Mtengo wa ndalama Calculator (50/30/20)
Osagwirizana wanu mwezi ndalama m'mafuna, zofuna ndi ndalama ndi 50/30/20 malamulo.
Zithunzizi zimasintha monga momwe mumalemba.
Zachidule
you have a budget that is 50% of your take-home pay, you can use the 50/30/20 rule to calculate your savings goal. The 50/30/20 rule is a simple budgeting framework: put 50% of your after-tax income toward needs, 30% toward wants and 20% toward savings and debt repayment. This budget calculator splits your monthly income into those three buckets — and lets you adjust the percentages and the amounts update instantly.The 50/30/20 rule is a simple budgeting framework: put 50% of your take-home pay toward needs, 30% toward wants and 20% toward savings and debt repayment.The 50/30/20 rule is a simple budgeting framework.Use itUse it
Mafunso ofunsidwa nthawi zambiri
Kodi n’chiyani chimawerengedwa kuti ndi chofunika kuposa chofuna?
Zofunikira ndi zofunikira zomwe simungathe kulephera - ndalama za nyumba kapena ndalama zoyendera, ntchito, zowonjezera, chitetezo, malipiro a ngongole zosakwanira komanso kuyenda kupita ntchito.Zofuna ndi zowonjezera zamoyo monga kudya, kusewera, zokonda ndi nthawi ya tchuthi.
Kodi ngati zosowa zanga ndi zoposa 50%?
Muzosowa zofunika kwambiri nthawi zambiri zimaposa 50%. Kuganizira 50/30/20 monga zolinga, si malamulo: kuchotsa zofuna zoyamba, ndi kulenga kupulumutsa pamodzi ndi chinachake ngakhale kuti chitetezo chili ndi kugwa pansi pa 20% kwa nthawi ino.
Kodi malamulo a 50/30/20 angagwiritsidwe ntchito pazosowa zochuluka kapena zochuluka?
Mtengo wa ndalama (kuchokera pa ndalama zosawerengeka) — ndalama zomwe zimalowa mu akaunti yanu.Popeza ndalama zosawerengeka ndi ndalama zosawerengeka zaperekedwa kale, kugwiritsira ntchito 50/30/20 kulipira ndalama zosawerengeka kumakupatsani ndalama zosawerengeka zomwe mungagwiritse ntchito ndikupulumutsa.
Kodi kulipira ngongole kumawerengedwa ngati zosowa kapena kupulumutsa?
Mtengo wotsika wofunikira kulipira umawerengedwa ngati zosowa, chifukwa muyenera kuzichita, pomwe chilichonse chowonjezera chomwe mumayika kulipira ngongole mofulumira chimachokera ku 20% ya ndalama zopulumutsa ndi ndalama zopulumutsa.
Kodi ngati ndikufuna kupulumutsa kuposa 20%?
Kuwonjezera ndalama zochuluka ndi kuchepetsa zofuna (kapena zosowa) kuti zigwirizane - ndalamazo ziyenera kuwonjezeka mpaka 100%. Anthu ambiri omwe akuchita ntchito yoyamba kapena kukwaniritsa zolinga zawo zimawonjezera ndalama zochuluka mpaka 30% kapena zambiri pochotsa zosowa zawo.
Kodi 50/30/20 ndi yoyenera m'mizinda yotsika mtengo?
Nthawi zambiri zosowa zokha zimapitilira 50% pomwe ndalama zoyendera ndi zochuluka, choncho gwiritsani ntchito kugawa ngati chida. Chotsani zosowa zatsopano, gwiritsani ntchito ndalama zopulumutsa ngakhale kuti zili pansi pa 20%, ndipo muzigwiritsa ntchito zigawo zosinthika kuti mupange kugawa komwe kumagwirizana ndi ndalama zanu zazikulu.
API — kugwiritsa ntchito izi calculator kuchokera code
Kulemba izi calculator monga ufulu JSON endpoint - palibe chida zofunika. Kutumiza nyanja mfundo pansipa monga mafunso zigawo kapena JSON. Onani zonse API docs →
Chithunzi
GET https://calculator.free/api/v1/budget/curl
curl "https://calculator.free/api/v1/budget/?income=4000"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/budget/?" + new URLSearchParams({
"income": "4000"
}));
const data = await r.json();
console.log(data.results);Zimenezi ndi zowerengera zokhudzana ndi malangizo amtundu uliwonse, si zokhudzana ndi ndalama, zamoyo kapena zokhudzana ndi ndalama.