Calculator
N'ụbọchị ọ bụla, họrọ ihenhọrọ ahụ ịchọrọ ịgbanwe.
Nhọrọ ndị ahụ ga-akpụzi mgbe ị na-etipụta.
N'ihe banyere calculator a
A car lease payment has two parts: depreciation, the value the car loses over the lease, and a finance charge on the money tied up while you drive it. This car lease calculator combines both from the negotiated price, the residual value at lease end, your down payment and the interest rate — which it converts into a money factor — then adds sales tax to reach the monthly figure.
Depreciation is (capitalised cost − residual) ÷ months, and the finance charge is (capitalised cost + residual) × money factor, where the money factor is APR ÷ 2,400. Take a 35,000 car with a 60% residual (21,000), 2,000 down and a 6% rate over 36 months: depreciation is about 333 a month, the finance charge about 135, giving roughly 468 before tax. You only pay for the 12,000 of value the car loses, not its full price.
Use it to check a dealer’s lease quote, to see how the residual and money factor drive the payment, or to compare leasing with buying. A car that holds its value has a high residual, depreciates less and is cheaper to lease — often the single biggest lever on the monthly cost.
Ajụjụ ndị a na-ajụkarị
Gịnị bụ ihenhọrọ nke ego?
N'ime nke a, a ga-atụgharị ya ka ọ bụrụ APR site n'ịgwakọta ya na 2,400 (nke mere 0.0025 ego faktor ≈ 6% APR). Otuto a na-emegharị ya, na-akpụga APR gị site na 2,400.
Gịnị mere na-emetụta ọnụọgụgụ?
Ị na-akwụ naanị maka depreciation - na price na-abawanye na residual. A ụgbọala na-echekwa ya uru (elu residual) depreciates obere, ya mere ọ bụ cheaper ka lease ọbụna ma ọ bụrụ na ọ na-akwụ ụgwọ na-emeghe.
Olee otú m ga-esi gbanwee ihe kpatara ego ka APR?
Itinye ego ihenhọrọ site na 2,400. A 0.0025 ego ihenhọrọ bụ banyere 6% APR, na 0.00125 ihenhọrọ banyere 3%. Nke a lease calculator na-eme na-agbagharị - ọ na-ewepụ APR ị na-ebanye site na 2,400 - ka ị nwere ike ịtụle na-amasị interest-rate terms.
Ọ ga-abụ m tinye ego n'ihe nlekọta?
A ukwuu ala ụgwọ (na-akpọ a capitalised-cost nkwụsị) na-abawanye na ọnwa lease ụgwọ, ma ọ bụrụ na ụgbọala bụ gburu ma ọ bụ totalled oge ochie na ego bụ n'ozuzu na-adịghị reefund. ọtụtụ ndị na-akwọ ụgbọala na-echekwa na ala ụgwọ obere na-anabata a obere elu ụgwọ maka na ihe kpatara ya.
Gịnị ka na-eme n'oge agwụcha nke nkwekọrịta ụgbọala?
You na-emekarị na-eziga ụgbọala, na-akwụ ụgwọ naanị maka ya depreciation, na nwere ike na-akwụ ụgwọ maka excess mileage ma ọ bụ wear. N'ụzọ ọzọ ị nwere ike zụta ya maka residual uru nke lease ekwu, nke bụ 60% figure nke a calculator na-eji na n'ọdịnihu.
Gịnị mere ụgwọ lease m ji dị ala karịa ụgwọ ego na ụgbọala ahụ?
N'ihi na a lease finances naanị na depreciation - na price na-abawanye na residual - mgbe a loan finances na-abịanụ price. Ị rụpụta ọ bụla nwe ego na a lease, nke bụ trade-off maka ala ọnwa ụgwọ.
API — jiri kaadị a site na kóòdù
Kpọọ kalkulata a dịka ebe ngwụcha JSON n'efu - enweghị kii achọrọ. Ziga valiu ebe ahụ n'okpuru dịka paramita ajụjụ mọọbụ JSON. Ihe ọbụla ị na-ewepụ na-eji dìfọ́ọ̀ltụ̀ nke a na-edebe ihuakwụkwọ a na ya; parameter a na-amaghị bụ 400, ọ dịghị sẽọ̀rọ̀. Gụọ ngwe ndị ahụ niile →
Ebemkpofuozi
GET https://calculator.free/api/v1/lease/curl
curl "https://calculator.free/api/v1/lease/?price=35000&residual=60&down=2000&rate=6&months=36"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/lease/?" + new URLSearchParams({
"price": "35000",
"residual": "60",
"down": "2000",
"rate": "6",
"months": "36"
}));
const data = await r.json();
console.log(data.results);Ihe a na-ahụta bụ n'ihi nlekọta n'ozuzu ya, ọ bụghị nlekọta ego, ọgwụ ma ọ bụ nlekọta ego.