I-Calculator ye-Debt Payoff
Linganisa izindlela ze-avalanche ne-snowball ukucisha izibopho eziningi ngokushesha.
Iziphetho zivuselelwa uma ubhala.
Malunga nale khadi
you have a 5,000 card, you can use the avalanche method to calculate the total interest cost of the card. The avalanche method calculates the total interest cost of the card, and the snowball method calculates the total interest cost of the card. The avalanche method calculates the total interest cost of the card, and the snowball method calculates the total interest cost of the card. The avalanche method calculates the total interest cost of the card, and the snowball method calculates the total interest cost of the card, and the snowball method calculates the total interest cost.Use itUse it to choose a strategy, to see how much sooner an extra monthly payment makes you debt-free, and compare the interest cost of avalanche versus snowball.The avalanche method calculates the total interest cost of the card, and the snowball method calculates the total interest cost of the card, and the snowball method calculates the total interest cost of the card.Use it to calculate the total interest cost of the card, and the snowball method calculates the total interest cost of the card, and the snowball method calculates the total interest cost of the card, and the snowball method calculates the total interest cost of the card, and the snowball method calculates the total interest cost of the card, and the snowball method calculates the total interest cost of the card, and the snowball method calculates the total interest cost of the card, and the snowball method calculates the total interest cost of the card, and the snowball method calculates the total interest cost of the card, and the snowball method calculates the total interest cost of the card, and the snowball method calculates the total interest cost of the card, and the snowball method calculates the total interest cost of the card, and the snowball method calculates the total interest cost of the card, and the snowball method calculates the total interest cost of the card, and the snowball method calculates the total interest cost of the card, and the snowball method calculates the total interest cost of the card, and the snowball method calculates the total interest cost of the card, and the snowball method calculates the total interest cost of the card, and the snowball method calculates the total interest cost of the card, and the snowball method calculates the total interest cost of the card
Imibuzo ebuzwa kaningi
Avalanche noma i-snowball — okuphi okuhle?
Indlela avalanche (highest APR yokuqala) njalo izindleko ezincane ezithakazelisayo futhi ihlanza izimali ezisheshayo mathematically. Indlela snowball (isilinganiso esincane yokuqala) izindleko kancane ngaphezulu kodwa inikeza phezulu ngokushesha ukuthi abantu abaningi bathola lula ukubopha.
Kungani izindleko ezingeziwe zibalulekile?
Imali encane yokukhokha ivame ukucatshangelwa kuqala, ngakho ukuqhubeka kushesha. Idola ngalinye elingeziwe lihamba ngokuqondile enhloko-dolobha kwimali engenayo eqokiwe, futhi uma imali engenayo idlule, imali egcwele ijikeleza kulandelayo - snowballing amandla akho omlilo.
Usebenza kanjani umqondo we-snowball wemali engenayo?
Uhlela izibopho kusuka esigabeni esincane kuya esikhulu, ukhokha ama-minimum kuwo wonke, bese ubeka idola ngalinye elincane. Uma lihlanzwa, ukukhokha kwayo kuxhumana no-minimum ku-minimum elandelayo, ngakho-ke inani elihlasela i-debt ngayinye likhula njengoba uhamba.
Usebenza kanjani umqondo wokuthi izimali zizodlula?
Uhlela ama-debt ngezinga lenzuzo, eliphakeme kuqala, ukhokha ama-minimum kuwo wonke amanye ama-debt futhi uqondisa imali engaphezulu ku-debit ephakeme kakhulu. Ngenxa yokuthi ibulala inzuzo ebiza kakhulu ngokushesha, i-avalanche isusa i-debit ephelele yenzuzo encane futhi ivame unyaka oncane.
Ingabe ukukhokha okuningi kusheshe kakhulu ukuxazulula izibopho zami?
Ukwengeza imali engenayo engaphezulu ngenyanga ithumela okuningi okuqondile ku-principal ku-debt e targeted futhi, nge-rollover effect, isheshisa yonke i-debt ngemuva kwayo - faka inani elihlukile elingeziwe ukubona amasonto agcinwe.
Ingabe ngizongeza okungaphezu kwezimali ezintathu?
Le calculator imodeli kuze kube izibopho ezintathu, okuyinto ifaka izindlu eziningi amakhadi credit kanye izibopho. Uma une ngaphezulu, iqembu efana-rate izilinganiso ndawonye noma ucabangele yakho ezintathu ezinkulu ukuhlela i payoff ukulandela.
API — sebenzisa le calculator kusuka kukhodi
Nquma le kalkuli njengendawo ephelezelwa i-JSON - akukho isitshixo esidingekayo. Thumela amaxabiso endawo ngezansi njengepharamitha yombuzo noma i-JSON. Funda i-API egcwele →
Ingxenye yendawo
GET https://calculator.free/api/v1/debt-payoff/curl
curl "https://calculator.free/api/v1/debt-payoff/?mode=avalanche&extra=200&bal1=5000&apr1=22&min1=100"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/debt-payoff/?" + new URLSearchParams({
"mode": "avalanche",
"extra": "200",
"bal1": "5000",
"apr1": "22",
"min1": "100"
}));
const data = await r.json();
console.log(data.results);Izibalo ziyisilinganiso esisetshenziswa ukuqondisa kuphela, hhayi ukucebisa ngezimali, ukwelashwa noma ukukhokha.