I-Calculator
Bala i-equivalent monthly instalment (EMI) nganoma iyiphi inkontileka.
Iziphetho zivuselelwa uma ubhala.
Malunga nale khadi
you have a loan of 100,000TheUse it for home, car or personal loans, or to compare tenures, or to see how a longer tenure trims the EMI while inflating the total interest.Use it for home, car or personal loans, or to compare tenures.Use it for home, car or personal loans, or to see how the total interest increases.Use it for home, car or personal loans, or to compareUse it for home, car or personal loans, or to see how the total interest increases.Use it for home, car or personal loans, or to compareUse it for home, car or personal loans, or to see how the total interest increases.Use it for home, car or personal loans, or to compareUse it for home, car or personal loans, or to see how the total interest increases.Use it for home, car or personal loans, or to compare tenuresUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loans
Imibuzo ebuzwa kaningi
Yini ifomu le-EMI?
EMI = P × i × (1 + i) ^n ÷ ((1 + i) ^n − 1), lapho P kuyinto eyinhloko, i yisilinganiso sonyaka (ngonyaka ÷ 12 ÷ 100) kanye n inani lenyanga. Kuyinto efanayo amortization mathematics kusetshenziswa noma iyiphi i-fixed-instantanea imali engenayo.
Ingabe ukuqhubeka komsebenzi kuthatha isikhathi eside ukunciphisa i-EMI yami?
Yebo, kodwa ngemali. Ukunquma isikhathi sokuhlala kuphansi i-EMI ngayinye enyakazayo ngoba i-inkontileka ihlukaniswe ngamasonto amaningi, kodwa inani eliphelele lemali ekhokhwa likhuphuka kakhulu. Ukuhlala isikhathi esincane kusho ukuthi i-EMI iphakeme kodwa imali ekhokhwa incane.
Yini ushintsho phakathi kwe-EMI nenzuzo elula?
EMI ikhiwa ngokunciphisa-izimali (compound) amortisation, lapho intshisekelo ngayinye ngenyanga ikhokhwa kuphela ku-ekhona inhloko, okuyinto idlula njengoba ukhokha. Intshisekelo elula ikhokhisa inani flat ku-imali yakudala yonke futhi ngokuvamile isebenza ngaphandle ngaphezu impahla ebiza kakhulu kulowo okhokhelwa.
Ingabe ukukhokha kuqala kuncanelisa kanjani imali engenayo yami?
Imali ekhokhelwa ngaphambili ihamba yonke into ku-principal, ngakho-ke intshisekelo encane ifinyelela ku-balance encane kusukela lapho. Ezindaweni zokukhokha ezingeziwe, ngisho ne-top-up encane yenyanga ingacisha izithako eziningi ngaphandle kwe-tenure futhi igcine i-chunk enkulu yenzuzo ephelele.
Kungani ingxenye enkulu yemali yami eqaleni ye-EMI ikhokhwa?
Esikhathini esidlule ku-loan inhloko-dolobha ekhona enkulu, ngakho inzalo ingxenye ngayinye EMI eqinile iphakeme futhi encane ihamba inhloko-dolobha. Njengezinga lokuncintisana linciphisa i-flips ehlukanisiwe, futhi ekugcineni cishe zonke EMI ngayinye ikhokhela inhloko-dolobha.
Ingabe inani eliphakeme lenzuzo lizonyusa kakhulu i-EMI yami?
Yebo, ikakhulukazi ezifundweni ezide. Ngenxa yokuthi inkokhelo ihlanganisa izinsuku eziningi, ngisho nezinga eliphakeme le-point likhuphuka ngokuphawulekayo likhuphula i-EMI kanye nezinga eliphelele le-interest — faka ama-rates ahlukene phezulu ukuze ubone ukuthi inkokhelo i sensitive kangakanani.
API — sebenzisa le calculator kusuka kukhodi
Nquma le kalkuli njengendawo ephelezelwa i-JSON - akukho isitshixo esidingekayo. Thumela amaxabiso endawo ngezansi njengepharamitha yombuzo noma i-JSON. Funda i-API egcwele →
Ingxenye yendawo
GET https://calculator.free/api/v1/emi/curl
curl "https://calculator.free/api/v1/emi/?amount=1000000&rate=9&years=20"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/emi/?" + new URLSearchParams({
"amount": "1000000",
"rate": "9",
"years": "20"
}));
const data = await r.json();
console.log(data.results);Izibalo ziyisilinganiso esisetshenziswa ukuqondisa kuphela, hhayi ukucebisa ngezimali, ukwelashwa noma ukukhokha.