Calculator
Nwere ike ịtụle ụgwọ ọnwa na uru zuru ezu na ego n'aka onye nkuzi.
Nhọrọ ndị ahụ ga-akpụzi mgbe ị na-etipụta.
N'ihe banyere calculator a
A student loan calculator works out the fixed monthly repayment and total interest on a student loan from the balance, interest rate and repayment term. The standard repayment plan is a 10-year amortising schedule; a longer term lowers each payment but adds a lot of interest over the life of the loan.
It applies the usual amortisation formula, splitting each payment between interest on the remaining balance and principal. For example, a 30,000 balance at 5.5% over 10 years costs about 326 a month, with roughly 9,100 of total interest. An optional extra monthly payment goes straight to principal, shortening the term and cutting that interest.
Use it to plan repayments after graduation, to compare the standard 10-year plan with a longer term, or to see how much interest an extra payment saves. It models a single fixed-rate loan; income-driven plans, forgiveness programs and variable rates work differently and are not captured here.
Ajụjụ ndị a na-ajụkarị
Olee otú ego ego nke onye nkụzi na-akwụ ụgwọ?
Ọ na-eji standard amortization formula na ego, ọnụego na oge, na-enye a dị iche iche ụgwọ kwa ọnwa. A 30,000 ego na 5.5% n'elu 10 afọ bụ ihe dị ka 326 ọnwa.
Ị ga-eme ka m gbasaa oge iji belata ụgwọ?
Extending ka 20 ma ọ bụ 25 afọ na-abawanye na ọnwa ụgwọ ma nwere ike na-erughị abụọ na-akwụ ụgwọ ị na-akwụ. Ọ bụrụ na ego na-ahapụ, a obere oge ma ọ bụ extra ụgwọ na-echekwa ego kasị.
Olee otú m ga-esi akwụ ụgwọ ego ụmụ akwụkwọ n’ụzọ dị mfe?
Add an extra amount to each payment or make one-off lump-sum payments toward principal — the extra-payment field shows the months and interest saved. Targeting the highest-rate loan first, or refinancing to a lower rate, also speeds payoff.
Ị ga-eme ka m gbanwee ego m na-akwụ ụmụ akwụkwọ?
Refinancing kala ọnụego na-ewepụ ego na-ewepụ na-ewepụ oge, nke a tool nwere ike na-egosi site na-ewepụ ọnụego. Ma refinancing federal ego na-enye aka federal nchedo dị ka income-driven repayment na-ewepụ, ya mere na-ewere na n'ụzọ ziri ezi.
Olee otú ego ego na-ewere n’ihe nkwụghachi ụgwọ maka ụmụ akwụkwọ?
Ụfọdụ n'ime ego ndị nkụzi na-echekwa ego n'ụbọchị n'ihe n'ime ego na ọ na-ebipụta ọnwa. Calculator a na-eji ụkpụrụ ọnwa amortization, yabụ nkwụghachi oge mbụ bụ nkwụghachi na ndị ọzọ mgbe ahụ bụ isi.
Gịnị bụ ọdịiche dị n’etiti ego ndị a na-enye n’okpuru ụgwọ na ndị a na-enyeghị n’okpuru ụgwọ?
N’ihe gbasara ego ndị a na-enye n’aka gọọmenti, a na-akwụ ụgwọ ego mgbe ị nọ n’ụlọ akwụkwọ na n’oge oge nkwụghachi ụgwọ, ya mere, ego ahụ anaghị amụba mgbe ahụ. Ihe ndị a na-enye n’aka ndị ọzọ na-akwụ ụgwọ ego mgbe niile, nke nwere ike ịba uru n’ihe ndị ahụ a na-enye n’aka – tinye ego ahụ na-egosi ego ọ bụla a na-akwụ ụgwọ.
API — jiri kaadị a site na kóòdù
Kpọọ kalkulata a dịka ebe ngwụcha JSON n'efu - enweghị kii achọrọ. Ziga valiu ebe ahụ n'okpuru dịka paramita ajụjụ mọọbụ JSON. Ihe ọbụla ị na-ewepụ na-eji dìfọ́ọ̀ltụ̀ nke a na-edebe ihuakwụkwọ a na ya; parameter a na-amaghị bụ 400, ọ dịghị sẽọ̀rọ̀. Gụọ ngwe ndị ahụ niile →
Ebemkpofuozi
GET https://calculator.free/api/v1/student-loan/curl
curl "https://calculator.free/api/v1/student-loan/?balance=30000&rate=5.5&years=10"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/student-loan/?" + new URLSearchParams({
"balance": "30000",
"rate": "5.5",
"years": "10"
}));
const data = await r.json();
console.log(data.results);Ihe a na-ahụta bụ n'ihi nlekọta n'ozuzu ya, ọ bụghị nlekọta ego, ọgwụ ma ọ bụ nlekọta ego.