I-CD Calculator
Khangela ixabiso lokuphelelwa lixesha kunye nenzuzo kwisiqinisekiso sokubeka imali.
Iinketho ze projekti
Malunga nale Calculator
you have a 5-year CD, you can calculate the effective annual yield by using the following formula: CD=(100
Imibuzo ebuza rhoqo
I-CD ibala njani inzala?
Ityala lidibanisa ixesha ngalinye: ukugqitywa = ityala × (1 + umyinge ÷ n) ^ (n × iminyaka), apho n ngukuphindaphinda okudityanisiweyo. Inzuzo efunyenwe yixabiso lokugqitywa ngaphantsi kwetyala lakho lokuqala.
Ndimele ndithelekise ii CD nge APR okanye nge APY?
Uthelekiso lwe-APY, kuba sele ijikeleza kwixesha eliphindaphindiweyo lokudibanisa kwaye ibonisa oko ufumanayo kweli xesha. IiCD ezimbini ezine-APR efanayo kodwa ezidibanisayo ngokuhlukileyo ziya kuba ne-APYs ezihlukileyo.
Ingaba iCD ihlawulwe ngetyala?
Ewe. Inzuzo kwiCD ihlala ihlawulwe ngetyala njengengeniso eqhelekileyo kunyaka ohlawulwe ngawo, nokuba awuyirhoxi. Faka umyinge wenzala ongaphantsi ukuze ubone inzuzo emva kohlawula ityala, eyiyo inani elibalulekileyo ekuthelekeni i-CD ehlawulwe ngetyala neakhawunti exhaswa ngetyala.
Yintoni eyenza ukuba ndisuse iCD kamva?
IiCD ezininzi zihlawula umonakalo wokurhoxiswa kuqala, rhoqo iinyanga ezininzi zenzuzo, ezinokuthi zisuse inzuzo yakho okanye ziyifake kwisiseko. Le khadi licinga ukuba ugcina ukuya kunyaka ophelileyo, ngoko ke shiya umonakalo wakho ukuba ungaya kuphuma ngemali kuqala.
Ingaba ixesha elide le CD lisoloko lifumana ngaphezulu?
Ixesha elide lifumana inzala eninzi kakhulu kwinqanaba elinikezelweyo kwaye lihlala linesixa esiphezulu, kodwa ligcina imali yakho ikhuselekile ixesha elide kwaye likuvumela ukuba uphulukane nayo ukuba ixabiso linyuka. Abanye abalondolozi basebenzisa i-CD ladder - ukugqitywa okugqithisileyo - ukumisela ukulingana kwenzuzo nokufikelela.
ICD ithelekiswa njani neakhawunti yokugcina?
ICD ihlala ihlawulisa umyinge wenzala ophezulu, oqinileyo, ukubuyisela imali ekhuselwe kwixesha elifutshane, ngelixa iakhawunti yokonga ihlawulisa umyinge wenzala oguqukayo onokuthi uyisuse nangaliphi na ixesha. Ukuba awuzukufuna imali engenayo phambi kokuba ifike kwixesha lokugqitywa, i-APY eqinisekisiweyo ephezulu yeCD ihlala iphumelela.
API — sebenzisa le calculator ukusuka kwikhowudi
Nceda le kalkulator njengendawo esemva ye-JSON ekhululekileyo - akukho qhosha lifunekayo. Thumela amaxabiso endawo engezantsi njengeparameter yombuzo okanye i-JSON. Funda i-API epheleleyo →
Incopho yesiphelo
GET https://calculator.free/api/v1/cd/curl
curl "https://calculator.free/api/v1/cd/?deposit=10000&rate=4.5&years=5"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/cd/?" + new URLSearchParams({
"deposit": "10000",
"rate": "4.5",
"years": "5"
}));
const data = await r.json();
console.log(data.results);IiNtlanganiso zeNtlanganiso yeNtlanganiso