Net Worth Kalkülatory
Net walýutaňyzy tapmak üçin emlägiňizi goşaň we borçlaryňyzy aýyryň.
Netijeler ýazýan wagtyň täzelener.
Bu hasapçy hakda
Your net worth is everything you own (assets) minus everything you owe (liabilities), and this net worth calculator totals both sides to give the bottom line. It adds your cash and savings, investments and retirement accounts, property value and other assets, then subtracts your mortgage, loans and credit-card debt.
The formula is simply total assets − total liabilities. For example, 10,000 in cash, 20,000 invested, a 300,000 home and 5,000 in other assets total 335,000; against a 200,000 mortgage, 15,000 in loans and 3,000 of card debt (218,000 in liabilities), net worth is 117,000. The number can be negative when debts outweigh what you own, which is common early in a mortgage or with student debt.
Use it as a single snapshot of financial health and, more usefully, track it over months and years — a rising net worth means you are building wealth faster than debt. Count only the current market value of assets and the remaining balance on each debt for an honest figure.
Köp soralýan soraglar
Men nädip netto bahany hasaplaýaryn?
Net value = total assets − total liabilities. What you own (cash, investments, property, valuables) add and what you owe (mortgage, loans, card balances) subtract. The result can be negative if debts exceed assets.
Näme bir aktiv we bir borç hökmünde hasaplanýar?
Maldarlyklar, satyp ýa-da satyn alyp boljak gymmatly zatlardyr - saklamalar, maýa goýumlar, öý, awtoulag. Borçlulyklar, tölemek zerur bolan borçdur. Diňe maldarlyklaryň häzirki bazar bahasy we borçlarda galan balansy hasaplanýar.
Men öýümi öz netis baýlygyma goşmalymy?
Eý - onuň häzirki bazar bahasyny bir aktiv we gaýd eden ipotekany bir borç hökmünde giriz. Bu aralyk siziň öýüňiziň ekwiteti, köplenç netto bahanyň iň uly birikmesi, şuňa görä esbap olary siziň üçin netting etmekden başga ikisini ayırýar.
Meniň ýaşym üçin näçe gowy netto baha bar?
Universal meňzeşlik ýok, ýöne 30 ýaşyňyzda we 50 ýaşyňyzda netto girdäňize deň netto girdäňizi almak üçin bir ölçeg bar. Her hili maksatdan has möhümi trenddir — ýyl saýyn artýan netto girdäňizdir.
Net Worth pension hasaplary içermi?
Eý. 401(k), IRA ýa-da pensiýa ýaly hasaplardaky balansy maýa goýum serişdeleri hasaplanýar. Olaryň häzirki bahasyny giriz; eger çykarmalar soňra töleg edilse, tölegden soň siziň hakykatda sarp edip biljek mukdaryňyz biraz az bolar.
Meniň netto baýlygym näme üçin negatiw?
Negatif net value siziň borçlaryňyz siziň emlägiňizden artyk diýmekdir, bu hipoteka ýa student krediti alanyňyzdan soňra normal. Siz balansy töläp we emlägiňiz artýança, bu rakam wagt bilen oňluňa öwrüler.
API — bu hasapçyny koddan ullan
Bu hasapçyny boş JSON ahtar noktasy hökmünde çagyr - açar gerek däl. Aşakdaky meýdança mykdarlaryny soragyň parametrleri ýa-da JSON hökmünde iber. Siziň goýmaýan hernäňiz şu sahypanyň öň bellenen öň bellenenini ulanýar; namydar parametr 400, hiç wagt sessiz sıfır däl. Eňlisçe senedleri oka →
Endpoint
GET https://calculator.free/api/v1/net-worth/curl
curl "https://calculator.free/api/v1/net-worth/?cash=10000&investments=20000&property=300000&mortgage=200000&loans=15000"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/net-worth/?" + new URLSearchParams({
"cash": "10000",
"investments": "20000",
"property": "300000",
"mortgage": "200000",
"loans": "15000"
}));
const data = await r.json();
console.log(data.results);Netijeler diňe umumy ýardam üçin hasaplanypdyr, maliýe, saglyk ýa-da salgyt maslahaty üçin däl.