SIP Calculator
Nhazi uru nke oge mmeri nke usoroiheomume n'ime ọnwa nke n'ime ego (SIP).
Nhọrọ ndị ahụ ga-akpụzi mgbe ị na-etipụta.
N'ihe banyere calculator a
A systematic investment plan (SIP) invests a fixed amount every month into a fund, and this SIP calculator projects what those regular contributions could grow to. It assumes each instalment is invested at the start of the month, compounds at your expected annual return, and then splits the maturity value into the total you put in and the estimated gains.
The engine grows the balance month by month: FV = P × ((1 + i)^n − 1) ÷ i × (1 + i), where P is the monthly amount, i is the annual return ÷ 12, and n the number of months. For example, 5,000 invested every month for 10 years at 12% grows to about 11.6 lakh (1,161,000): you contribute 600,000 and the remaining 561,000 is estimated returns — the gains slightly exceed what you invested thanks to compounding.
Use it to plan a mutual-fund SIP, to see how the monthly amount, expected return and time horizon shape the corpus, or to model a step-up SIP that raises the contribution each year. Because SIPs invest in market-linked funds, the return is an assumption, not a guarantee, so keep the rate realistic.
Ajụjụ ndị a na-ajụkarị
Gịnị bụ SIP maturity formula?
FV = P × ((1 + i)^n - 1) ÷ i × (1 + i), ebe P bụ ọnwa uru, i bụ ọnwa uru (afọ ÷ 12) na n bụ ọnụọgụgụ nke ọnwa. The final (1 + i) na-egosi inwe n'oge na-amalite nke ọnwa ọ bụla.
Ọ bụ SIP na-ebuli elu?
No. SIPs na-ejikarị na-etinye ego na ahịa-ejikọta ego, ya mere na-atụ anya na-ebuli bụ a n'ihi na, ọ bụghị a nkwa. Ọnọdụ na-adịbeghị anya na-agbanwe afọ na afọ - tinye a n'ezie, conservative ọnụego maka ime atụmatụ.
Gịnị bụ SIP n'ime ụzọ?
A step-up (ma ọ bụ top-up) SIP na-ebuli gị ọnwa ntinye aka site na a set pasent kwa afọ, na-emekarị na-emeghe emeghe. N'ịbanye a afọ step-up ebe a na-egosi otú ọbụna a modest afọ ntinye aka nwere ike na-eme ka ọ dị mkpa na-enwe ike ịbawanye na-agwụcha corpus na-ejikọta ya na a flat ntinye aka.
Ọ bụ SIP ka mma karịa a lump-ụdị ego investment?
A SIP na-ekpuchi ego n’oge, na-ewere ọnụ ahịa ịzụta gị n’ozuzu ya ma na-ewepụ ihe ize ndụ nke ịzụta ihe niile n’oge ahịa na-abịaru nso – a na-akpọ ya na-ewere ọnụ ahịa na-ewere ọnụ ahịa na-abịaru nso.
Olee otú SIP compounding ọrụ?
Ọnọdụ ọ bụla ọnwa n'ime afọ na-amalite na-enweta n'ihu n'oge na-adịghị anya na-eziga mgbe ahụ na-enweta n'ihu ha onwe ha, ya mere na-amalite n'ihu n'ihu na-eto nke kasị. Nke a bụ ihe mere na-amalite a SIP n'oge gara aga, ọbụna na obere ego, mgbe ụfọdụ na-adọta a nnukwu SIP na-amalite mgbe ahụ.
Gịnị ka m ga-ewere maka SIP?
Jiri a n'ezie ogologo-n'oge-n'oge figure maka a fund ụdị - ego ego nwere akụkọ ihe mere eme-eziga ọzọ karịa ego ego ma na-erughị volatility. A conservative n'ihi na-echekwa a projected corpus ezi, n'ihi na ọbụna afọ-na-afọ-eziga ga-a swing n'elu na n'okpuru ya.
API — jiri kaadị a site na kóòdù
Kpọọ kalkulata a dịka ebe ngwụcha JSON n'efu - enweghị kii achọrọ. Ziga valiu ebe ahụ n'okpuru dịka paramita ajụjụ mọọbụ JSON. Ihe ọbụla ị na-ewepụ na-eji dìfọ́ọ̀ltụ̀ nke a na-edebe ihuakwụkwọ a na ya; parameter a na-amaghị bụ 400, ọ dịghị sẽọ̀rọ̀. Gụọ ngwe ndị ahụ niile →
Ebemkpofuozi
GET https://calculator.free/api/v1/sip/curl
curl "https://calculator.free/api/v1/sip/?amount=5000&rate=12&years=10"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/sip/?" + new URLSearchParams({
"amount": "5000",
"rate": "12",
"years": "10"
}));
const data = await r.json();
console.log(data.results);Ihe a na-ahụta bụ n'ihi nlekọta n'ozuzu ya, ọ bụghị nlekọta ego, ọgwụ ma ọ bụ nlekọta ego.