Kalkulator Anggaran (50/30/20)
Ing taun 2000, dhèwèké dadi anggota Dewan Perwakilan Rakyat lan dadi anggota DPR-RI.
Hasil dioptimalake nalika sampeyan ngetik.
Ngendi kalkulator iki
you have a budget that is 50% of your take-home pay, you can use the 50/30/20 rule to calculate your savings and debt repayment. The 50/30/20 rule is a simple budgeting framework: put 50% of your after-tax income toward needs, 30% toward wants and 20% toward savings and debt repayment. This budget calculator splits your monthly income into those three buckets — and lets you adjust the percentages and the amounts.Use it to build a starter budget, to check how your current spending compares to your take-home pay. On 4,000 a month, the default split is 2,000 for needs, 1,200 for wants and 800 for savings.Use it to build a starter budget, to check how your current spending compares to the 50/30/20 rule.Use it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to build a starter budgetUse it to
Takon kang asring diajukake
Apa kang dadi sebabé, apa kang dadi akibaté?
Keperluan iku barang-barang sing ora bisa ditolak - sewa utawa hipotek, utilitas, barang-barang, asuransi, pembayaran utang minimal lan transportasi kanggo kerja. Keperluan iku gaya urip tambahan kaya mangan, streaming, hobi lan liburan.
Apa yèn kabutuhanku luwih saka 50%?
Ing wewengkon-wewengkon kang remen biaya dhuwur, kabutuhané bisa ngluwihi 50%. Ngrawat 50/30/20 minangka target, ora minangka aturan: trim bucket kang arep pisanan, lan tujuané kanggo tetep nyimpen paling ora apa-apa, malah yèn saham tabungan kudu mudhun ing ngisor 20% kanggo saiki.
50/30/20 iku aturan kanggo ngitung pendapatan bruto lan net.
Net (sawisé-pajak) income — dhuwit kang nyata-nyata ndarat ing akun sampeyan. Nanging amarga pajak lan payroll deductions wis dijupuk metu, aplikasi 50/30/20 split kanggo njupuk-rumah bayar menehi realistis bucket jumlah sampeyan bisa mbayar lan nyimpen.
Apa repayment utang ngitung minangka perlu utawa penghematan?
Biaya-biaya ingkang dipunperlukan paling alit dipunanggep minangka kabutuhan, awit sampeyan kedah mbayar, déné tambahan ingkang dipundamel kanggé mbayar utang kanthi langkung cepet dipundamel saking 20% tabungan lan utang.
Apa yèn aku arep nyimpen luwih saka 20%?
Nglebokaken persentase tabungan lan kurangi kabutuhan (utawa kabutuhan) kanggo cocog - saham mung kudu ditambahake menyang 100%. Akèh wong sing ngetutake pensiun awal utawa tujuan gedhe nyengkuyung tabungan nganti 30% utawa luwih kanthi ngresiki bucket arep.
50/30/20 iku sawijining angka kang digunakaké ing angkatan bersenjata.
Kadhangkala, kabutuhan mung ngluwihi 50% ing ngendi sewa dhuwur, mula nganggep pemisahan minangka target. Cut wanted share kapisan, tetep nyimpen apa-apa malah yen ing ngisor 20%, lan nggunakake persentase sing bisa disesuaikan ing kene kanggo mbangun pemisahan sing cocog karo biaya nyata sampeyan.
API — gunakake kalkulator iki saka kode
Panggenan kalkulator iki minangka titik pungkasan JSON gratis - ora ana kunci sing dibutuhaké. Kirimi nilai medan ing ngisor iki minangka parameter pitakonan utawa JSON. Waca dokumen API lengkap →
Titik pungkasan
GET https://calculator.free/api/v1/budget/curl
curl "https://calculator.free/api/v1/budget/?income=4000"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/budget/?" + new URLSearchParams({
"income": "4000"
}));
const data = await r.json();
console.log(data.results);Kajaba iku, ana uga sing ora bisa gawé gawéan, kaya ta dokter, insinyur, lan liya-liyané.