I-Calculator ye-Net Worth
Yongeza izimpahla zakho bese ususa izibopho zakho ukuze uthole imali engenayo yakho.
Iziphetho zivuselelwa uma ubhala.
Malunga nale khadi
calculator calculates your net worth by adding your cash and savings, investments and retirement accounts, property value and other assets, then subtracting your mortgage, loans and credit-card debt. The number can be positive when debts outweigh what you own, which is common early in a mortgage or with student debt. The number can be negative when debts outweigh what you own, which is common early in a mortgage or with student debt. The number can be positive when debts outweigh what you own, which is common early in a mortgage or with student debt.Use it as a single snapshot of your financial health and, more usefully, track it over months and years — an honest figure.Use it as a single snapshot of your financial health and, more usefully, track it over months and years — an honest figure.Use it as a single snapshot of your financial healthUse it as a single snapshot of your financial healthUse it as a single snapshot of your financial healthUse it as a single snapshot of your financial healthUse it as a single snapshot of your financial healthUse it as a single snapshot of your financial healthUse it as a single snapshot of your financial healthUse it as a single snapshot of your financial healthUse it as a single snapshot of your financial healthUse it as a single snapshot of your financial healthUse it as a single snapshot of your financial healthUse it as a single snapshot of your financial healthUse it as a single snapshot of your financial healthUse it as a single snapshot of your financial healthUse it as a single snapshot of your financial healthUse it as a single snapshot of your financial healthUse it as a single snapshot of your financial healthUse it as a single snapshot of your financial healthUse it as a single snapshot of your financial healthUse it as a single snapshot of your financial healthUse it as a single snapshot of your financial healthUse it as a single snapshot of your financial healthUse it as a single snapshot of your financial healthUse it as a single snapshot of your financial healthUse it
Imibuzo ebuzwa kaningi
Ngiyibala kanjani imali engenayo?
Imali encane = izimali eziphelele − izimali eziphelele ezikhokhwayo. Yongeza okukhona kuwe (imali, utshalomali, ikhaya, izinto ezibalulekile) bese ususa okukhona okudingayo (i-mortgage, izibopho, amakhadi e-akhawunti). Imiphumela ingabi yikho uma izimali ezikhokhwayo zingaphezu kwezimali ezikhokhwayo.
Yini ebalwa njengempahla versus izindleko?
Ama-assets yizinto ezinomthelela ongathengisa noma usebenzise kuzo — ukutshala imali, ukutshala imali, indlu, imoto. Ama-liabilities yimali ekhokhwa ngemali ekhokhwa ngemali. Qalisa kuphela inani lemakethe lamanje le-assets kanye nenani eligcinwe lemali ekhokhwa ngemali.
Ingabe kufanele ngihlanganise indlu yami emali yami encane?
Yebo — faka inani layo lamanje lemakethe njengempahla kanye ne-hypotheque ekhona njengemali ekhokhwayo. Ushintsho luyimali yakho yasekhaya, evame ukuba yingxenye enkulu yemali ekhokhwayo, ngakho-ke ithuluzi lihlukanisa lezi ezimbili endaweni yokuzibeka ngokugcwele kuwe.
Yini efanele izimali ezincane ezifanele ubudala bam?
Akukho inombolo ebanzi, kodwa isilinganiso esijwayelekile ukuthi ube nemali engenayo elinganayo nemali yakho yonyaka ngo-30s yakho kanye nezikhathi eziningi nge-50s yakho. Ebalulekile kunanoma iyiphi injongo ukuthi i trend - imali engenayo ephakeme ngonyaka ngenyaka.
Ingabe izimali ezingenalutho zifaka ama-akhawunti okuphuma emisebenzini?
Yebo. Izibalo ezikhona eziku-akhawuntini ezifana ne-401(k), i-IRA noma i-pension zibhekwa njengezinto ezitshalayo. Faka inani labo lamanje; uma ukukhishwa kuzoba yimali-mboleko ngemuva, khumbula ukuthi inani ngemuva kwemali-mboleko ongayisebenzisa liphansi.
Kungani i-net worth yami iyisici esibi?
Umphumela wokungalungile wokusebenza kusho ukuthi izibopho zakho zidlula izimpahla zakho, okujwayelekile ngemuva kokukhokha i-hypothek noma izibopho zesifundi. Uma ukhokha izimali futhi izimpahla zikhula, isithombe sivame ukushintsha ibe ngcono ngesikhathi.
API — sebenzisa le calculator kusuka kukhodi
Nquma le kalkuli njengendawo ephelezelwa i-JSON - akukho isitshixo esidingekayo. Thumela amaxabiso endawo ngezansi njengepharamitha yombuzo noma i-JSON. Funda i-API egcwele →
Ingxenye yendawo
GET https://calculator.free/api/v1/net-worth/curl
curl "https://calculator.free/api/v1/net-worth/?cash=10000&investments=20000&property=300000&mortgage=200000&loans=15000"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/net-worth/?" + new URLSearchParams({
"cash": "10000",
"investments": "20000",
"property": "300000",
"mortgage": "200000",
"loans": "15000"
}));
const data = await r.json();
console.log(data.results);Izibalo ziyisilinganiso esisetshenziswa ukuqondisa kuphela, hhayi ukucebisa ngezimali, ukwelashwa noma ukukhokha.