Roth IRA Kalkülatory
Göreýin, nädip Roth IRA-nyň tölegden soň tölegsiz gatnaşygy pensionerlik bilen doly tölegsiz ösýär.
Netijeler ýazýan wagtyň täzelener.
Bu hasapçy hakda
Roth IRA calculator is a simple, easy-to-use tool that can help you calculate your Roth IRA’s tax-free withdrawals and your Roth IRA’s tax-free withdrawals. It’s easy to use and it’s free to use. It’s easy to use and it’s free to use. It’s easy to use and it’s free to use. It’s easy to use and it’s free to use. It’s easy to use and it’s free to use. It’s free to use and it’s free to useEvery year it adds your contribution and applies the annual return to the balance. It’s easy to use and it’s free to use.Use it to project a tax-free retirement pot and to judge whether a Roth IRA beats a traditional IRA. It’s free to use and it’s free to use.Use it to project a tax-free retirement pot and to judge whether a Roth IRA beats a traditional IRA.Use it to project a tax-free retirement potUse it to project a tax-free retirement pot and to judge whether a Roth IRA beats a traditional IRA.Use it to project a tax-free retirement potUse it to project a tax-free retirement potUse it to project a tax-free retirement potUse it to project a tax-free retirement potUse it to project a tax-free retirement potUse it to project a tax-free retirement potUse it to project a tax-free retirement potUse it to project a tax-free retirement potUse it to project a tax-free retirement potUse it to project a tax-free retirement potUse it to project a tax-free retirement potUse it to project a tax-free retirement potUse it to project a tax-free retirement potUse it to project a tax-free retirement potUse it to project a tax-free retirement potUse it to project a tax-free retirement potUse it to project a tax-free retirement potUse it to project a tax-free retirement potUse it to project a tax-free retirement potUse it to project a tax-free retirement potUse
Köp soralýan soraglar
Näme üçin Roth IRA salgytsyz?
Siz öňden töleg tölän puly goşýarsyňyz, şonuň üçin IRS ony ýene töleg etmeýär. Hasabyňyz azyndan bäş ýyllyk bolsa we siz 59½ ýaşdan ulu bolsaňyz, her bir çykarmak — goşmaçalar we ösme — doly tölegsiz çykýar.
Roth ýa-da däp bolan IRA - haýsy gowy?
Roth, eger siziň pensiýa çykanyňyzda salgyt tölegiňiz şu günkiden deň ýa-da has ýokary bolsa, ýeňiş gazanýar, sebäbi siz şu günki aşakky tölegi ýapyşdyryp goýýarsyňyz. A traditional IRA, eger siz pensiýa çykanyňyzda has aşakky tölegi umyt etseňiz ýeňiş gazanyp biler. "traditional after tax" hat deňeşdirişi görkezýär.
Roth IRA paýlaşmak çäklendirmesi näme?
IRS bir ýyllyk çäkni goýýar - 2024 üçin 7,000, ýa 8,000 eger siz 50 ýa-da has ulu bolsaňyz - hasapçy onuň öň bellenen paýy hökmünde ulanýar. Beýik girdejiler öz girdejileri belli bir çäkden geçmek bilen dogrydan paýlamakdan aýryla bilerler.
Men Roth IRA-dan neçe wagt soň çykyp bilerin?
Saýlanan tölegsiz çykarmalar hasabyň azyndan bäş ýyllyk bolmagyny we siziň 59½ ýaşdan ulu bolmagyny talap edýär. Siz her wagt öz paýyňyzy tölegsiz we jezasyz alyp bilersiňiz, emma öňden çykarmak ösmegi tölegleri we jezalary döredip biler.
Roth IRA ýa-da 401(k) — haýsyny öňe goýmaly?
Bir 401(k)
Roth üstünligi meniň salgyt derejeme baglymy?
Eý. Siziň ätiýaçlyk ätiýaçlyk tölegiňiz şu günkiden deň ýa-da has ýokary bolsa, indi tölemek (Roth) soň tölemekden (tradysion) üstün çykýar. Şu ýerde deňeşdirme geleneksel balansy siziň giren ätiýaçlyk ätiýaçlyk tölegi bilen töleýär, şonuň üçin bu tölegi aşak düşürmek Roth's edge-ni daraldar.
API — bu hasapçyny koddan ullan
Bu hasapçyny azat JSON ahtar noktasy hökmünde çagyr - açar gerek däl. Aşakdaky meýdança mykdarlaryny soragyň parametrleri ýa-da JSON hökmünde iber. Eňlisçe senedleri oka →
_Soňky
GET https://calculator.free/api/v1/roth-ira/curl
curl "https://calculator.free/api/v1/roth-ira/?current_age=30&retire_age=65&starting=5000&contribution=7000&return_rate=7"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/roth-ira/?" + new URLSearchParams({
"current_age": "30",
"retire_age": "65",
"starting": "5000",
"contribution": "7000",
"return_rate": "7"
}));
const data = await r.json();
console.log(data.results);Netijeler diňe umumy ýardam üçin hasaplanypdyr, maliýe, lukmançylyk ýa-da salgyt maslahaty üçin däl.