Calculator

Gụọ otú mgbe-tax Roth IRA ndepụta na-eto n'ụzọ zuru ezu tax-free site na-akwụsị ọrụ.

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The 2026 limit is 7,500 (8,600 if age 50+).
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Nhazi —
Nhazi niile —
Nkwado —
IRA nke ochie mgbe ọzụzụ —

Nhọrọ ndị ahụ ga-akpụzi mgbe ị na-etipụta.

N'ihe banyere calculator a

Roth IRA calculator calculates your Roth IRA’s tax-free return at your expected return to retirement. The Roth IRA calculator calculates your Roth IRA’s tax-free return at your expected return to retirement. The Roth IRA calculator calculates your Roth IRA’s tax-free return at your expected return to retirement. The Roth IRA calculator calculates your Roth IRA’s tax-free return at your expected return to retirement. The Roth IRA calculator calculates your Roth IRA’s tax-free return at your expected returnE

Ajụjụ ndị a na-ajụkarị

Gịnị mere a Roth IRA tax-free?

You contribute ego ị na-adịbeghị anya na-akwụ ụgwọ income tax na, otú ahụ ka IRS na-adịghị tax ya ọzọ. Mgbe na akaụntụ bụ n'okpuru afọ ise ochie na ị bụ n'elu 59½, ọ bụla n'ihi na-ewepụ - contributions na mmepe dị ka - na-abịa n'ihu zuru ezu tax-free.

Roth ma ọ bụ ọdịnala IRA - nke bụ kasị mma?

A Roth wins mgbe gị tax rate na retirement bụ otu ma ọ bụ elu karịa taa, ebe ị na-lock n'oge a ala ọnụego. A traditional IRA nwere ike imeri ma ị na-atụ anya a elu ala ọnụego na retirement. The "traditional mgbe tax" line na-egosi na comparison.

Gịnị bụ Roth IRA n'ime?

The IRS sets an annual limit — 7,500 for 2026, or 8,600 if you are 50 or older. High earners may be phased out of contributing directly once their income exceeds set thresholds.

Mgbe m nwere ike ịkwụsị site na a Roth IRA tax-free?

Qualified tax-free n'ihi na-ewepụ chọrọ na akaụntụ ka ọ bụrụ n'okpuru afọ ise ochie na ị na-erughị 59½. I nwere ike mgbe niile na-ewe gị onwe gị na-enye aka tax-na-akwụ ụgwọ-free, ma na-ewepụ na-eto eto na-aga n'ihu nwere ike na-eme ka ụgwọ na a ụgwọ.

Roth IRA ma ọ bụ 401 (k) - nke m ga-akwụ ụgwọ mbụ?

A na-emekarị iwu bụ na-enyere aka na-erughị 401 (k) iji nweta zuru ezu onye ọrụ na-egwuregwu mbụ, n'ihi na nke a bụ ego n'efu, mgbe ahụ ego a Roth IRA maka ya tax-free mmepe na n'okporo ụzọ n'okporo ụzọ nhọrọ.

Ònye bụ onye na-eweta uru Roth?

Ya. Ịkwụ ụgwọ nke tax ugbu a (Roth) beats ịkwụ ụgwọ mgbe ahụ (traditional) mgbe gị pensioning ụgwọ ego bụ otu ma ọ bụ elu karịa nke taa. The n'elu-atụle ebe a taxes the traditional balance at the pensioning tax rate you enter, so lowering that rate is what narrows the Roth's edge.

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API — jiri kaadị a site na kóòdù

Kpọọ kalkulata a dịka ebe ngwụcha JSON n'efu - enweghị kii achọrọ. Ziga valiu mpaghara ebe ahụ n'okpuru dịka paramita ajụjụ mọọbụ JSON. Gụọ ngwe ndị ahụ niile →

Ebemkpofuozi

GET https://calculator.free/api/v1/roth-ira/

curl

curl "https://calculator.free/api/v1/roth-ira/?current_age=30&retire_age=65&starting=5000&contribution=7000&return_rate=7"

JavaScript fetch()

const r = await fetch(
  "https://calculator.free/api/v1/roth-ira/?" + new URLSearchParams({
    "current_age": "30",
    "retire_age": "65",
    "starting": "5000",
    "contribution": "7000",
    "return_rate": "7"
  }));
const data = await r.json();
console.log(data.results);

Ihe a na-ahụta bụ n'ihi nlekọta n'ozuzu ya, ọ bụghị nlekọta ego, ọgwụ ma ọ bụ nlekọta ego.