Kalkulatur tal-Valur Prezzjonali
Sib dak li ammont futur tal-flus huwa jiswa fil-flus tal-lum.
Riżultati aġġornament kif inti tip.
Dwar din il-kalkulatur
calculator discounts a future lump sum and, optionally, a recurring payment back to today at the rate and frequency you choose. This calculator discounts a future lump sum and, optionally, a recurring payment back to today at the rate and frequency you choose. This calculator discounts a future lump sum and, optionally, a recurring payment back to today at the rate and frequency you choose. This calculator discounts a future lump sum and, optionally, a recurring payment back to today at the rate and frequency you choose.The maths reverses compounding.A single future amount is worth PV = FV ÷ (1 + i)^n today, where i is the rate per period and n the number of periods; a level stream adds an annuity term, PV = PMT × (1 − (1 + i)^−n) ÷ i. For example, 10,000 due in 10 years.The maths reverses compounding.The maths reverses compounding.A single future amount is worth PV ÷ (1 + i)^n today, where i is the rate per period and n the number of periods; a level stream adds a discount rate × (1 − (1 + i)^−n) ÷ i. This calculator discounts a future lump sum and, optionally, a recurring payment back to today at the rate and frequency you choose. This calculator discounts a future lump sum and, optionally, a recurring payment back to today at the rate and frequency you choose. This calculator discounts a future lump sum and, optionally, a recurring payment back to today at the rate and frequency you choose. This calculator discounts a future lump sum and, optionally, a recurring payment back to today at the rate and frequency you choose. This calculator discounts a future lump sum and a recurring payment back to today.The present value is what a future sum of money is worth today, once you discount it at a given rate. This calculator discounts a future sum.The mathematics reverses compounding.The maths reverses compounding.The maths reverses compounding.The math
Mistoqsijiet li jsiru ta' spiss
Kif jiġi kkalkulat il-valur preżenti?
PV = FV ÷ (1 + i)^n jiddiskontja somma futura waħda lura għal llum. Fluss ta' pagamenti jżid terminu ta' annuità, PV = PMT × (1 − (1 + i)^−n) / i. Hawn i hija r-rata għal kull perjodu u n in-numru ta' perjodi.
Għaliex il-valur preżenti huwa inqas mill-valur futur?
Minħabba li l-flus li għandek illum jistgħu jiġu investiti biex jaqilgħu ritorn, dollaru fil-futur jiswa inqas minn dollaru issa.Iktar ma tkun għolja r-rata ta' skont jew it-tul tal-istennija, iżgħar ikun il-valur preżenti.
Liema rata ta' skont għandi nuża?
Minflok, uża r-redditu li tista’ realistikament taqla’ fuq il-flus – spiss rata tal-imgħax tas-suq, ir-rata ta’ redditu meħtieġa tiegħek, jew l-ispiża tal-kapital ta’ proġett.M’hemmx rata korretta waħda; rata ogħla tirrifletti aktar riskju jew alternattivi aħjar u tipproduċi valur preżenti aktar baxx.
X'inhi d-differenza bejn il-valur preżenti u l-valur preżenti nett?
Valur preżenti skonti influssi futuri għal illum. valur preżenti nett (NPV) jagħmel l-istess imma mbagħad tnaqqas l-ispiża bil-quddiem tal-investiment, sabiex NPV pożittiv ifisser ir-ritorn skontat jaqbeż dak li inti tħallas fil. din l-għodda tagħti l-valur preżenti tal-influssi biss.
Kif taffettwa l-frekwenza tal-kompożizzjoni l-valur preżenti?
Kompożizzjoni aktar frekwenti jgħolli r-rata effettiva ta’ skont kemmxejn, għalhekk somma futura skontata kull xahar hija ta’ valur ftit inqas illum milli l-istess rata komposta kull sena.Iqabblu l-frekwenza ma’ kif l-investiment sottostanti fil-fatt iħallas jew jakkumula.
Nista’ nuża dan biex nikkalkula l-valur ta’ bond?
Il-prezz ta’ bond huwa l-valur preżenti tal-ħlasijiet tal-kupun tiegħu (l-ammont rikorrenti) flimkien mal-valur preżenti tal-valur nominali tiegħu fil-maturità (is-somma f’daqqa futura), kollha skontati bir-rendiment tas-suq. Daħħal il-kupun bħala l-ħlas u l-valur nominali bħala l-valur futur.
API — uża din il-kalkulatur mill-kodiċi
Sejjaħ dan il-kalkulatur bħala punt aħħari JSON b'xejn — l-ebda ċavetta meħtieġa Ibgħat il-valuri tal-qasam hawn taħt bħala parametri tal-mistoqsija jew JSON. Kull ħaġa li tħalli barra tuża l-istess default li din il-paġna hija mimlija minn qabel; parametru mhux magħruf huwa 400, qatt żero sieket. Aqra d-dokumenti sħaħ tal-API →
Punt aħħari
GET https://calculator.free/api/v1/present-value/curl
curl "https://calculator.free/api/v1/present-value/?fv=10000&rate=5&years=10&pmt=0"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/present-value/?" + new URLSearchParams({
"fv": "10000",
"rate": "5",
"years": "10",
"pmt": "0"
}));
const data = await r.json();
console.log(data.results);Ir-riżultati huma stimi għal gwida ġenerali biss, mhux parir finanzjarju, mediku jew tat-taxxa.