Kalkaaliyayaasha Lacagta Ardayda
Qiimayn lacag bixinta bil kasta iyo faa'iidada guud ee deynta arday.
Natiijooyinka cusbooneysiinta sida aad ku qorto.
Ku saabsan Kalkaaliyahan
student loan calculator calculates the fixed monthly repayment and total interest on a student loan from the balance, interest rate and repayment term. The standard repayment plan is a 10-year amortising schedule; a longer term lowers each payment but adds a lot of interest over the life of the loan. The standard repayment plan is a 10-year amortising schedule; a longer term lowers each payment but adds a lot of interest over the life of the loan. The standard repayment plan costs about 326 a month, with roughly 9,100 of total interest. An optional extra monthly payment goes straight to principal.It calculates the fixed monthly repayment and total interest on a student loan from the balance, interest rate and repayment term.It calculates the fixed monthly repayment and total interest on a student loan.Use itUse it to plan repayments after graduation, to compare the standard 10-year plan with a longer term, or to see how much interest an extra payment saves.It calculates the fixed monthly repayment and total interestUse itUse it to plan repayments after graduation, to compare the standard 10-year plan with a longer term, or to see how much interest an extra payment saves.Use it to plan repayments after graduation, to compare itUse itUse it to plan repayments after graduation, to compare it to a longer term, or to see how much interest an extra payment saves.Use it to plan repayments after graduation, to compare itUse itUse it to plan repayments after graduationUse it to plan repayments after graduation, to compare it to a longer termUse it to plan repayments after graduationUse it to plan repayments after graduationUse it to plan repayments after graduationUse it to plan repayments after graduationUse it to plan repayments after graduationUse it to plan repayments after graduationUse it to plan repayments after graduationUse it to plan repayments after graduationUse it to plan repayments after graduationUse it to plan repayments after graduationUse it to plan repayments after
Su'aalaha badanaa la isweydiiyo
Sidee ayaa la xisaabiyaa lacag bixin ah oo arday ah?
Waxay isticmaalaan qaabka caadiga ah ee amortisation ee miisaaniyadda, qiimaha iyo muddada, siin lacag la mid ah bishii. A 30,000 miisaaniyadda at 5.5% ka badan 10 sano waa in ka badan 326 bilood.
Ma u baahanahay inaan u kordhiyo muddada si ay u bixiyaan ka yar?
In la kordhiyo ilaa 20 ama 25 sano ayaa hoos u dhigi kara lacagaha bishan laakiin waxay u badan tahay in ay laba jeer ka badan tahay qiimaha aad bixiso. Haddii lacagta lacagta ah ay oggolaato, muddo gaaban ama lacago dheeraad ah ayaa lacagaha ugu badan badbaadin kara.
Sideen u bixin karaa deynta ardayda si degdeg ah?
Ku dar lacag dheeraad ah oo lacag kasta ama ka mid ah lacagaha lacagta ah ee lacagta ah - goobta lacag-bixinta dheeraadka ah waxay muujineysaa bilood iyo faa'iidada la badbaadiyey. Targeting the highest-rate loan first, ama dib u maalgelin si aad u hoos u, sidoo kale waxay kordhisaa payoff.
Ma waxaan dib u maalgelin lahaa deynta ardayda?
Refinancing in heer hooseeya ayaa hoos u dhigi kara dakhliga iyo waxay ku yar tahay muddada, taas oo qalabkan ku muujin kartaa iyadoo la yareeyo heerka. Laakiin refinancing deynta federaalka ah in deynta gaarka ah si ay u bixiyaan ilaalinta federaalka sida lacagta lacagta iyo dambi dhaafka, sidaas darteed si taxadar leh u miisaan.
Sidee baa la xisaabiyaa faa'iidada deynta ardayda?
Qaar ka mid ah deymaha ardayda ku soo kordha faa'iido maalin kasta ee miisaaniyadda oo aan la bixin oo waxaa la billaabay bishii. Kalkaaliyihiini wuxuu isticmaalaa caadiga ah bille ah amortisation, sidaa darteed lacagaha hore waa in badan faa'iido iyo kuwa dambe in badan oo ah aasaasiga ah.
Maxaa u dhexeeya deyn la siiyo iyo deyn aan la siinin?
Lacagta la siiyo waxaa bixiya dawladda marka aad dugsiga joogto iyo waqtiyada la siiyo, sidaas darteed miisaaniyadda ma kordhinayso. Lacagta aan la siinin waxay ku kordhisaa miisaaniyad waqti kasta, taas oo ku siin karta miisaaniyada – ku dar miisaaniyada ka muuqata miisaaniyada.
API — isticmaal xisaabinta ka code
Wici xisaabinta sida free JSON endpoint - key ma loo baahan yahay. Dib u soo dir qiimaha goobta hoos ku qoran sida parameters su'aal ama JSON. Akhri dhammaan API xuquuqda →
Xarafka
GET https://calculator.free/api/v1/student-loan/curl
curl "https://calculator.free/api/v1/student-loan/?balance=30000&rate=5.5&years=10"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/student-loan/?" + new URLSearchParams({
"balance": "30000",
"rate": "5.5",
"years": "10"
}));
const data = await r.json();
console.log(data.results);Natiijooyinka waa tirakoobka loogu talagalay tilmaamaha guud oo keliya, maaha dhaqaale, caafimaad ama talo bixin canshuur.