Kalkulatè pou peye dèt
Konpare metòd avalanche ak snowball pou fèmen dèt multiples pi vit.
Rezilta yo mete ajou pandan w ap ekri.
Atik sa a
you have a 5,000 card, you can use the avalanche method to calculate the total interest on the card. The snowball method is a more expensive method, but it is also a better choice for those who have a smaller balance. The avalanche method is a more expensive method, but it is also a better option for those who have a larger balance. The snowball method is a more expensive method, but it is also a better option for those who have a larger balance. The avalanche method is a more expensive method, but it is also a better option.Use itUse it to choose a strategy, to see how much sooner an extra monthly payment makes you debt-free, and compare the interest cost of avalanche versus snowball.The avalanche method is a more expensive method, but it is also a more expensive method than the snowball method.
Kesyon ki poze souvan
Avalanche oswa boul nèj — ki pi bon?
Metòd avalanche (pi wo APR premye) toujou koute pi piti enterè ak netwaye dèt pi vit matematikman. Metòd snowball (pi piti balans premye) koute yon ti kras plis men bay viktwa rapid ke anpil moun jwenn pi fasil pou rete ak.
Poukisa peman ekstra a enpòtan anpil?
Tout dola ki ajoute a ale dirèkteman nan kapital la sou dèt la, epi yon fwa dèt la fin pase, tout peman an ap deplase sou dezyèm lan — sa vle di, ou pral fè yon gwo kantite lajan.
Kijan metòd boul nèj dèt la travay?
Ou mande pou dèt soti nan balans ki pi piti a pi gwo, peye minimòm sou yo tout, epi mete chak dola sou pi piti a. Lè li klè, peman li se manm minimòm sou ki pi piti a, se konsa kantite lajan an atak chak dèt grandi kòm ou ale.
Kijan metòd avalanche dèt la travay?
Ou ka chwazi pou w peye dèt ou selon pousantaj enterè a, pi wo a an premye, epi w ap peye minimòm nan tout kote. Ou ka tou voye lajan ekstra pou w peye dèt ki pi wo a. Se paske li touye enterè ki pi chè a pi vit, Avalanche ka retire dèt total la pou enterè ki pi bak pousantaj ki pi ba a.
Ki jan yon peman ekstra ka ede m peye dèt mwen yo pi vit?
Pi gwo kantite lajan, paske minimòm yo se majorite lajan ki gen enterè. Ranfòse peman chak mwa a voye plis lajan dirèkteman nan kapital la sou dèt la epi, via efè rollover, li ralanti chak dèt apre li — antre nan diferan kantite lajan ekstra pou wè ki mwa yo sove.
Èske mwen ka ajoute plis pase twa dèt?
Si ou gen plis pase yon dèt, fè yon gwoup de balans ki gen menm pousantaj la oswa konsantre sou twa pi gwo balans ou yo pou planifye lòd pou w peye yo.
API — itilize sa a calculateur soti nan kòd
Apèl sa a calculateur kòm yon gratis JSON pwent-de-fini - pa gen okenn kle ki nesesè. Envoye valè jaden anba a kòm paramèt kesyonè oswa JSON. Li dokiman API a an antye →
Endpoint
GET https://calculator.free/api/v1/debt-payoff/curl
curl "https://calculator.free/api/v1/debt-payoff/?mode=avalanche&extra=200&bal1=5000&apr1=22&min1=100"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/debt-payoff/?" + new URLSearchParams({
"mode": "avalanche",
"extra": "200",
"bal1": "5000",
"apr1": "22",
"min1": "100"
}));
const data = await r.json();
console.log(data.results);Rezilta yo se estimasyon pou kòmandman jeneral sèlman, pa finansye, medikal oswa konsèy taks.