Car Rental Calculator
Qiimayn bil kasta oo gaariga kiraystaha ka bixitaanka qiimaha, qiimaha hadh iyo faa'iidada lacag.
Natiijooyinka cusbooneysiinta sida aad ku qorto.
Ku saabsan Kalkaaliyahan
A car lease payment has two parts: depreciation, the value the car loses over the lease, and a finance charge on the money tied up while you drive it. This car lease calculator combines both from the negotiated price, the residual value at lease end, your down payment and the interest rate — which it converts into a money factor — then adds sales tax to reach the monthly figure.
Depreciation is (capitalised cost − residual) ÷ months, and the finance charge is (capitalised cost + residual) × money factor, where the money factor is APR ÷ 2,400. Take a 35,000 car with a 60% residual (21,000), 2,000 down and a 6% rate over 36 months: depreciation is about 333 a month, the finance charge about 135, giving roughly 468 before tax. You only pay for the 12,000 of value the car loses, not its full price.
Use it to check a dealer’s lease quote, to see how the residual and money factor drive the payment, or to compare leasing with buying. A car that holds its value has a high residual, depreciates less and is cheaper to lease — often the single biggest lever on the monthly cost.
Su'aalaha badanaa la isweydiiyo
Waa maxay faa'iidada lacag?
Faa'iidada lacagtu waa la mid ah kirada la mid ah qiimaha faa'iido. U beddelaa APR by isku darka 2,400 (sidaa darteed 0.0025 faa'iidada lacagtu waa ≈ 6% APR). Qalabkani wuxuu sameeyaa ka soo horjeedka, qaybinta APR by 2,400.
Maxaa ka dhigaya qiimaha halkii wax badan?
Waxaad kaliya u bixisaa depreciation — qiimaha ka yar inta ka dhiman. A gaari oo leh qiimaha (dheer oo ka dhiman) depreciation ka yar, sidaas darteed waa ka jaban in la siiyo xitaa haddii ay ku kacdo sida la mid ah hore.
Sideen u beddelaa faa'iidada lacageed si aan u noqdo APR?
A 0.0025 faa'iido lacag ah oo ku saabsan 6% APR, iyo 0.00125 faa'iido ku saabsan 3%. xisaabinta kiraystayaashan waa ka soo horjeeda - wuxuu u qaybiyaa APR aad ku darto by 2,400 - si aad u fikirto in ay ku nool yihiin shuruudaha qiimaha faa'iido.
Ma lacag baan ku siin karaa kirada?
A lacag bixinta hoose ee weyn (oo loo yaqaan in la yareeyo qiimaha capitalised-) hoos u bixiyo biilasha biilasha bishii, laakiin haddii gaariga la xaday ama la soo ururiyey hore in lacagtaas guud ahaan ma la soo celin.
Maxaa ka dhaca marka uu dhamaaday heshiiska kirada gaariga?
Waxaad caadi ahaan ku soo laabto gaariga, oo kaliya u bixiyey si ay u depreciation, iyo waxaa laga yaabaa in ay lacagta ku bixiso mitir dheeraad ah ama isticmaalka. Si kale oo aad u iibsan kartaa qiimaha halkii ay ka dhiman lahayd ee kirada la aaminsan yahay, taas oo ah 60% figure this calculator uses in the example.
Maxaa keenay in lacagtii kiraystayda ay ka yar tahay lacagtii deyn ee gaariga la midka ah?
Sababtoo ah kirada maalgashiga kaliya ee hoos u dhaca - qiimaha ka yar inta ka dhiman - halka deyn maalgashiga qiimaha oo dhan. Waxaad dhisi kartaa ma laha saamiga gaarka ah la kirada, taas oo ah trade-off ee lacagta bille ee hooseeya.
API — isticmaal xisaabinta ka code
Wici xisaabinta sida free JSON endpoint - key ma loo baahan yahay. Dib u soo dir qiimaha goobta hoos ku qoran sida parameters su'aal ama JSON. Wax kasta oo aad ka maqan tahay isticmaalaa default la mid ah ee boggani waa hore loo buuxiyey la; parameter aan la aqoon waa 400, marnaba ma aha zero maqan. Akhri dhammaan API xuquuqda →
Xarafka
GET https://calculator.free/api/v1/lease/
curl
curl "https://calculator.free/api/v1/lease/?price=35000&residual=60&down=2000&rate=6&months=36"
JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/lease/?" + new URLSearchParams({
"price": "35000",
"residual": "60",
"down": "2000",
"rate": "6",
"months": "36"
}));
const data = await r.json();
console.log(data.results);
Natiijooyinka waa tirakoobka loogu talagalay tilmaamaha guud oo keliya, maaha dhaqaale, caafimaad ama talo bixin canshuur.