Kalkülatör
Bir kreditiň hakykat APR'ini tap, bir gezek tölegler we diňletme nokatlary goşulan bolsa.
Netijeler ýazýan wagtyň täzelener.
Bu hasapçy hakda
you have a loan with a 6% note rate over 30 years, you will receive 197,000 in monthly payments. If you have a loan with a 6% note rate over 30 years, you will receive 197,000 in monthly payments. If you have a loan with a 6% note rate over 30 years, you will receive 197,000 in monthly payments. If you have a loan with a 6% note rate over 30 years, you will receive 197,000 in monthly payments.Use this calculator to compare loans with a 6% note rate over 30 years.Use this calculator to compare loans with a 6% note rate over 30 years.Use this calculator to compare loans with a 6% note rate over 30 years.Use this calculator to compare loans with a 6% note rate over 30 years.Use this calculator to compare loans with a 6% note rate over 30 years.Use this calculator to compare loans with a 6% note rate over 30 years.Use this calculator to compare loans with a 6% note rate over 30 years.Use this calculator to compare loans with a 6% note rate over 30 years.Use this calculator to compare loans with a 6% note rate over 30 years.Use this calculator to compare loans with a 6% note rate over 30 years.Use this calculator to compare loans with a 6% note rate over 30 years.Use this calculator to compare loans with a 6% note rate over 30 years.Use this calculator to compare loans with a 6% note rate over 30 years.Use this calculator to compare loans with a 6% note rate over 30 years.Use this calculator to compare loans with a 6% note rate over 30 years.Use this calculator to compare loans with a 6% note rate over 30 years.Use this calculator to compare loans with a 6% note rate over 30 years
Köp soralýan soraglar
APR we faiz derejesi arasyndaky tapawut näme?
Faiz derejesi balansda toplanýan zat; APR hemme wagt not derejesine deň ýa-da ondan ýokary. APR kredit hödürlerini deňeşdirmek üçin has dogry bir san.
Diskont nokatlary nädip işlenilip bilner?
Her bir nokat, baglanyşykda tölenen, karz mukdarynyň 1% yny satyn alýar we siziň tölegiňize goşulýar. Siziň olary öňden töleýäniňiz üçin, emma halatda karzyň doly töleglerini gaýtarýanyňyz üçin, olar effektiv nokatlary ýokarlandyrýar - bu APR-yň aňsat ele alýan zatydyr.
Näme üçin APR (agyrlyk) faizden ýokary?
Çünkü APR, ödeme hala tam kredit miktarına dayanırken, krediti içinden önceden ödemeleri we noktalary dağıtır. Siz effektiv olarak geri ödemeden az borç alabilirsiniz, bu yüzden gerçek yıllık maliyet - APR - her ödemede not miktarından üstüne oturur.
Diskont nokatlary satyn almak üçin gymmatmy?
Puanlar indi nagt pul üçin alyşmak üçin notyňyzyň tölegini peselder, bu öňden APR-i ýokarlandyrýar, emma eger siz bu karzyň bahasyny öwürmek üçin ýeterlik uzak saklaýan bolsaňyz ömrüňiziň dowamynda girdejileri peseldip biler. Bu ýerde hem töleg hem-de effektiw APR-i üýtgetmek üçin puanlary goşyň.
Az APR her wagt az bahaly karz manysynamy?
Normally, but not always - APR assumes you hold the loan for its full term. If you plan to sell or refinance early, a loan with higher APR but lower upfront fees can actually cost you less, so weigh the fee total against how long you will keep it.
Haçan başlajak?
Bu hasapçy girýän tölegleri we ýapyş tölegleri bilen bir hatarda her hili arzanlatma nokatlaryny kabul eden mukdaryňyza goşýar. Hakykat dünýäsinde APR düşünjeleri haýsy tölegler hasaplanýanda üýtgeýär, şuňa görä bir kreditçiň görkezilen APR bu hasaplamadan azça tapawutlanyp biler.
API — bu hasapçyny koddan ullan
Bu hasapçyny azat JSON ahtar noktasy hökmünde çagyr - açar gerek däl. Aşakdaky meýdança mykdarlaryny soragyň parametrleri ýa-da JSON hökmünde iber. Eňlisçe senedleri oka →
_Soňky
GET https://calculator.free/api/v1/apr/curl
curl "https://calculator.free/api/v1/apr/?amount=200000&rate=6&years=30&fees=3000"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/apr/?" + new URLSearchParams({
"amount": "200000",
"rate": "6",
"years": "30",
"fees": "3000"
}));
const data = await r.json();
console.log(data.results);Netijeler diňe umumy ýardam üçin hasaplanypdyr, maliýe, lukmançylyk ýa-da salgyt maslahaty üçin däl.