SIP Calculator
Kuongorora kuwanda kwemari yemari yemwedzi yemutero wemari (SIP).
Zvinyorwa zvinogadziridzwa paunenge uchinyora.
Nezve iyi kalkulator
A systematic investment plan (SIP) invests a fixed amount every month into a fund, and this SIP calculator projects what those regular contributions could grow to. It assumes each instalment is invested at the start of the month, compounds at your expected annual return, and then splits the maturity value into the total you put in and the estimated gains.
The engine grows the balance month by month: FV = P × ((1 + i)^n − 1) ÷ i × (1 + i), where P is the monthly amount, i is the annual return ÷ 12, and n the number of months. For example, 5,000 invested every month for 10 years at 12% grows to about 11.6 lakh (1,161,000): you contribute 600,000 and the remaining 561,000 is estimated returns — the gains slightly exceed what you invested thanks to compounding.
Use it to plan a mutual-fund SIP, to see how the monthly amount, expected return and time horizon shape the corpus, or to model a step-up SIP that raises the contribution each year. Because SIPs invest in market-linked funds, the return is an assumption, not a guarantee, so keep the rate realistic.
Zvimwe zvinobvunzwa zvakanyanya
Chii chinonzi SIP maturity formula?
FV = P × ((1 + i)^n − 1) ÷ i × (1 + i), uko P ndiyo mari yemwedzi, i ndiyo mari yemwedzi (yegore ÷ 12) uye n ndeimwe yemwedzi.
SIP inodzokera sei?
No. SIPs zvinongoita kuti vatengese mari dzavo mumisika yemari, saka zvinotarisirwa kuti vawane mari idzi zvinongoita kuti vafunge kuti vari kuwana mari iyi, kwete kuti vawane mari yavari kutarisira.
Chii chinonzi step-up SIP?
A step-up (kana top-up) SIP anowedzera yako yemwedzi kubatsirwa neyakaiswa muzana gore rega rega, kazhinji kuti zvienzaniswe kukwira mari. Kupinda gore step-up pano chinoratidza sei kunyange modest gore kukwira anogona zvakajeka kusimudzira final corpus zvichienzaniswa ne flat kubatsirwa.
SIP iri nani kupfuura a lump-sum investment?
A SIP inoparadza mari inopihwa nenguva, ichienzanisa mari yaunotenga nemari yaunotenga, ichideredzawo njodzi yekutenga zvinhu zvese pamusika wakakwira — izvo zvinonzi kuenzanisa mari yerupi kana yedolari. A lump sum inogona kukunda kana misika ichikwira zvakasimba, asi SIP inokodzera vatengesi vanochengeta mari yavo kubva pamwedzi.
Maitiro eSIP Compoundation Work?
Nekudaro, SIPs dzinogona kuwanikwa muzviuru zvemamiriyoni emadhora. Kana iwe uchida kuisa mari yako muSIP, iwe unofanirwa kuisa mari yako muSIP. Kana iwe uchida kuisa mari yako muSIP, iwe unofanirwa kuisa mari yako muSIP.
Chii kudzoka ndinofanira kufungidzira kuti SIP?
Usashandisa chokwadi chenguva refu chemufananidzo werudzi urwu rwemari – mari dzese dzese dzakanga dzichidzokera kumashure kupfuura mari dzese dzemari asi nekusagadzikana kukuru. Kuchengeteka kwepfungwa kunochengeta mari yacho ichiramba ichinyatsonzwisisa, sezvo mari idzi dzichizokwira nekumhanya.
API — kushandisa iyi kalkulator kubva code
Nhare iyi calculator semahara JSON endpoint - hapana chikuru zvinodiwa. Kutumira nzvimbo mavara pasi separameter query kana JSON. Chii zvachose chaunoisa kunze chinoshandisa default iyo peji iri rakasviba nayo; parameter isiri yechokwadi inonzi 400, uye haisi zero. Tora yakazara API docs →
Endpoint
GET https://calculator.free/api/v1/sip/curl
curl "https://calculator.free/api/v1/sip/?amount=5000&rate=12&years=10"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/sip/?" + new URLSearchParams({
"amount": "5000",
"rate": "12",
"years": "10"
}));
const data = await r.json();
console.log(data.results);Zviratidzo zvemubvunzo ndezvekufungidzira kwechinangwa chekudzidzisa chete, kwete zvemari, zvehutano kana zvemari.