Kalkulator nilai saiki
Tetep naon jumlah duit di mangsa nu bakal datang hartosna dina duit ayeuna.
Hasilne bakal dioptimalake nalika sampeyan ngetik.
Ngenai kalkulator iki
calculator discounts a future lump sum and, optionally, a recurring payment back to today at the rate and frequency you choose. This calculator discounts a future lump sum and, optionally, a recurring payment back to today at the rate and frequency you choose. This calculator discounts a future lump sum and, optionally, a recurring payment back to today at the rate and frequency you choose. This calculator discounts a future lump sum and, optionally, a recurring payment back to today at the rate and frequency you choose.The present value (PV) is what a future sum of money is worth today, once you discount it at a given rate. This calculator discounts a future lump sum and, optionally, a recurring payment back to today at the rate and frequency you choose. This calculator discounts a future lump sum and, optionally, a
Takon-takon kang kerep diajukake
Carane nilai saiki diitung?
PV = FV ÷ (1 + i) ^ n discounts a single future sum balik ka ayeuna. A stream of payments adds a annuity term, PV = PMT × (1 − (1 + i) ^ − n) / i. Di dieu i nyaeta laju per periode jeung n jumlah periode.
Mengapa nilai saiki kurang saka nilai masa depan?
Kusabab duit nu anjeun boga ayeuna bisa diinvestasikeun pikeun meunangkeun hiji hasil, hiji dolar di mangsa nu bakal datang hartosna kirang ti hiji dolar ayeuna. The higher the discount rate or the longer the wait, the smaller the present value.
Apa diskont rate aku kudu nggunakake?
Ngagunakeun paningkatan anjeun bisa realistis earn dina duit sabalikna - sering tingkat suku bunga pasar, tingkat paningkatan anjeun diperlukeun, atawa biaya modal proyek. Teu aya hiji tingkat bener; hiji tingkat luhur reflects leuwih résiko atawa alternatif leuwih alus jeung ngahasilkeun nilai ayeuna leuwih handap.
Apa bedane antarane nilai saiki lan nilai saiki net?
Nilai ayeuna ngadeukeutan aliran inflow masa depan ka ayeuna. Nilai ayeuna neto (NPV) ngalakukeun hal anu sami tapi ngaleungitkeun biaya awal investasi, janten NPV positif hartosna hasil diskon ngaleuwihan naon anu anjeun mayar. Alat ieu ngan ukur masihan nilai ayeuna tina aliran inflow.
Apa efek frekuensi compounding marang nilai saiki?
Komposisi anu leuwih sering naekeun tingkat diskon anu efektif, janten jumlah masa depan anu di diskon bulanan berharga langkung ti ayeuna tibatan tingkat anu sami anu dikombinasikeun taun-taun. Pasang frékuénsi kana kumaha investasi anu aya di handapeun éta leres-leres mayar atanapi akumulasi.
Apa aku bisa nggunakake iki kanggo ngukur nilai obligasi?
Harga obligasi nyaeta nilai ayeuna tina pembayaran kupon na (jumlah anu diulang) ditambah nilai ayeuna tina nilai nominalna dina maturity (sum lump masa depan), sadaya diskon dina hasil pasar. Masukkan kupon salaku pembayaran jeung nilai nominal salaku nilai masa depan.
API — gunakake kalkulator iki saka kode
Ngadongékeun kalkulator ieu minangka titik akhir JSON bébas — teu peryogi kunci. Kirim nilai medan di handapeun minangka parameter pitakonan atawa JSON. Waca dokumen lengkap API →
Tampilan
GET https://calculator.free/api/v1/present-value/curl
curl "https://calculator.free/api/v1/present-value/?fv=10000&rate=5&years=10&pmt=0"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/present-value/?" + new URLSearchParams({
"fv": "10000",
"rate": "5",
"years": "10",
"pmt": "0"
}));
const data = await r.json();
console.log(data.results);Hasilna nyaéta perkiraan pikeun pituduh umum, henteu saran finansial, médis atanapi pajak.