EMI Kalkulator
Ngakalkulakeun ongkos bulanan (EMI) anu sami dina sagala pinjaman.
Hasilne bakal dioptimalake nalika sampeyan ngetik.
Ngenai kalkulator iki
you have a loan that is 100% fixed, you can calculate the EMI by using the formula below: EMI = P × i × (1 + i)^n ÷ (1 + i)^n − 1) where P is the principal, i the monthly rate (annual rate ÷ 12 ÷ 100) and n the number of months. For example, a loan of 1,000,000 at 9% over 20 years gives an EMI of about 8,997; later installmentsTheUse itUse it for home, car or personal loans to check the monthly commitment before borrowing, compare tenures, or see how a longer tenure trims the EMI while inflating the total interest.Use it for home, car or personal loans to check the monthly commitmentTheUse it for home, car or personal loans to check the monthly commitmentTheUse it for home, car or personal loans to check the monthly commitmentTheUse it for home, car or personal loans to check the monthly commitmentTheUse it for home, car or personal loans to check the monthly commitmentTheUse it for home, car or personal loans to check the monthly commitmentTheUse it for home, car or personal loans to check the monthly commitmentTheUse it for home, car or personal loans to check the monthly commitmentTheUse it for home, car or personal loans to check the monthly commitmentTheUse it for home, car or personal loans to check the monthly commitmentTheUse it for home, car or personal loans to check the monthly commitmentTheUse it for home, car or personal loans to check the monthly commitmentTheUse it for home, car or personal loans to check the monthly commitmentTheUse it for home, car or personal loans to check the monthly commitmentTheUse it for home, car or personal loans to check the monthly commitmentTheUse it for home, car or personal loans to check the monthly commitmentTheUse it for home, car or personal loans to check the monthly commitmentTheUse it for home, car or personal lo
Takon-takon kang kerep diajukake
Apa formula EMI?
EMI = P × i × (1 + i) ^ n ÷ ((1 + i) ^ n − 1), dimana P nyaéta utama, i tingkat bulanan (taunan ÷ 12 ÷ 100) jeung n jumlah bulan. Ieu nyaéta amortization matematika anu sami dipaké pikeun sagala fixed-instancing pinjaman.
Apa akèh wektu luwih dawa kanggo nyuda EMIku?
Ya, tapi dina biaya. Stretching tenure ngurangan unggal bulan EMI sabab utama dilegakeun leuwih bulan, tapi total interest dibayar naek substantially. A tenure pondok hartosna EMIs luhur tapi jauh kurang interest.
Apa bedane antarane EMI lan kapentingan sederhana?
EMI diwangun dina ngurangan-saimbangan (compound) amortization, dimana interest unggal bulan di charged ngan dina utama pending, nu falls salaku anjeun mayar deui. Interest sederhana charges a flat rate on the original amount throughout and usually works out more expensive for the borrower.
Carane prepaying nyuda EMI pinjamanku?
A prepayment asup ka sadaya ka utama, jadi kirang interest accumulates dina balanja leutik ti ti harita. Dina widang tambahan-payment, malah hiji top-up bulanan modest bisa cut sababaraha bagian off tina tenure jeung nyimpen hiji bagian badag tina total interest.
Apa sing paling penting kanggo sampeyan?
Awal dina pinjaman utama anu aya anu gedé, jadi bagian interest tina unggal EMI fiksi luhur sarta saeutik asup ka utama. Sakumaha saldo ngurangan flips split, sarta ka arah panungtungan hampir sadaya tina unggal EMI mayar utama.
Apa tingkat kauntungan sing luwih dhuwur nambah EMIku akeh?
Ya, utamana dina tenures panjang. Kusabab interest compounds leuwih loba bulan, malah hiji titik-rata naek noticeably ngaronjatkeun boh EMI jeung total interest - asup ka tingkat béda di luhur pikeun ningali kumaha sensitif pamayaran téh.
API — gunakake kalkulator iki saka kode
Ngadongékeun kalkulator ieu minangka titik akhir JSON bébas — teu peryogi kunci. Kirim nilai medan di handapeun minangka parameter pitakonan atawa JSON. Waca dokumen lengkap API →
Tampilan
GET https://calculator.free/api/v1/emi/curl
curl "https://calculator.free/api/v1/emi/?amount=1000000&rate=9&years=20"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/emi/?" + new URLSearchParams({
"amount": "1000000",
"rate": "9",
"years": "20"
}));
const data = await r.json();
console.log(data.results);Hasilna nyaéta perkiraan pikeun pituduh umum, henteu saran finansial, médis atanapi pajak.