Kalkile Afrik di Sid
Estime peman kredi kay ou chak mwa — kapital, enterè, taks ak asirans.
Rezilta yo mete ajou pandan w ap ekri.
Atik sa a
Figi yo montre itilize Afrik di Sid defaults: kantite lajan nan ZAR (R) ak yon pousantaj enterè echantiyon nan 10.5%. Edite kantite lajan, tèm ak pousantaj ki anwo yo pou w kreye yon modèl pou Afrik di Sid ipotek ou epi wè plan amortissement an antye.
you have a mortgage, you can use a mortgage calculator to calculate the monthly payment on a home loan. The principal-and-interest portion comes from the standard amortization formula, so every payment is the same size — early payments are mostly interest and later ones mostly principal, until the balance reaches zero at the end of the term. Turn on advanced options to layer property tax, home insurance, PMI, HOA and extra payments on top for a true monthly figure. If you have a mortgage, you can use a mortgage calculator to calculate the monthly payment on a home loan.Use a mortgage calculator before house-hunting to set a realistic budget, to compare a 15-year against a 30-year term.Use a mortgage calculator before house-hunting to set a realistic budget, to compare a 15-year against a 30-year term.Use a mortgage calculator before house-hunting to set a realistic budget, to compare a 15-year against a 30-year term.Use a mortgage calculator before house-hunting to set a realistic budget, to compare a 15-year against a 30-year term.Use a mortgage calculator before house-hunting to set a realistic budgetUse a mortgage calculator before house-hunting to set a realistic budgetUse a mortgage calculator before house-hunting to set a realistic budgetUse a mortgage calculator before house-hunting to set a realistic budgetUse a mortgage calculator before house-hunting to set a realistic budgetUse a mortgage calculator before house-hunting to set a realistic budgetUse a mortgage calculator before house-hunting to set a realistic budgetUse a mortgage calculator before house-hunting to set a realistic budgetUse a mortgage calculator before house-hunting to set a realistic budgetUse a mortgage calculator before house-hunting to set a realistic budgetUse a mortgage calculator before house-hunting to set a realistic budgetUse a mortgage calculator before house-hunting to set a realistic budgetUse a mortgage calculator before house-hunting to set a realistic budgetUse a mortgage calculator before house-hunting to set a realistic budgetUse a mortgage
Kesyon ki poze souvan
Ki jan yon peman ipotek ap kalkule?
Pati kapital ak enterè a itilize fòmil amortissement standard la: M = P·r·(1+r)^n / ((1+r)^n − 1), kote P se kantite lajan kredi a, r se pousantaj mwayèn la, ak n se kantite peman menyèl yo. Taks, asirans ak HOA yo ajoute sou tèt.
Èske yon depo pi gwo pral ba m peman an?
Yon peman avan ki pi gwo diminye kantite lajan finanse a, ki diminye tou de pri kapital ak enterè chak mwak enterè total ou peye sou kredi a.
Ki sa yon peman menyèl ekstra fè?
Si ou peye yon kantite lajan ekstra nan premye mwa a, sa ka gen yon efè negatif paske sa ka elimine enterè ki te ka ajoute pandan dè dekad. Si ou peye yon kantite lajan ekstra nan premye mwa a, sa ka gen yon efè pozitif paske sa ka elimine enterè ki te ka ajoute pandan dè dekad.
Ki sa ki enkli nan yon peman escrow?
Escrow se pati peman ou chak mwa ki pa kapital oswa enterè — anjeneral 1/12 nan taks sou pwopriyete ane a ak asirans kay, plis nenpòt frè PMI ak HOA chak mwa oswa lòt frè. Kreditè ou a kenbe li epi li peye sa yo pou ou.
Èske mwen ta dwe chwazi yon ipotek 15 ane oswa 30 ane?
Yon tèm 15 ane gen yon peman menyèl ki pi wo men yon pousantaj ki pi ba ak yon total enterè ki pi ba, paske ou pran lajan an pou mwatye tan. Yon tèm 30 ane kenbe peman menyèl ki ba e ki fleksib. Enskri chak tèm pou konpare pri menyèl la ak enterè lavi a.
Ki sa ki PMI ak lè mwen dwe peye li?
Asirans ipotèk prive a pwoteje moun ki bay lajan an lè ou peye yon ti kras mwens pase 20% nan pri a. Asirans sajoute nan peman menyèl ou epi li ka anjeneral retire lè ou gen yon valè ki egal a 20% nan byen ou. Enskri yon PMI ane a anba opsyon avanse yo pou ou ka gen li ladan.
Ki jan pousantaj enterè a chanje peman mwen an?
Pousantaj la gen yon efè gwo sou tan long. Sou yon kredi $280,000 ki pran 30 ane, chak ogmantasyon de yon pwen nan pousantaj la ajoute apeprè $150-$180 nan pri kapital ak enterè chak mwa, ak dè milye de dola nan enterè total.
API — itilize sa a calculateur soti nan kòd
Apèl sa a calculateur kòm yon gratis JSON pwent-de-fini - pa gen okenn kle ki nesesè. Envoye valè jaden anba a kòm paramèt kesyonè oswa JSON. Li dokiman API a an antye →
Endpoint
GET https://calculator.free/api/v1/mortgage/?country=zacurl
curl "https://calculator.free/api/v1/mortgage/?price=350000&down=70000&rate=10.5&years=30"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/mortgage/?" + new URLSearchParams({
"price": "350000",
"down": "70000",
"rate": "10.5",
"years": "30"
}));
const data = await r.json();
console.log(data.results);Rezilta yo se estimasyon pou kòmandman jeneral sèlman, pa finansye, medikal oswa konsèy taks.