Àwọn Ìṣàmúlò-ètò
Fi àwọn ìṣàmúlò-ètò àwọn ìṣàmúlò-ètò àwọn ìṣàmúlò-ètò àwọn ìṣàmúlò-ètò àwọn ìṣàmúlò-ètò
Àwọn Àtòjọ-ẹ̀yàn àwọn ìṣàmúlò-ètò
Àkóónú ìṣàmúlò-ètò yìí
you have a loan of $100,000, you can calculate the EMI by using the formula below: EMI = P × i × (1 + i)^n ÷ ((1 + i)^n − 1) where P is the principal, i the monthly rate (annual rate ÷ 12 ÷ 100) and n the number of months. For example, a loan of $100,000 at 9% over 20 years gives an EMI of about 8,997; early instalments are mostly interestThe EMI calculator is a calculator that can be used to calculate the EMI.Use itUse it for home, car or personal loans to check the monthly commitment before borrowing, compare tenures, or see how a longer tenure trims the EMI while inflating the total interest.Use itUse it for home, car or personal loans to check the monthly commitmentThe EMI calculator is a calculator that can be used to calculate the EMI.Use it to calculate the EMI.Use it to calculate the EMI.Use it to calculate the EMI.Use it to calculate the EMI.Use it to calculate the EMI.Use it to calculate the EMI.Use it to calculate the EMI.Use it to calculate the EMI.Use it to calculate the EMI.Use it to calculate the EMI.Use it to calculate the EMI.Use it to calculate the EMI.Use it to calculate the EMI.Use it to calculate the EMI.Use it to calculate the EMI.Use it to calculate the EMI.Use it to calculate the EMI.Use it to calculate the EMI.Use it to calculate the EMI.Use it to calculate the EMI.Use it to calculate the EMI.Use it to calculate the EMI.Use it to calculate the EMI.Use it to calculate the EMI.Use it to calculate the EMI.Use it to calculate the EMI.Use it to calculate the EMI.Use
Àwọn Àtòjọ-ẹ̀yàn
Kini àwọn ìṣàmúlò-ètò EMI?
EMI = P × i × (1 + i) ^n ÷ ((1 + i) ^n − 1), ibi ti P ni awọn principal, i ni oṣuwọn oṣuwọn (oṣuwọn ọdun ÷ 12 ÷ 100) ati n ni nọmba ti osu. O ni kanna amortization mathematics lo fun eyikeyi fixed-instantaneously owo-ori.
Njẹ aago pipẹ kan le dinku EMI mi?
Ya, sugbon nínú iye. Ìgbà tí a bá fi pẹ̀lú ìgbàgbó̀ náà, a tí fi EMI lọ́wọ́lọ́wọ́, nitorí pé a tí a fi pẹ̀lú oṣù diẹ̀ sii, sugbon àwọn owó ilé-ìpamọ́ gbogbó nípa EMI tí a bá fi pẹ̀lú ìgbàgbó̀ náà pẹ̀lú ilé-ìpamọ́. Ìgbà tí a bá fi pẹ̀lú ìgbàgbó̀ lọ́wọ́lọ́wọ́ jẹ́ pé EMI tí o gà jú lọ́wọ́lọ́wọ́, sugbon àwọn owó ilé-ìpamọ́ tí o gà jú.
Kini iyatọ laarin EMI ati owo-ori ti o rọrun?
EMI is built on reducing-balance (compound) amortisation, where interest each month is charged only on the outstanding principal, which falls as you repay. Simple interest charges a flat rate on the original amount throughout and usually works out more expensive for the borrower.
Bawo ni a ṣe le mu ifowopamọ lọ́wọ́lú mì pọ̀ jú?
A prepayment lọ ni gbogbo lọ si principal, ki o si kere ju owo-ori ti a ti gba lori ti o kere ju ifowopamọ lati nigba naa. Ninu àpapọ-owo-aaye, paapaa a ti o dara ju-ọ̀sẹ-aṣàfilọ́lẹ̀ lè yọ awọn ifowopamọ diẹ kuro ni titun ati ki o tọju a nla pẹ̀lú ti gbogbo owo-ori.
Kini idi ti o ti wa ni diẹ ninu mi ti o ti wa ni titun EMI ifẹ?
Ni igba akọkọ ninu awọn owo-ori awọn ti o wa ni ti o tobi, ki o si awọn ipin ti owo-ori ti gbogbo ti o ti wa ni ti o dara ju EMI ni giga ati ki o kere lọ si awọn akọkọ. Bi awọn iwuwo ti o ti nipọn awọn flips ti o ti pin, ati ki o si ti o ti pari nibẹ nibẹ ni gbogbo ti gbogbo EMI repays awọn akọkọ.
Njẹ oṣuwọn owo-ori ti o gaju le mu EMI mi pọ si?
Ya, nípárá nípá tí o bá jẹ́ pé o tí n gbọ́dọ̀. Nítorí pé o tí n gbọ́dọ̀ sí ìdíyelé nínú oṣù mẹ́tà, a tí lè fi ìdíyelé kan pọ̀ jú lọ́wọ́lú nínú oṣù mẹ́tà lọ́wọ́lú - tẹ̀lẹ̀ nínú ìdíyelé mìíràn nípàrá lati wó bí o tí n gbọ́dọ̀ sí ìdíyelé.
API — ló àwọn ìṣàmúlò-ètò yìí láti inú ìṣàmúlò-ètò
Fi àwọn ìṣàmúlò-ètò yìí kọ̀ǹpútà yìí láti inú àwọn ààyè-iṣẹ́ JSON tí a tí fi pamọ́ - àwọn bọ́tìnì kò ní àwọn tí a fẹ́. Fi àwọn fálù ààyè-iṣẹ́ sílẹ̀ sí bí àwọn àwọn ìṣàmúlò-ètò àti JSON. Ka àwọn àkọlé API kíkún →
Àwọn Ààyè Ìjánu-ìsún
GET https://calculator.free/api/v1/emi/curl
curl "https://calculator.free/api/v1/emi/?amount=1000000&rate=9&years=20"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/emi/?" + new URLSearchParams({
"amount": "1000000",
"rate": "9",
"years": "20"
}));
const data = await r.json();
console.log(data.results);Àwọn àwọn