Kalkulatur tal-Valur Prezzjonali
Sib dak li ammont futur tal-flus huwa jiswa fil-flus tal-lum.
Riżultati aġġornament kif inti tip.
Dwar din il-kalkulatur
calculator discounts a future lump sum and, optionally, a recurring payment back to today at the rate and frequency you choose. This calculator discounts a future lump sum and, optionally, a recurring payment back to today at the rate and frequency you choose. This calculator discounts a future lump sum and, optionally, a recurring payment back to today at the rate and frequency you choose. This calculator discounts a future lump sum and, optionally, a recurring payment back to today at the rate and frequency you choose.The maths reverses compounding.A single future amount is worth PV = FV ÷ (1 + i)^n today, where i is the rate per period and n the number of periods; a level stream adds an annuity term, PV = PMT × (1 − (1 + i)^−n) ÷ i. For example, 10,000 due in 10 years.The maths reverses compounding.The maths reverses compounding.A single future amount is worth PVThe maths reverses compounding.The maths reverses compounding.A single future amount is worth PVThe maths reverses compounding.The maths reverses compounding.The maths reverses compounding.The maths reverses compounding.The maths reverses compounding.The maths reverses compounding.The maths reverses compounding.The maths reverses compounding.The maths reverses compounding.The maths reverses compounding.The maths reverses compounding.The maths reverses compounding.The maths reverses compounding.The maths reverses compounding.The maths reverses compounding.The maths reverses compounding.The maths reverses compounding.The maths reverses compounding.The maths reverses compounding.The maths reverses compounding.The maths reverses compounding.The maths reverses compounding.The maths reverses compounding.The maths reverses compounding.The maths reverses compounding.The maths reverses compounding.The maths reverses compounding.The maths reverses compounding.The maths reverses compounding.The maths reverses
Mistoqsijiet li jsiru ta' spiss
Kif jiġi kkalkulat il-valur preżenti?
PV = FV ÷ (1 + i)^n jiddiskontja somma futura waħda lura għal llum. Fluss ta' pagamenti jżid terminu ta' annuità, PV = PMT × (1 − (1 + i)^−n) / i. Hawn i hija r-rata għal kull perjodu u n in-numru ta' perjodi.
Għaliex il-valur preżenti huwa inqas mill-valur futur?
Minħabba li l-flus li għandek illum jistgħu jiġu investiti biex jaqilgħu ritorn, dollaru fil-futur jiswa inqas minn dollaru issa.Iktar ma tkun għolja r-rata ta' skont jew it-tul tal-istennija, iżgħar ikun il-valur preżenti.
Liema rata ta' skont għandi nuża?
Minflok, uża r-redditu li tista’ realistikament taqla’ fuq il-flus – spiss rata tal-imgħax tas-suq, ir-rata ta’ redditu meħtieġa tiegħek, jew l-ispiża tal-kapital ta’ proġett.M’hemmx rata waħda korretta; rata ogħla tirrifletti aktar riskju jew alternattivi aħjar u tipproduċi valur preżenti aktar baxx.
X'inhi d-differenza bejn il-valur preżenti u l-valur preżenti nett?
Valur preżenti skonti influssi futuri għal illum. valur preżenti nett (NPV) jagħmel l-istess iżda mbagħad tnaqqas l-ispiża bil-quddiem tal-investiment, sabiex NPV pożittiv ifisser ir-ritorn skontat jaqbżu dak li inti tħallas fil. din l-għodda tagħti l-valur preżenti tal-influssi biss.
Kif taffettwa l-frekwenza tal-kompożizzjoni l-valur preżenti?
Kompożizzjoni aktar frekwenti jgħolli r-rata effettiva ta’ skont kemmxejn, għalhekk somma futura skontata kull xahar hija ta’ valur ftit inqas illum milli l-istess rata komposta kull sena.Iqabblu l-frekwenza ma’ kif l-investiment sottostanti fil-fatt iħallas jew jakkumula.
Nista’ nuża dan biex nikkalkula l-valur ta’ bond?
Il-prezz ta’ bond huwa l-valur preżenti tal-ħlasijiet tal-kupun tiegħu (l-ammont rikorrenti) flimkien mal-valur preżenti tal-valur nominali tiegħu fil-maturità (is-somma f’daqqa futura), kollha skontati bir-rendiment tas-suq. Daħħal il-kupun bħala l-ħlas u l-valur nominali bħala l-valur futur.
API — uża din il-kalkulatur mill-kodiċi
Sejjaħ dan il-kalkulatur bħala punt aħħari JSON b'xejn — l-ebda ċavetta meħtieġa Ibgħat il-valuri tal-qasam hawn taħt bħala parametri tal-mistoqsija jew JSON. Aqra d-dokumenti sħaħ tal-API →
Punt aħħari
GET https://calculator.free/api/v1/present-value/curl
curl "https://calculator.free/api/v1/present-value/?fv=10000&rate=5&years=10&pmt=0"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/present-value/?" + new URLSearchParams({
"fv": "10000",
"rate": "5",
"years": "10",
"pmt": "0"
}));
const data = await r.json();
console.log(data.results);Ir-riżultati huma stimi għal gwida ġenerali biss, mhux parir finanzjarju, mediku jew tat-taxxa.