Kātaitai Roth IRA

Tirohia te āhua o te whakawhanaketanga o ngā koha Roth IRA i muri i te tāke, ka noho tino kore tāke i te wā o te whakamutu.

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The 2026 limit is 7,500 (8,600 if age 50+).
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Te taurite kore tāke
Ko te katoa o nga koha
Ka tipu te mahi ā-taiao
I muri i te tāke IRA tūturu

Ka whakahōutia ngā hua i te wā e tātuhi ana.

Mo tēnei tātaitai

Roth IRA calculator is a simple, easy-to-use tool that can help you calculate your Roth IRA’s tax-free withdrawals and your Roth IRA’s tax-free withdrawals. It’s easy to use, and it’s free to use. You can use it to calculate your Roth IRA’s tax-free withdrawals and your Roth IRA’s tax-free withdrawals. The Roth IRA calculator is a simple, easy-to-use tool that can help you calculate your Roth IRA’s tax-free withdrawalsE

Ko nga pātai e pā ana

He aha te Roth IRA kore tāke?

Ka whakawhiwhia e koe he moni e whakawhiwhia ana e koe ki te tāke moni moni, nā reira kāore anō te IRS kia whakawhiwhia ki te tāke. Ina iti iho te tatauranga ki te rima tau, ā, neke atu rānei i a koe i te 59½, ko ia whakawhiwhinga — whakawhiwhinga me te tipu — ka whakawhiwhia ki te tāke.

Roth, IRA tūturu rānei - he aha te pai ake?

A Roth wins when your tax rate in retirement is the same or higher than today, since you lock in today’s lower rate. A traditional IRA can win if you expect a much lower rate in retirement. The "traditional after tax" line shows the comparison.

He aha te tepe o te koha Roth IRA?

The IRS sets an annual limit — 7,500 for 2026, or 8,600 if you are 50 or older. High earners may be phased out of contributing directly once their income exceeds set thresholds.

Ka taea e au te tango i te Roth IRA kore tāke?

Ko ngā whakawhiwhinga whakawhiwhinga e hiahiatia ana kia rima tau te āhua o te pūkete, ā, kia nui ake i a koe i te 59½. Ka taea e koe te tango i o koe ngā koha me ngā whakawhiwhinga, engari ka taea e te whakawhiwhinga i mua te whakawhiwhinga tāke me te whakawhiwhinga.

Roth IRA, 401(k) rānei - he aha te mea me whakawhiwhia e au i te tuatahi?

Ko tētahi whakaritenga noa iho ko te nui o te koha ki tētahi 401(k) hei whiwhi i te taurite kaiāwhina katoa i te tuatahi, nā te mea ko te moni wātea, kātahi ka whakawhiwhia ki te Roth IRA mō tōna tipu kore tāke me te kōwhiringa pūtea whānui ake.

E whakawhirinaki ana te painga o Roth ki tōku ōrautanga tāke?

He. Ko te utu tāke ināianei (Roth) e whakawātea ana i te utu i muri ake (māori) ina ōrite, nui ake rānei tō tātau tāke hautanga ki te tātau tāke hautanga i tēnei rā. Ko te whakataurite i konei e tāke ana i te taurite ā-māori i te tātau tāke hautanga e tātau tāurunga ana, nō reira ko te whakaiti i taua tātautau e whakaiti ana i te tītaha o Roth.

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API — whakamahi tēnei tātaitai mai i te waehere

E kī ana tēnei tātaitai hei wāhi mutunga kore JSON - kāore he kī e hiahiatia ana. Ka tukuna ngā uara āpure i raro nei hei tohutoro pātai, JSON rānei. Ka pānui te papatono API katoa →

Whakamutunga

GET https://calculator.free/api/v1/roth-ira/

curl

curl "https://calculator.free/api/v1/roth-ira/?current_age=30&retire_age=65&starting=5000&contribution=7000&return_rate=7"

JavaScript fetch()

const r = await fetch(
  "https://calculator.free/api/v1/roth-ira/?" + new URLSearchParams({
    "current_age": "30",
    "retire_age": "65",
    "starting": "5000",
    "contribution": "7000",
    "return_rate": "7"
  }));
const data = await r.json();
console.log(data.results);

Ko ngā hua he whakataunga mō te tohutohu ahuwhānui anake, ehara i te tohutohu moni, rongoā, tāke rānei.