Àwọn Ìṣàmúlò-ètò

Project the maturity value of a monthly systematic investment plan (SIP).

Ìṣàmúlò-ètò Òjó

Àwọn ìṣàmúlò-ètò

Àwọn ààyè-iṣẹ́

Àwọn ìṣàmúlò-ètò ?

Raise the monthly amount by this much each year (step-up SIP).

Àwọn fálù ìtàn —

Àwọn àwọn ìṣàmúlò-ètò —

Àwọn ìṣàmúlò-ètò àìṣàmúlò-ètò —

Àwọn Àtòjọ-ẹ̀yàn àwọn ìṣàmúlò-ètò

Ńlà àwọn àwọn ààtò àtòjọ-ẹ̀yàn yìí?

Àkóónú ìṣàmúlò-ètò yìí

A systematic investment plan (SIP) invests a fixed amount every month into a fund, and this SIP calculator projects what those regular contributions could grow to. It assumes each instalment is invested at the start of the month, compounds at your expected annual return, and then splits the maturity value into the total you put in and the estimated gains.

The engine grows the balance month by month: FV = P × ((1 + i)^n − 1) ÷ i × (1 + i), where P is the monthly amount, i is the annual return ÷ 12, and n the number of months. For example, 5,000 invested every month for 10 years at 12% grows to about 11.6 lakh (1,161,000): you contribute 600,000 and the remaining 561,000 is estimated returns — the gains slightly exceed what you invested thanks to compounding.

Use it to plan a mutual-fund SIP, to see how the monthly amount, expected return and time horizon shape the corpus, or to model a step-up SIP that raises the contribution each year. Because SIPs invest in market-linked funds, the return is an assumption, not a guarantee, so keep the rate realistic.

Àwọn Àtòjọ-ẹ̀yàn

Kini àwọn ìṣàmúlò-ètò SIP?

FV = P × ((1 + i)^n − 1) ÷ i × (1 + i), ibi ti P ni iye oṣuwọn, i ni oṣuwọn pada (oṣuwọn pada ÷ 12) ati n ni nọmba awọn oṣu. Ipari (1 + i) fihan ifowopamọ ni ibẹrẹ oṣu kan kọọkan.

Àwọn ìṣàfarawé àwọn ìṣàmúlò-ètò SIP

Kò. SIPs ni gbogbo igba ló ń fi owò lọ́wọ́lọ́wọ́, ki o si ní ìgbà tí a tí ǹṣé nípa ìdájọ́, kò si nípa ìdájọ́. Àwọn àwọn

Kini SIP tí a fi pamọ́?

A igbèláàyé (tabí àwọn àwọn ààtò) SIP tí n pọ̀jú ìrànwọ́ rẹ̀ nípa àwọn ìpàdá àwọn ìtàn-ọ̀kan ní gbogbo odun, nípá ìṣàfarawé àwọn owó. Ìdákọ àwọn ìpàdá ọ̀jọ́ níbẹ̀ náà fihan bí àwọn ìṣàmúlò-ètò ọ̀jọ́ tí a fi pamọ́ lè fi ìgbà pọ̀jú àwọn ìṣàmúlò-ètò ìparí nípá ìpàdá àwọn ìpàdá àwọn àwọn ìpàdá àwọn àwọn ìṣàmúlò-ètò.

Ṣe SIP dara ju owo-ifowopamọ ti o ni owo-ifowopamọ?

A SIP spreads investment over time, averaging your purchase price and reducing the risk of buying everything at a market peak — known as rupee- or dollar-cost averaging. A lump sum can win when markets rise steadily, but a SIP suits investors saving from monthly income.

Bawo ni SIP ti n ṣiṣẹ?

Àwọn ìṣàmúlò-ètò gbogbo lọ́wọ́lọ́wọ́ nípa àwọn ìṣàmúlò-ètò àwọn oṣù kọ̀ǹpútà nípa àwọn oṣù kọ̀ǹpútà àwọn oṣù kọ̀ǹpútà, àwọn oṣù kọ̀ǹpútà àwọn oṣù kọ̀ǹpútà àwọn oṣù kọ̀ǹpútà àwọn oṣù kọ̀ǹpútà àwọn oṣù kọ̀ǹpútà àwọn oṣù kọ̀ǹpútà àwọn oṣù kọ̀ǹpútà àwọn oṣù kọ̀ǹpútà àwọn oṣù kọ̀ǹpútà àwọn oṣù kọ̀ǹpútà

Ìgbàwò nínú àwọn ìṣàmúlò-ètò mìíràn nínú àwọn à

Use a realistic long-run figure for the fund type — equity funds have historically returned more than debt funds but with more volatility. A conservative assumption keeps the projected corpus honest, since actual year-to-year returns will swing above and below it.

API — ló àwọn ìṣàmúlò-ètò yìí láti inú ìṣàmúlò-ètò

Fi àwọn ìṣàmúlò-ètò yìí kọ̀ǹpútà yìí láti jẹ́ ààyè-iṣẹ́ JSON tí a tí fi pamọ́ - kò ní bọ́tìnì kan tí a fẹ́. Fi àwọn fálù ààyè-iṣẹ́ sílẹ̀ sí bí àwọn àwọn ìṣàmúlò-ètò àti JSON. Anything you omit uses the same default this page is pre-filled with; an unknown parameter is a 400, never a silent zero. Ka àwọn àkọlé API kíkún →

Àwọn Ààyè Ìjánu-ìṣàmúlò-ètò

GET https://calculator.free/api/v1/sip/

curl

curl "https://calculator.free/api/v1/sip/?amount=5000&rate=12&years=10"

JavaScript `fetch()`

const r = await fetch(
  "https://calculator.free/api/v1/sip/?" + new URLSearchParams({
    "amount": "5000",
    "rate": "12",
    "years": "10"
  }));
const data = await r.json();
console.log(data.results);

Results are estimates for general guidance only, not financial, medical or tax advice.

Àkóónú ìṣàmúlò-ètò yìí

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