Car Lease Calculator
Kufungidzira a monthly car lease payment from price, residual value and money factor.
Zvinyorwa zvinogadziridzwa paunenge uchinyora.
Nezve iyi kalkulator
A car lease payment has two parts: depreciation, the value the car loses over the lease, and a finance charge on the money tied up while you drive it. This car lease calculator combines both from the negotiated price, the residual value at lease end, your down payment and the interest rate — which it converts into a money factor — then adds sales tax to reach the monthly figure.
Depreciation is (capitalised cost − residual) ÷ months, and the finance charge is (capitalised cost + residual) × money factor, where the money factor is APR ÷ 2,400. Take a 35,000 car with a 60% residual (21,000), 2,000 down and a 6% rate over 36 months: depreciation is about 333 a month, the finance charge about 135, giving roughly 468 before tax. You only pay for the 12,000 of value the car loses, not its full price.
Use it to check a dealer’s lease quote, to see how the residual and money factor drive the payment, or to compare leasing with buying. A car that holds its value has a high residual, depreciates less and is cheaper to lease — often the single biggest lever on the monthly cost.
Zvimwe zvinobvunzwa zvakanyanya
Chii chinonzi money factor?
The money factor is the lease equivalent of an interest rate. Convert it to an APR by multiplying by 2,400 (so a 0.0025 money factor ≈ 6% APR). This tool does the reverse, dividing your APR by 2,400.
Nei chiyero chekudzoka chichikosha zvikuru?
Unogona chete kubhadharisa mari yekunonoka kwechigadzirwa ichi — mutengo wakaderera pane wakawandisa. Chigadzirwa chinoramba chiripo (chine simba rakawanda) chinoka kunonoka kupfuura chimwe chinhu chine simba rakawanda, saka zvinodhura kubhadharisa chigadzirwa ichi kunyange kana chichidhura zvakafanana.
Ndinogona sei kushandura chikwereti changu kuti chive ne APR?
A 0.0025 mari factor ndezve 6% APR, uye 0.00125 factor pamusoro 3%. This lease calculator makes the reverse — it divides the APR you enter by 2,400 — so you can think in familiar interest-rate terms.
Ndinofanira kuisa mari pasi pechikwereti?
Kana watenga mota, kubhadhara mari yakakura (inonzi capitalised-cost reduction) kunoderedza mari yaunobhadhara pamwedzi, asi kana mota yavharwa kana yavharwa nguva pfupi yadarika, mari iyi inowanzosabhadharwazve. Vatyairi vazhinji vanochengeta mari yacho yakaderera uye vanobvuma mari yakakwira nekuda kwechikonzero ichi.
Chii chinoitika pakupera kwechibvumirano chekutenga nekutengesa?
Iwe unogona kudzokera mota, achibhadhara chete yechikwereti, uye anogona kuda mari yezvikwereti zvemigwagwa kana kusvibiswa. Kana kuti unogona kuitenga yemutengo wakawandisa wechikwereti, iyo 60% yemutengo iyo calculator inoshandisa mumuenzaniso.
Nei mari yangu yechikwereti ichiderera kupfuura mari yechikwereti yechigadzirwa chemoto?
Nekuti lease mari chete depreciation — mutengo minus shure — apo mari mari yose mutengo. Unogona kuumba hapana ownership equity ne lease, iyo trade-off yepasi pamwedzi mari.
API — kushandisa iyi kalkulator kubva code
Nhare iyi calculator semahara JSON endpoint - hapana chikuru zvinodiwa. Kutumira nzvimbo mavara pasi separameter query kana JSON. Chii zvachose chaunoisa kunze chinoshandisa default iyo peji iri rakasviba nayo; parameter isiri yechokwadi inonzi 400, uye haisi zero. Tora yakazara API docs →
Endpoint
GET https://calculator.free/api/v1/lease/curl
curl "https://calculator.free/api/v1/lease/?price=35000&residual=60&down=2000&rate=6&months=36"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/lease/?" + new URLSearchParams({
"price": "35000",
"residual": "60",
"down": "2000",
"rate": "6",
"months": "36"
}));
const data = await r.json();
console.log(data.results);Zviratidzo zvemubvunzo ndezvekufungidzira kwechinangwa chekudzidzisa chete, kwete zvemari, zvehutano kana zvemari.