Net Worth Calculator
Kuwonjezera ndalama zanu ndi kuchotsa ndalama zanu kuti mudziwe ndalama zanu zosawerengeka.
Zithunzizi zimasintha monga momwe mumalemba.
Zachidule
Your net worth is everything you own (assets) minus everything you owe (liabilities), and this net worth calculator totals both sides to give the bottom line. It adds your cash and savings, investments and retirement accounts, property value and other assets, then subtracts your mortgage, loans and credit-card debt.
The formula is simply total assets − total liabilities. For example, 10,000 in cash, 20,000 invested, a 300,000 home and 5,000 in other assets total 335,000; against a 200,000 mortgage, 15,000 in loans and 3,000 of card debt (218,000 in liabilities), net worth is 117,000. The number can be negative when debts outweigh what you own, which is common early in a mortgage or with student debt.
Use it as a single snapshot of financial health and, more usefully, track it over months and years — a rising net worth means you are building wealth faster than debt. Count only the current market value of assets and the remaining balance on each debt for an honest figure.
Mafunso ofunsidwa nthawi zambiri
Kodi ndingatani kuti ndiwerenge ndalama zosawerengeka?
Net worth = ndalama zonse − ndalama zonse zoyenera. Add up zimene muli nazo (katundu, ndalama, ziweto, zinthu zofunika) ndi kuchotsa zimene mukuyenera (mphatso, ngongole, katundu malire).
Kodi ndi chiyani chimawerengedwa ngati akaunti yotsutsana ndi ngongole?
Mtengo wa ndalama ndi ndalama zomwe mungagwiritse ntchito kuti mupange ndalama. Mtengo wa ndalama ndi ndalama zomwe mungagwiritse ntchito kuti mupange ndalama. Mtengo wa ndalama ndi ndalama zomwe mungagwiritse ntchito kuti mupange ndalama.
Kodi ndiyenera kuwonjezera nyumba yanga m’mavuto anga?
Yes — gwiritsani ntchito mtengo wake wa msika wa lero monga ndalama ndi ndalama zosalipira monga ndalama zosalipira. Kusiyana ndi ndalama zanu za nyumba, zomwe nthawi zambiri ndi gawo lalikulu la ndalama zanu, kotero chidachi chimatenga ndalamazo ndipo sikuti chimapanga ndalama zosalipira.
Kodi ndi chiyani choyenera kukhala nacho pa moyo wanga?
Palibe chiwonetsero cha dziko lonse, koma chiwonetsero chofala kwambiri ndicho kukhala ndi ndalama zosawerengeka zofanana ndi ndalama zanu za chaka ndi 30s zanu ndi nthawi zambiri ndi 50s zanu. Zachidziwikire kuti zofunikira kwambiri kuposa chilichonse ndi chiyembekezo - ndalama zosawerengeka zomwe zimakwera chaka ndi chaka.
Kodi ndalama zosawerengeka zimaphatikizapo ndalama zosawerengeka?
Ndikofunika. Ma balances m’maakaunti monga 401(k), IRA kapena pensheni amawerengedwa ngati ndalama zoyendera ndalama. Ikani ndalama zawo za masiku ano; ngati ndalama zochotseredwa zidzalandidwa ndalama pambuyo pake, kumbukirani kuti ndalama zoyendera ndalama zomwe mungagwiritse ntchito zidzakhala zochepa.
N’chifukwa chiyani ndalama zanga zosawerengeka ndi zoipa?
Kuipa kwa ndalama zosawerengeka kumatanthauza kuti ndalama zanu zimaposa ndalama zanu, zomwe ndi zosatheka pambuyo potenga ndalama zosawerengeka kapena ndalama za mwana wasukulu. Popeza mumalipira ndalama zanu ndi ndalama zanu zimakula, ndalama zanu zimayamba kukhala zopindulitsa nthawi zina.
API — kugwiritsa ntchito izi calculator kuchokera code
Kuti mudziwe zambiri, pitani ku www.json.org/json.html. Kuti mudziwe zambiri, pitani ku www.json.org/json.html. Chomweko chilichonse chimene mumasiya chimagwiritsa ntchito mfundo yoyamba yomweyi yomwe tsambali limagwiritsa ntchito; mfundo yosadziwika ndi 400, siyiyenera kukhala zero yosadziwika. Onani zonse API docs →
Chithunzi
GET https://calculator.free/api/v1/net-worth/curl
curl "https://calculator.free/api/v1/net-worth/?cash=10000&investments=20000&property=300000&mortgage=200000&loans=15000"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/net-worth/?" + new URLSearchParams({
"cash": "10000",
"investments": "20000",
"property": "300000",
"mortgage": "200000",
"loans": "15000"
}));
const data = await r.json();
console.log(data.results);Zimenezi ndi zowerengera zokhudzana ndi malangizo amtundu uliwonse, si zokhudzana ndi ndalama, zamoyo kapena zokhudzana ndi ndalama.