Student Loan Calculator
Student kreditiň aýlyk töleglerini we jemi girdejisini hasapla
Netijeler ýazýan wagtyň täzelener.
Bu hasapçy hakda
student loan calculator calculates the fixed monthly repayment and total interest on a student loan from the balance, interest rate and repayment term. The standard repayment plan is a 10-year amortising schedule; a longer term lowers each payment but adds a lot of interest over the life of the loan. The standard repayment plan is a 10-year amortising schedule; a longer term lowers each payment but adds a lot of interest over the life of the loan. The standard repayment plan costs about 326 a month, with roughly 9,100 of total interest. An optional extra monthly payment goes straight to principal.It calculates the fixed monthly repayment and total interest on a student loan from the balance, interest rate and repayment term.It calculates the fixed monthly repayment and total interest on a student loan from the balance, interest rate and repayment term.It calculates the fixed monthly repayment and total interest on a student loan.Use itUse it to plan repayments after graduation, to compare the standard 10-year plan with a longer term, or to see how much interest an extra payment saves.It calculates the fixed monthly repayment and total interestUse it to plan repayments after graduation, to compare the standard 10-year plan with a longer term, or to see how much interest an extra payment saves. It calculates the fixed monthly repayment and total interest on a student loan from the balance, interest rate and repayment term.It calculates the fixed monthly repayment and total interest on a student loan from the balance, interest rate and repayment term.It calculates the fixed monthly repayment and total interest on a student loan from the balance,Use it to plan repayments after graduation, to compare the standard 10-year plan with a longer term, or to see how much interest an extra payment saves.It calculates the fixed monthly repayment and total interest.It calculates the fixed monthly repayment and total interest on a student loan from the balance, interest rate and repayment term.It calculates the fixed monthly repayment and total interest on a student loan from the balance, interest rate
Köp soralýan soraglar
Studentiň karz tölegi nädip hasaplanýar?
Bu her aý deň töleg berip balansy, tölegi we möhleti üçin standart amortizasiýa formulasyny ulanýar. 10 ýyl içinde 5. 5% bilen 30, 000 balansy bir aýda takmynan 326.
Men bu möhleti az tölegler üçin uzaltmalymy?
20 ýa 25 ýyla uzadylmagy aýlyk tölegleri azaldýar, emma töleg edýän faizleri iki esse artdyryp biler. Eger pul akymy mümkin bolsa, gysga möhletli ýa-da goşmaça tölegler iň köp puly tygşytlaýar.
Men nädip okuwçy karzlaryny tizräk töläp bilerin?
Her bir töleg üçin bir eklenç mukdary goş ýa-da bir gezeklik birikdirme tölegleri et - eklenç töleg meýdany aýlary we saklanan faizleri görkezýär. Önden iň ýokary tölegli krediti maksat edinmek ýa-da az tölegli refinansing, hemem tölegleri çaltlaşdyrýar.
Men okuwçy karzlarymy täzeden maliýeleşdirmelimi?
Refinansirleme aşakky derejesine girse, girdeji azalar we möhlet gysgaldar, bu alet bu görkezijileri aşak düşürmek bilen görkezip biler. Emma federal karzlary hususy karza refinansirleme, girdeji esasly karz tölemek we ötünç ýaly federal goragy berjaý etmez, şonuň üçin ony ünsli hasaplaň.
Studentiň karzynyň faizleri nädip hasaplanýar?
Student kreditleriň köpüsi her gün çykan balansy üçin faiz toplaýar we aýlyk hasap edilýär. Bu hasapçy standart aýlyk amortizasiýa ulanýar, şonuň üçin öňki tölegler köplenç faiz we soňkylar köplenç esas.
Subsidiýa edilen we subsidiýa edilmedik karzlaryň arasyndaky tapawut näme?
Subsidiýa edilen karzlar üçin hökümet siz mekdepde we ömürlik möhletler içinde bolsaňyz karz töleýär, şonuň üçin balans ösmez. Subsidiýa edilmedik karzlar her wagt karz töleýär, bu balansa kapital goşup biler - her haçan karz tölän bolsaňyz karz tölän balansy giriziň.
API — bu hasapçyny koddan ullan
Bu hasapçyny azat JSON ahtar noktasy hökmünde çagyr - açar gerek däl. Aşakdaky meýdança mykdarlaryny soragyň parametrleri ýa-da JSON hökmünde iber. Eňlisçe senedleri oka →
_Soňky
GET https://calculator.free/api/v1/student-loan/curl
curl "https://calculator.free/api/v1/student-loan/?balance=30000&rate=5.5&years=10"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/student-loan/?" + new URLSearchParams({
"balance": "30000",
"rate": "5.5",
"years": "10"
}));
const data = await r.json();
console.log(data.results);Netijeler diňe umumy ýardam üçin hasaplanypdyr, maliýe, lukmançylyk ýa-da salgyt maslahaty üçin däl.