EMI Kalkülatory
Her bir karz üçin deňleşen aýlyk tölegleri (EMI) hasap ed
Netijeler ýazýan wagtyň täzelener.
Bu hasapçy hakda
you have a loan that is 100% fixed, you can calculate the EMI by using the formula below: EMI = P × i × (1 + i)^n ÷ ((1 + i)^n − 1) where P is the principal, i the monthly rate (annual rate ÷ 12 ÷ 100) and n the number of months. For example, a loan of 1,000,000 at 9% over 20 years gives an EMI of about 8,997; the EMITheUse itUse it for home, car or personal loans to check the monthly commitment before borrowing, compare tenures, or see how a longer tenure trims the EMI while inflating the total interest.Use it for home, car or personal loans to check the monthly commitmentThe EMI calculator is a calculator that can help you calculate the EMI.Use it for home, car or personal loans.Use itUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home, car or personal loansUse it for home,
Köp soralýan soraglar
EMI formula näme?
EMI = P × i × (1 + i)^n ÷ ((1 + i)^n − 1), P esas pul, i aýlyk töleg (ýyllyk ÷ 12 ÷ 100) we n aýlaryň sany. Bu her bir belli bir möhletli karz üçin ulanylýan şol bir amortizasiýa matematiki.
Uzak wagtlyk işlemek meniň EMI-mi azaldýar?
Eý, emma bir baha bilen. Tertibi uzaltmak her aýlyk EMI'ni peselder sebäbi esas pul köp aýlara bölünýär, emma töleg edilen jemi faiz köpräk artýar. Kısa tertibi has ýokary EMI'leri, emma has az faizleri aňladýar.
EMI we ýönekeý faiz arasynda tapawudy näme?
EMI her aý diňe çykan esas puldan faiz töleýän, siz töleg edýäňizde düşýän, azaldyjy-balança (birikdirilen) amortizasiýa üstünde bina edilipdir. Saýlawly faiz esas pulda bir düz töleg töleýär we köplenç tölegçi üçin has gymmat işleýär.
Öňden tölemek meniň EMI kreditimi nädip azaltýar?
Bir öň töleg doly esasa gidýär, şonuň üçin az töleg az balansy soňundan agyrýar. Ekran töleg meýdançasynda, hatda bir aýlyk töleg hem birnäçe tölegleri kesip we doly tölegiň uly bir bölegini saklap biler.
Näme üçin meniň EMI-miň köpüsi ertirki gyzyklanma?
Bu kreditiň başlarynda çykan esasy uly, şonuň üçin her bir fiksirlenen EMI-niň faiz bölegi ýokary we az bir bölegi esasa gidýär. Balans gysgalaşanda bölünme flip-up bolýar, we her bir EMI-niň ahyryna golaý az-azdan ählisi esasy gaýtarýar.
Beýik bir faiz derejesi meniň EMI'mi köpeltýärmi?
Eý, esasan uzak möhletli karzlarda. Çunki karz birnäçe aý içinde karzlary birikdirýär, hatda bir nokatlyk karz artyşy hem EMI hemem karzlary birikdirýär - tölegiň näçe hassasdygyny görmek üçin üste dürli karzlary giriz.
API — bu hasapçyny koddan ullan
Bu hasapçyny azat JSON ahtar noktasy hökmünde çagyr - açar gerek däl. Aşakdaky meýdança mykdarlaryny soragyň parametrleri ýa-da JSON hökmünde iber. Eňlisçe senedleri oka →
_Soňky
GET https://calculator.free/api/v1/emi/curl
curl "https://calculator.free/api/v1/emi/?amount=1000000&rate=9&years=20"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/emi/?" + new URLSearchParams({
"amount": "1000000",
"rate": "9",
"years": "20"
}));
const data = await r.json();
console.log(data.results);Netijeler diňe umumy ýardam üçin hasaplanypdyr, maliýe, lukmançylyk ýa-da salgyt maslahaty üçin däl.