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Kujiwekea mradi wa kukomaa kwa mpango wa kila mwezi wa kuweka rasilimali katika biashara.
Matokeo yanakuwa bora zaidi unapochapa.
Kuhusu kifaa hiki cha kupigia hesabu
A systematic investment plan (SIP) invests a fixed amount every month into a fund, and this SIP calculator projects what those regular contributions could grow to. It assumes each instalment is invested at the start of the month, compounds at your expected annual return, and then splits the maturity value into the total you put in and the estimated gains.
The engine grows the balance month by month: FV = P × ((1 + i)^n − 1) ÷ i × (1 + i), where P is the monthly amount, i is the annual return ÷ 12, and n the number of months. For example, 5,000 invested every month for 10 years at 12% grows to about 11.6 lakh (1,161,000): you contribute 600,000 and the remaining 561,000 is estimated returns — the gains slightly exceed what you invested thanks to compounding.
Use it to plan a mutual-fund SIP, to see how the monthly amount, expected return and time horizon shape the corpus, or to model a step-up SIP that raises the contribution each year. Because SIPs invest in market-linked funds, the return is an assumption, not a guarantee, so keep the rate realistic.
Maswali yaliyoulizwa mara nyingi
Ni njia gani ya ukomavu wa SIP?
FV = P × ((1 + i)^n − 1) ÷ i × (1 + i), where P is the monthly amount, i the monthly return (annual ÷ 12) and n the number of months. The final (1 + i) reflects investing at the start of each month.
Je, mambo hayo yanatimia?
La. SIP kwa kawaida wao hutega uchumi katika fedha zinazopitwa na wakati, kwa hiyo kurudi kunakotarajiwa ni wazo, si ahadi. Matokeo ya sheria hutofautiana mwaka hadi mwaka toka kiwango cha juu cha kihafidhina cha kupanga mambo.
Hatua ya SIP ni gani?
Hatua ya kwanza (au ya juu) SIP inaongeza mchango wako wa mwezi kwa asilimia fulani kila mwaka, kwa kawaida ili kulinganisha mapato yanayoendelea. Kuingia hatua ya kila mwaka hapa huonyesha jinsi ongezeko la kiasi la mwaka linaweza kukuza kwa kiasi kile kinacholinganishwa na mchango wa bure.
Je, SIP ni bora kuliko uwekezaji wa mbembeji?
ASP inasambaza fedha kwa muda, kwa wastani bei yako na kupunguza hatari ya kununua kila kitu kwenye kilele cha soko tokacho nje toka kwa wastani wa fedha. Jumla ya bonge la rudishio inaweza kushinda masoko yanapoongezeka kwa kasi, lakini wawekezaji wa SIP wanaokoa mapato ya kila mwezi.
SIP ina matokeo gani?
Kila mchango wa kila mwezi huanza kupata mapato mara moja na wale wanaolipwa hulipwa, kwa hiyo malipo ya mapema zaidi huongezeka. ndiyo sababu kuanzia SIP mapema zaidi, hata kwa kiasi kidogo, mara nyingi hupiga duru kubwa zaidi ya SIP iliyoanza baadaye.
Nirudije nipi nichukue nafasi ya SIP?
Tumia tarakimu halisi ya fedha kwa ajili ya aina ya fedha ya fedha ya faida ya kiasi, lakini kwa kiasi kikubwa fedha zimerudi kihistoria zaidi ya fedha za deni lakini kwa hiari zaidi.
API bustanini hutumia kifaa hiki cha hesabu kutoka kwenye mfumo wa sheria
Ipigie simu kifaa hiki cha kupigia hesabu kama Junse É not doot toder. Chochote unachoacha kinatumia kiwango kilekile cha mwisho ambacho ukurasa huu haujakamilika; parameta isiyojulikana ni 400, si sufuri kimya kamwe. Soma habari kamili za API docs →
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GET https://calculator.free/api/v1/sip/curl
curl "https://calculator.free/api/v1/sip/?amount=5000&rate=12&years=10"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/sip/?" + new URLSearchParams({
"amount": "5000",
"rate": "12",
"years": "10"
}));
const data = await r.json();
console.log(data.results);Matokeo ni makadirio ya mwongozo wa ujumla, si wa kifedha, wa kitiba au wa kodi tu.