo. Khubaza unikezelo lweemfuno kuqala, ugcine into nakuba ingaphantsi kwe-20%, kwaye usebenzise iipesenti ezilungelelanisiweyo apha ukwakha uhlukaniso oluhambelana neendleko zakho ezinyanzelekileyo.
API — sebenzisa le calculator ukusuka kwikhowudi
Nceda le kalkulator njengendawo esemva ye-JSON ekhululekileyo - akukho qhosha lifunekayo. Thumela amaxabiso endawo engezantsi njengeparameter yombuzo okanye i-JSON. Funda i-API epheleleyo →
Incopho yesiphelo
GET https://calculator.free/api/v1/budget/curl
curl "https://calculator.free/api/v1/budget/?income=4000"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/budget/?" + new URLSearchParams({
"income": "4000"
}));
const data = await r.json();
console.log(data.results);IiNtlanganiso zeNtlanganiso yeNtlanganiso