Retirement Calculator
Project your retirement savings from your contributions and expected return.
Results update as you type.
About this calculator
A retirement calculator projects how much your savings could grow by the time you retire, based on your current balance, monthly contributions and an expected annual return. It shows how much of the total comes from your own contributions versus growth.
Frequently asked questions
What return rate should I assume?
Long-run stock-market returns have historically averaged around 6–7% after inflation, but returns are not guaranteed and vary year to year. Use a conservative figure for planning.
Does this account for inflation?
No — it projects nominal balances. To think in today’s money, use a real return (your expected return minus expected inflation) as the rate.
Results are estimates for general guidance only, not financial, medical or tax advice.