Miisaaniyadda Calculator (50/30/20)
Kala qaybi lacagtaada bishii in baahiyaha, rabitaanka iyo kaydinta la 50/30/20 xeerka.
Natiijooyinka cusbooneysiinta sida aad ku qorto.
Ku saabsan Kalkaaliyahan
The 50/30/20 rule is a simple budgeting framework: put 50% of your after-tax income toward needs, 30% toward wants and 20% toward savings and debt repayment. This budget calculator splits your monthly income into those three buckets — and lets you adjust the percentages — so every dollar has a clear monthly and yearly target.
The maths is just three shares of your take-home pay. On 4,000 a month, the default split is 2,000 for needs, 1,200 for wants and 800 for savings; the tool also shows each bucket as a yearly figure (24,000, 14,400 and 9,600). Change the percentages and the amounts update instantly, so you can model a tighter savings target or a higher needs share.
Use it to build a starter budget, to check how your current spending compares with the 50/30/20 guideline, or to set a savings goal you can actually fund. Needs are essentials you cannot skip, wants are lifestyle extras, and the savings bucket covers both building wealth and paying down debt beyond the minimums.
Su'aalaha badanaa la isweydiiyo
Maxaa loo tixgeliyaa sida baahida ka dhanka ah rabitaanka?
Waxyaabaha loo baahan yahay waa waxyaabo aad u baahan tahay in aad ka tagto - kirada ama guri, adeegyada, alaabta ceeriin, caymiska, lacagaha deynta ugu yar iyo gaadiidka shaqada.
Maxaa dhacaya haddii baahiyahaygu ay ka badan yihiin 50%?
In gobollada sare-lacagta baahida badanaa ka badan 50%. Daaweynta 50/30/20 sida ujeedo, ma aha sharci: goynta doonista baakadaha hore, iyo in ay ujeedadu tahay in ay sii badbaadin ugu yaraan waxba haddii qaybta kaydinta waa in ay hoos u dhacaan 20% hadda.
Ma waa in 50/30/20 xeerka isticmaalaan guud ama net dakhliga?
Net (ka dib-tax) dakhliga — lacagtii dhab ahaantii dhulka kuugu jira. Sababtoo ah canshuurta iyo mushaharka lacagta la soo qaado ayaa horey loo qaaday, 50/30/20 kala qaybsan si ay u qaataan-guriga mushaharka u isticmaasho si ay u bixiyaan lacagaha dhabta ah ee aad ku bixi kartaa iyo kaydinta.
Ma lacag celinta deynta u xisaabtama sida baahi ama kaydinta?
Qiimaha ugu yar ee loo baahan yahay waa in la xisaabiyo sida baahida, maxaa yeelay waa inaad iyaga samaysaa, halka wax kasta oo dheeraad ah oo aad ku shubto si ay u bixiyaan deynta hoos u dhaqso badan ka yimaada 20% kaydinta-iyo-deynta baabuurka.
Maxaa dhacaya haddii aan doonayo in aan kaydin ka badan 20%?
Kor u qaado boqolkiiba kaydinta iyo hoos u jecel (ama baahida) si ay u midoobaan - qaybaha kaliya waa in ay ku darto 100%. Dad badan oo ka daba wareegaya ka hor mushaharka ama go'aan weyn ee soo jiidasho kaydinta ilaa 30% ama ka badan by triming doonista baakadaha.
Ma 50/30/20 run ah magaalada qiimaha sare?
Inta badan baahida oo keliya ka badan 50% halkaas oo kirada waa sare, sidaas daraaddeed u dhaqmaan kala qaybinta sida ujeedo. Gooyo qaybta rabto hore, sii badbaadin wax xitaa haddii hoos 20%, iyo isticmaalka boqolkiiba la hagaajin karo halkan si ay u dhisaan kala qaybinta oo ku habboon kharashka dhabta ah.
API — isticmaal xisaabinta ka code
Wici xisaabinta sida free JSON endpoint - key ma loo baahan yahay. Dib u soo dir qiimaha goobta hoos ku qoran sida parameters su'aal ama JSON. Wax kasta oo aad ka maqan tahay isticmaalaa default la mid ah ee boggani waa hore loo buuxiyey la; parameter aan la aqoon waa 400, marnaba ma aha zero maqan. Akhri dhammaan API xuquuqda →
Xarafka
GET https://calculator.free/api/v1/budget/curl
curl "https://calculator.free/api/v1/budget/?income=4000"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/budget/?" + new URLSearchParams({
"income": "4000"
}));
const data = await r.json();
console.log(data.results);Natiijooyinka waa tirakoobka loogu talagalay tilmaamaha guud oo keliya, maaha dhaqaale, caafimaad ama talo bixin canshuur.