Calculator
Kafukufuku wa mfundo za ndalama ndi ndalama za ndalama za ndalama.
Zithunzizi zimasintha monga momwe mumalemba.
Zachidule
you have a 5-year CD, you can calculate the effective annual yield by using the following formula: CD=1000
Mafunso ofunsidwa nthawi zambiri
Kodi CD interest imawerengedwa bwanji?
Depositi imaphatikizapo nthawi iliyonse: kumapeto kwa nthawi = depositi × (1 + mtengo ÷ n) ^ (n × zaka), komwe n ndi nthawi yowonjezera. Mtengo wochuluka ndi mtengo wa kumapeto kwa nthawi wocheperako kuposa depositi yanu yoyamba.
Kodi ndiyenera kuyerekezera CDs ndi APR kapena APY?
Kuyerekeza ndi APY, chifukwa cha izo kale amadula mu compounding nthawi zambiri ndi kusonyeza zimene inu mwamsanga kulandira mu chaka. Ma CD awiri ndi APR chimodzimodzi koma zosiyanasiyana compounding adzapeza pang'ono APYs zosiyana.
Kodi CD ndalama zimagulitsidwa?
Ndikofunika kuti mudziwe kuti ndalama zomwe mumapeza pa CD zimatha kugawidwa ngati ndalama zosawerengeka m’chaka chomwe chimaperekedwa, ngakhale kuti simuzitenga. Pitani patsamba la Tax Returns kuti mudziwe ndalama zomwe mumapeza pambuyo pa kulipira ndalama, zomwe ndi ndalama zomwe zimafunika kuwerengedwa poyerekezera ndalama zomwe mumalandira pa CD ndi ndalama zomwe mumalandira pa akaunti yopezera ndalama.
Kodi chimachitika ngati nditaya ndalama za CD nthawi yaitali?
Ma CD ambiri amalipira ndalama zowononga ndalama zochotsera ndalama, nthawi zambiri masiku angapo a ndalama zochuluka, zomwe zingawononge zambiri za ndalama zanu kapena ngakhale kulowa m’malamulo. Chida ichi chimaganiza kuti mumakhala mpaka nthawi yoti ndalamazo zikhale zochuluka, choncho mudzawononga ndalama zanu ngati mungathe kuzichotsa nthawi yoyamba.
Kodi nthawi yaitali CD nthawi zonse kulandira zambiri?
Mphindi yaitali amapeza zambiri zokhudzana ndi ndalama pa mtengo woperekedwa ndi nthawi zambiri amabweretsa mtengo wotsika, koma amaletsanso ndalama zanu nthawi yayitali komanso zimakupangitsani kulephera ngati mtengo ukukula. Ena osunga ndalama amagwiritsa ntchito CD ladder - staggered maturities - kuti agwirizane ndi phindu ndi kulowa.
Kodi CD imasiyana bwanji ndi akaunti yosungitsa ndalama?
CD nthawi zambiri imalipira mtengo wotsika kwambiri, wokhazikika, popeza imasunga ndalama kwa nthawi yoyenera, pomwe akaunti yopulumutsa imalipira mtengo wosiyanasiyana womwe mungagwiritse ntchito nthawi iliyonse. Ngati simudzafuna ndalamazo panthawi yoyenera, nthawi zambiri APY yotsika kwambiri yomwe CD imagarantira imapambana.
API — kugwiritsa ntchito izi calculator kuchokera code
Kulemba izi calculator monga ufulu JSON endpoint - palibe chida zofunika. Kutumiza nyanja mfundo pansipa monga mafunso zigawo kapena JSON. Onani zonse API docs →
Chithunzi
GET https://calculator.free/api/v1/cd/curl
curl "https://calculator.free/api/v1/cd/?deposit=10000&rate=4.5&years=5"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/cd/?" + new URLSearchParams({
"deposit": "10000",
"rate": "4.5",
"years": "5"
}));
const data = await r.json();
console.log(data.results);Zimenezi ndi zowerengera zokhudzana ndi malangizo amtundu uliwonse, si zokhudzana ndi ndalama, zamoyo kapena zokhudzana ndi ndalama.