Roth IRA kalkulator
Vidi kako nakon poreza Roth IRA doprinosi rastu potpuno bez poreza do penzionisanja.
Rezultati se ažuriraju dok tipkate.
O ovom kalkulatoru
Roth IRA calculator is a simple, easy-to-use tool that can help you calculate your Roth IRA’s tax-free withdrawals and your Roth IRA’s tax-free withdrawals. It’s a simple, easy-to-use tool that can help you calculate your Roth IRA’s tax-free withdrawals and your Roth IRA’s tax-free withdrawals. It’s a simple, easy-to-use tool that can help you calculate your Roth IRA’s tax-free withdrawals and your Roth IRA’s tax-free withdrawals.Use it to project a tax-free retirement pot and judge whether a Roth IRA beats a traditional IRA.The Roth IRA calculator is a simple, easy-to-use tool that can help you calculate your Roth IRA’s tax-free withdrawals and your Roth IRA’s tax-free withdrawals.Use it to calculate your Roth IRA’s tax-free withdrawalsUse it to project your Roth IRA’s tax-free withdrawalsUse it to project your Roth IRA’s tax-free withdrawalsUse it to project your Roth IRA’s tax-free withdrawalsUse it to project your Roth IRA’s tax-free withdrawalsUse it to project your Roth IRA’s tax-free withdrawalsUse it to project your Roth IRA’s tax-free withdrawalsUse it to project your Roth IRA’s tax-free withdrawalsUse it to project your Roth IRA’s tax-free withdrawalsUse it to project your Roth IRA’s tax-free withdrawalsUse it to project your Roth IRA’s tax-free withdrawalsUse it to project your Roth IRA’s tax-free withdrawalsUse it to project your Roth IRA’s tax-free withdrawalsUse it to project your Roth IRA’s tax-free withdrawalsUse it to project your Roth IRA’s tax-free withdrawalsUse it to project your Roth IRA’s tax-free withdrawalsUse it to project your Roth IRA’s tax-free withdrawalsUse it to project your Roth IRA’s tax-
Često postavljana pitanja
Zašto je Roth IRA oslobođen poreza?
Uplaćujete novac na koji ste već platili porez na dohodak, tako da ga porezna uprava ne oporezuje ponovo. Jednom kada račun bude star najmanje pet godina i imate više od 59½, svako povlačenje - doprinosi i rast - izlaze potpuno bez poreza.
Roth ili tradicionalna IRA - što je bolje?
Roth pobjeđuje kada je porezna stopa u penziji ista ili veća nego danas, jer zaključate današnju nižu stopu. Tradicionalna IRA može pobijediti ako očekujete mnogo nižu stopu u penziji. Linija "tradicionalna nakon poreza" prikazuje usporedbu.
Koja je Rothova granica doprinosa?
The IRS sets an annual limit — 7,500 for 2026, or 8,600 if you are 50 or older. High earners may be phased out of contributing directly once their income exceeds set thresholds.
Kad mogu da povučem iz Roth IRA-e bez poreza?
Kvalificirani porezi bez povlačenja zahtijevaju da račun bude star najmanje pet godina i da ste stariji od 59½. Uvijek možete povući svoje doprinose bez poreza i kazni, ali povlačenje rasta prije vremena može izazvati poreze i kazne.
Roth IRA ili 401(k) - što bih trebao financirati prvi?
Uobičajena naredba je da se dovoljno doprinosi 401(k) da se dobije potpuni poslodavac prvo, jer je to slobodan novac, a zatim financiranje Roth IRA za njegov porez-besplatan rast i širi izbor investicija.
Da li Rothova prednost zavisi od moje porezne stope?
Da. Plaćanje poreza sada (Roth) pobjeđuje plaćanje kasnije (tradicionalno) kada je vaša stopa poreza na penziju jednaka ili veća od današnje. Usporedba ovdje oporezuje tradicionalni saldo po stopi poreza na penziju koju unesete, tako da je smanjenje te stope ono što sužava Rothovu granicu.
API — koristite ovaj kalkulator iz koda
Pozovi ovaj kalkulator kao slobodnu JSON krajnju tačku - nije potreban ključ. Pošalji vrijednosti polja ispod kao parametre upita ili JSON. Pročitajte cijelu API dokumentaciju →
Krajnja tačka
GET https://calculator.free/api/v1/roth-ira/curl
curl "https://calculator.free/api/v1/roth-ira/?current_age=30&retire_age=65&starting=5000&contribution=7000&return_rate=7"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/roth-ira/?" + new URLSearchParams({
"current_age": "30",
"retire_age": "65",
"starting": "5000",
"contribution": "7000",
"return_rate": "7"
}));
const data = await r.json();
console.log(data.results);Rezultati su procjene samo za opće smjernice, a ne financijski, medicinski ili porezni savjeti.