Mashine ya Kupima Joto
Makadirio ya malipo ya kila mwezi ya kulipia gari kutokana na bei, thamani isiyokadiriwa na fedha.
Matokeo yanakuwa bora zaidi unapochapa.
Kuhusu kifaa hiki cha kupigia hesabu
A car lease payment has two parts: depreciation, the value the car loses over the lease, and a finance charge on the money tied up while you drive it. This car lease calculator combines both from the negotiated price, the residual value at lease end, your down payment and the interest rate — which it converts into a money factor — then adds sales tax to reach the monthly figure.
Depreciation is (capitalised cost − residual) ÷ months, and the finance charge is (capitalised cost + residual) × money factor, where the money factor is APR ÷ 2,400. Take a 35,000 car with a 60% residual (21,000), 2,000 down and a 6% rate over 36 months: depreciation is about 333 a month, the finance charge about 135, giving roughly 468 before tax. You only pay for the 12,000 of value the car loses, not its full price.
Use it to check a dealer’s lease quote, to see how the residual and money factor drive the payment, or to compare leasing with buying. A car that holds its value has a high residual, depreciates less and is cheaper to lease — often the single biggest lever on the monthly cost.
Maswali yaliyoulizwa mara nyingi
Pesa hizo zinahusika jinsi gani?
The money factor is the lease equivalent of an interest rate. Convert it to an APR by multiplying by 2,400 (so a 0.0025 money factor ≈ 6% APR). This tool does the reverse, dividing your APR by 2,400.
Kwa nini thamani ya vitu vilivyo hai ni kubwa sana?
Wewe hulipa tu bei ya chini ya ardhi inayoondoa bei ya mafuta yaliyomwagika. Gari lenye thamani kubwa (za juu) haligharimu pesa kidogo, kwa hiyo ni rahisi kulipa kodi ya kutosha hata kama ni ghali sana kwa upande wa mbele.
Ninabadilishaje pesa kwa kampuni ya APR?
Multiply the money factor by 2,400. A 0.0025 money factor is about 6% APR, and a 0.00125 factor about 3%. This lease calculator does the reverse — it divides the APR you enter by 2,400 — so you can think in familiar interest-rate terms.
Should I put money down on a lease?
Malipo makubwa zaidi ya chini (yaitwayo kupunguzwa kwa mapato ya juu) hupunguza malipo ya mkataba wa kila mwezi, lakini gari likiibiwa au kuondolewa kabisa mapema kwamba fedha kwa ujumla hazilipiwi. Madereva wengi huweka malipo ya chini na kupokea malipo ya juu kidogo kwa sababu hiyo.
Ni nini hutukia mwishoni mwa mkataba wa gari?
You typically return the car, having paid only for its depreciation, and may owe charges for excess mileage or wear. Alternatively you can buy it for the residual value the lease assumed, which is the 60% figure this calculator uses in the example.
Kwa nini malipo yangu ya kukodi ni ya chini kuliko malipo ya mkopo kwa gari lilelile?
Kwa sababu fedha za kukodiwa ndizo tu zinazoondoa kiasi cha fedha kinachotokana na fedha kilichopunguzwa na fedha.
API bustanini hutumia kifaa hiki cha hesabu kutoka kwenye mfumo wa sheria
Ipigie simu kifaa hiki cha kupigia hesabu kama Junse É not doot toder. Chochote unachoacha kinatumia kiwango kilekile cha mwisho ambacho ukurasa huu haujakamilika; parameta isiyojulikana ni 400, si sufuri kimya kamwe. Soma habari kamili za API docs →
keyboard label
GET https://calculator.free/api/v1/lease/curl
curl "https://calculator.free/api/v1/lease/?price=35000&residual=60&down=2000&rate=6&months=36"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/lease/?" + new URLSearchParams({
"price": "35000",
"residual": "60",
"down": "2000",
"rate": "6",
"months": "36"
}));
const data = await r.json();
console.log(data.results);Matokeo ni makadirio ya mwongozo wa ujumla, si wa kifedha, wa kitiba au wa kodi tu.