Kalọ̀lịtà

Chọta eziokwu APR nke a loan mgbe ụgwọ na discount points bụ gụnyere.

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Ihe ọ bụla bụ 1% nke ego a na-akwụ n'ihu.
Ọnụọgụgụ
Nkwụghachi ọnwa
Nhazi
Ụdị

Nhọrọ ndị ahụ ga-akpụzi mgbe ị na-etipụta.

N'ihe banyere calculator a

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Ajụjụ ndị a na-ajụkarị

Gịnị bụ ọdịiche dị n'etiti APR na ego ego?

The interest rate bụ ihe na-accumulates na-echekwa; na APR na-ekpuchi upfront ụgwọ na ihe n'elu, ya mere ọ bụ mgbe niile dị ka ma ọ bụ elu karịa na-eche ọnụego. APR bụ fairer nọmba maka ịtụle n'elu n'elu.

Olee otú a na-ejikwa ihenhọrọ n'ụdị discount point?

Point ọ bụla na-efu 1% nke ego nke ego, na-akwụ ụgwọ na-emechi, na-agbakwunyere na gị ụgwọ. N'ihi na ị na-akwụ ha upfront ma na-akwụghachi ụgwọ zuru ezu ego, ha na-ebuli na-arụ ọrụ ọnụego - nke bụ ihe ziri ezi ihe APR captures.

Gịnị mere APR ji dị elu karịa ego ego?

N'ihi na APR na-ekpuchi upfront ụgwọ na ihe nrite n'elu ego mgbe ụgwọ bụ na-agbaso na zuru ego ego. You na-emetụtara na-akwụ ụgwọ karịa ka ị na-akwụghachi ụgwọ na-emegide, ya mere, na-ezighị ezi afọ ọnụ ahịa - na APR - na-abịarute n'elu na-eche ọnụego mgbe ọ bụla ụgwọ bụ charged.

Ọ bụ n'ihi na discount points na-akwụ ụgwọ?

Points ala gị n'aka gị n'aka maka ego ugbu a, nke na-eduga na APR upfront ma nwere ike belata ndụ oge n'ụba ma ị na-echekwa na-akwụ ụgwọ ogologo oge dị mkpa iji recoup na ụgwọ. Tinye points ebe a ka ịhụ otú ha gbanwere abụọ na-akwụ ụgwọ na-arụ ọrụ APR.

Ọ bụ na ọnụọgụgụ APR dị ala na-egosi na ego ego dị ọnụ ala?

Ọtụtụ mgbe, ma ọ bụghị mgbe niile - APR na-atụ anya ị na-echekwa ego maka oge zuru ezu ya. Ọ bụrụ na ị na-eme atụmatụ na-ere ma ọ bụ refinance na-adịghị anya, a ego na a elu APR ma ọ bụ ala upfront ụgwọ nwere ike n'ezie na-efu gị na-adịghị, ya mere na-ewere ụgwọ zuru ezu na-emegide ole na ole oge ị ga-na

Kedu ego ndị dị na APR?

Calculator a na-agba na ụgwọ na-emechi ụgwọ ị na-abanye na-enyekwa ihe ọ bụla discount points n'ime ego ị na-eweta. Real-world APR nkọwa na-agbanwe agbanwe na-adịchaghị nke ụgwọ na-ewere, ya mere a lender's quoted APR nwere ike ịdị iche na-adịghị ala ala site na a n'ihe atụ a.

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API — jiri kaadị a site na kóòdù

Kpọọ kalkulata a dịka ebe ngwụcha JSON n'efu - enweghị kii achọrọ. Ziga valiu mpaghara ebe ahụ n'okpuru dịka paramita ajụjụ mọọbụ JSON. Gụọ ngwe ndị ahụ niile →

Ebemkpofuozi

GET https://calculator.free/api/v1/apr/

curl

curl "https://calculator.free/api/v1/apr/?amount=200000&rate=6&years=30&fees=3000"

JavaScript fetch()

const r = await fetch(
  "https://calculator.free/api/v1/apr/?" + new URLSearchParams({
    "amount": "200000",
    "rate": "6",
    "years": "30",
    "fees": "3000"
  }));
const data = await r.json();
console.log(data.results);

Ihe a na-ahụta bụ n'ihi nlekọta n'ozuzu ya, ọ bụghị nlekọta ego, ọgwụ ma ọ bụ nlekọta ego.