EMI Calculator Kuongorora

Calculate the equivalent monthly instalment (EMI) on any loan.

$
%
yr
$
Extra principal pamwedzi anobvisa mari yechikwereti.
Mumwedzi EMI —
Total interest —
Kubhadhara kwese —

Zvinyorwa zvinogadziridzwa paunenge uchinyora.

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An EMI (equated monthly instalment) is the fixed amount you repay each month on a loan, covering both interest and principal, and this EMI calculator works it out from the loan amount, annual interest rate and tenure. It also shows the total interest and the total payment over the life of the loan, and lets you add an extra monthly amount to clear the loan sooner.

The formula is EMI = P × i × (1 + i)^n ÷ ((1 + i)^n − 1), where P is the principal, i the monthly rate (annual rate ÷ 12 ÷ 100) and n the number of months. For example, a 1,000,000 loan at 9% over 20 years gives an EMI of about 8,997; early instalments are mostly interest and later ones mostly principal, but the EMI itself stays constant throughout.

Use it for home, car or personal loans to check the monthly commitment before borrowing, to compare tenures, or to see how a longer tenure trims the EMI while inflating total interest. Adding even a small extra monthly payment shifts the balance toward principal and shortens the loan.

Zvimwe zvinobvunzwa zvakanyanya

Chii chinonzi EMI formula?

EMI = P × i × (1 + i) ^ n ÷ ((1 + i) ^ n − 1), apo P ndiyo mari inobhadharwa, i ndiyo mari inobhadharwa pamwedzi (gore negore ÷ 12 ÷ 100) uye n ndiyo nhamba yemwedzi.

Ichi chinogona kuderedza EMI yangu?

Ndinoda, asi kune mutengo. Kukanda nguva yekuti ubhadhare mari inodzikira EMI yako yemwedzi nemwedzi nekuti mari inobhadharwa inokwira nemwedzi, asi mari yemubhadharo unokwirawo. Kutenga mari yakati rebei kunoreva kuti EMI yako ichakwira asi mitengo ichakwira.

Chii chinonzi EMI uye chii chinonzi simple interest?

EMI yakavakwa pakuwedzera-balance (compound) amortization, apo EMI kubhadhara mari yemubhadharo pamwedzi chete pamari yemubhadharo, iyo inosvika pakuti iwe unobhadhara mari yemubhadharo. Simple EMI kubhadhara mari yemubhadharo pakutanga mari yose uye zvinongoita kuti zvive zvakaomarara kune munhu anobhadhara.

Maitiro ekubvisa mari yeEMI kubva pafoni yangu?

A prepayment inobva zvachose kune mukuru, saka zvishoma kufarira anosvika padiki chokwadi kubva ipapo. Mu extra-kubhadhara nzvimbo, kunyange a modest monthly top-up anogona kubvisa zviuru zvezvikwereti off the tenure uye chengetedza zhinji chunk yemutengo kufarira.

Nei zhinji yenguva yangu EMI?

Vaya vari kubhadharwa mari yemubhadharo weEMI, uye EMI kubhadhara mari yemubhadharo wemubhadharo weEMI, uye EMI kubhadhara mari yemubhadharo wemubhadharo weEMI, uye EMI kubhadhara mari yemubhadharo wemubhadharo weEMI, uye EMI kubhadhara mari yemubhadharo wemubhadharo weEMI, uye EMI kubhadhara mari yemubhadharo wemubhadharo weEMI, uye EMI kubhadhara mari yemubhadharo weEMI, uye EMI kubhadhara mari yemubhadharo wemubhadharo weEMI, uye EMI kubhadhara mari yemubhadharo wemubhadharo weEMI, uye EMI kubhadhara mari yemubhadharo wemubhadharo weEMI, uye EMI kubhadhara mari yemubhadharo wemubhadharo weEMI, uye EMI kubhadhara mari yemubhadharo wemubhadharo wemu

Iine yepamusoro mwero wemubhadharo kusimudzira yangu EMI zvikuru?

Ndinoda kuti uzive kuti mari yemubhadharo inobva kupi? Ndinoda kuti uzive kuti mari yemubhadharo inobva kupi? Ndinoda kuti uzive kuti mari yemubhadharo inobva kupi? Ndinoda kuti uzive kuti mari yemubhadharo inobva kupi?

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API — kushandisa iyi kalkulator kubva code

Nhare iyi calculator semahara JSON endpoint - hapana chikuru zvinodiwa. Kutumira nzvimbo mavara pasi separameter query kana JSON. Chii zvachose chaunoisa kunze chinoshandisa default iyo peji iri rakasviba nayo; parameter isiri yechokwadi inonzi 400, uye haisi zero. Tora yakazara API docs →

Endpoint

GET https://calculator.free/api/v1/emi/

curl

curl "https://calculator.free/api/v1/emi/?amount=1000000&rate=9&years=20"

JavaScript fetch()

const r = await fetch(
  "https://calculator.free/api/v1/emi/?" + new URLSearchParams({
    "amount": "1000000",
    "rate": "9",
    "years": "20"
  }));
const data = await r.json();
console.log(data.results);

Zviratidzo zvemubvunzo ndezvekufungidzira kwechinangwa chekudzidzisa chete, kwete zvemari, zvehutano kana zvemari.